For a long time, small and micro enterprises have had the problem of "difficulty in financing and expensive financing", mainly because of the small scale, lack of collateral, and it is difficult to obtain loans. WeBank WeBank is a product service specifically for small and micro enterprises and individual industrial and commercial households. It accurately focuses on the financing difficulties of small and micro enterprises. With the characteristics of no collateral, online operation, fastest 1 minute receipt, and maximum quota of 5 million, it effectively meets the financing needs of small and micro enterprises for "short, small and frequent urgent" projects.
Because it does not require pledge and is an online operation, it is very convenient to apply for WeBank WeChat loan. Through two official channels: search for the official account of "WeBank Enterprise Finance" on WeChat, and download and install the " WeBank Enterprise Aip" app in the mobile application mall to perform online operations.
Specific steps, let’s take the official account of “WeBank Enterprise Finance” as an example:
Step 1, scan the QR code or search for the official account of “WeBank Enterprise Finance” on WeChat, and click to follow the official account.
Step 2, enter the official account and click on the "Loan" column located below.
Step 3: Fill in your mobile phone number and enter the verification code.
Step 4: Fill in your identity information and set your loan password.
Step 5: Select the company that needs to apply for the quota.
Step 6: Enter the enterprise authorization platform, fill in as required by the page and submit it.
Step 7: Query the results in the official account. After applying for
, the review can be passed in as fast as 30 minutes, and the credit limit will be displayed simultaneously, thus completing the entire activation process.
WeBank Micro Industry Loan accurately focuses on the financing difficulties of small and micro enterprises, and gradually achieves wide coverage and in-depth reach of users. As of the end of June 2022, WeBank Micro Industry Loan has radiated to 29 provinces, autonomous regions, and municipalities directly under the Central Government, with a total of more than 3 million small and micro market entities applying, a total of more than 1 million credit customers, and a total of more than 1.3 trillion yuan in loans, which are highly recognized and well-received by small and micro enterprises.
