consumption type is cheap, return type can make a comeback,
generally can only be regular type!
also has a lower insurance cost compared to the lifetime model.
, however, the regular model has certain insecurity compared to the lifetime model!
This is the data and trend chart of the cumulative incidence rate of 25 major diseases as they age.
We can find that the probability of major illness before the age of 30 is very low. After the age of 30, the curve becomes steeper and steeper, and the probability of serious illness is higher and higher every year.
60-80 years old probability has increased by 46%!
After the regular protection is over, the risk is high.
Risk angle configuration is more suitable. Generally, lifelong model can only be reduced for life. The value of cash received for life can be reduced.
The god plan I want to introduce today is to ensure that lifelong unchanged and can be reimbursed. There is also financial management function
protect the serious illness for a lifetime
Insurance for a lifetime of serious illness and return premium
Return premium can also protect critical illness for a lifetime
compensate for serious illness and also return premium
Return premium to universal account
Account available for lifetime
- For example, 30-year-old Mr. Kang -
20 annual payment, annual payment of 4,267 yuan, 100,000 yuan of critical illness protection for life, can be realized:
also has financial management functions,
can match universal account Futai No. 1
guaranteed interest rate 2.5%, current interest rate 4.2%
used for family wealth management
4 episodes to take care of serious illness, return premiums, increase wealth
integrated insurance plan
One picture to understand, for example,
matching account additional income demonstration
summary
Such a fairy plan that pays 20 years, returns all premiums after 10 years, returns, returns for insurance, compensation, and lifelong account! , whether it is based on interests or protection, whether it is considering health or financial management, you can do both!
