Since the beginning of this year, the international situation has become increasingly complex and domestic epidemics have repeated, and the survival and development of small, medium and micro enterprises have continued to be under pressure. Bank of Chengdu has proactively assumed

Since the beginning of this year, the international situation has become increasingly complex and domestic epidemics have recurred. The survival and development of small, medium and micro enterprises have continued to be under pressure. Bank of Chengdu has proactively assumed the responsibilities and mission of a local legal person bank and organized a bank-wide inclusive finance project from April 21. Take practical actions to implement the "23 Financial Measures" of the People's Bank of China and the State Administration of Foreign Exchange to benefit enterprises and the people and Chengdu's "30 Measures to Assist Enterprises". From January to April 2022, the cumulative inclusive financial loans issued by the Bank of Chengdu increased by 2.86 billion yuan compared with the same period last year, and the growth rate of inclusive loans increased by nearly 8.3 percentage points compared with the same period last year. Work related to "stability" and "six guarantees".

A "combination punch" is used to tackle inclusive finance

In order to implement the "23 financial items" and "30 items to assist enterprises", the Bank of Chengdu has launched a "combination punch" of inclusive financial services from the aspects of interest rate policy, product matching, etc., and effectively Reduce the operating costs of market entities such as small and micro enterprises and individual industrial and commercial households.

In recent years, Bank of Chengdu has focused on key customer groups such as individual industrial and commercial households, first-time mortgage households, and manufacturing enterprises, and has worked closely with relevant industry authorities and guarantee companies to form a small and micro-featured financial product system covering the entire life cycle of the enterprise. 9 government-bank cooperation products represented by "Kechuangdai", 3 supply chain financial products represented by "Rongcaidai" and 5 scenario-based financial products represented by "Huiquandai" can effectively solve the " Financing is difficult and expensive” problem. In this special action of inclusive finance,

adjusted the preferential interest rate to 3.7% for high-quality customer groups, making maximum efforts to benefit small and micro customers.

It is understood that in order to improve the coverage of financial services for small and micro enterprises, the Bank of Chengdu continues to do a good job in policy publicity and outreach, increases cooperation with various districts, cities and counties, and further promotes the "Rong Yidai" inclusive financial credit project. As of the end of April 2022, Bank of Chengdu has invested nearly 4 billion yuan in "Rong Yidai", and nearly a thousand small, medium and micro enterprises and small and micro business owners have received credit support.

Financial guarantee for smooth logistics "run"

"Thank you so much. The arrival of this loan has relieved our pressure!" Recently, a logistics business owner in Sichuan who benefited from the Chengdu Bank's bailout loan said gratefully, "Affected by the epidemic, Our liquidity was a little tight, so the Bank of Chengdu quickly helped us apply for an inclusive loan with a very low interest rate, which solved our urgent need!”

Affected by the spread of the epidemic at multiple points this year, the pressure on the industrial and supply chains has intensified. Focusing on key customer groups such as freight logistics companies, manufacturing companies, self-employed businesses, and first-time mortgage households, Bank of Chengdu continues to innovate products, optimize business processes, strive to improve the availability of loans to freight logistics companies, and tackle key businesses such as medium- and long-term loans in the manufacturing industry. types to further improve the quality and efficiency of financial services.

As early as 2020, the Bank of Chengdu, in conjunction with the Provincial Department of Commerce and the Department of Finance, jointly launched the province-wide exclusive product "Service Guarantee Loan" for small and micro enterprises in the service industry. Relying on this innovative financial product, the Bank of Chengdu continues to help freight logistics companies solve financing problems In order to solve the problems of difficult, expensive and slow financing, as of the end of March this year, the "service guarantee loan" has invested a total of about 600 million yuan, supporting more than 100 enterprises.

Accurately bail out cultural and tourism enterprises to "overcome difficulties"

Affected by the epidemic, the national culture, tourism and hotel industries are facing greater pressure. Focusing on the 23 financial items, "providing differentiated financial services for industries greatly affected by the epidemic" , Bank of Chengdu relies on the comprehensive efforts of its cultural and creative specialty branches and the innovative financial product "Wenchuangtong" to strengthen fee reductions and profit concessions, and actively relieve cultural and tourism enterprises from difficulties.

As early as 2018, the Bank of Chengdu established the first cultural and creative branch in Southwest China - Jincheng Cultural and Creative Branch. By strengthening the in-depth cooperation between "government and bank", it launched the "Cultural and Creative Pass", an exclusive financing product for cultural and tourism enterprises. In recent years, relying on cultural and creative specialty branches and "Cultural and Creative Communication" products, Bank of Chengdu has continued to make efforts in the fields of information services, culture, sports and tourism, creative design, media, film and television, and accurately serves cultural innovation enterprises.As of the end of April 2022, the Bank of Chengdu has provided loans of nearly 14.71 billion yuan to Sichuan Airlines Co., Ltd., Chengdu Ctrip International Travel Agency Co., Ltd., Sichuan China Youth Travel Agency Co., Ltd. and other cultural tourism and transportation industry enterprises, of which "Wenchuangtong" A total of more than 1.8 billion yuan has been invested, supporting more than 400 enterprises.

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