? Establish the correct asset allocation concept, select several financial management platforms that are most suitable for you under the guidance of professional institutions, and regularly review and adjust, and carefully establish the correct posture for personal investment.
1. Slowly settle, don’t rush to invest
. Fast and slow are relative. It is impossible to achieve a qualitative flyby without a slow accumulation and precipitation process. Mark Twain is a world-renowned novelist, but he achieved nothing in investment. After failing hundreds of times, Mark Twain no longer dared to invest. At that time, a young man asked him to invest in his new invention, but he refused without thinking about it. This young man was the Bell , which invented the phone. His company's assets have increased 50 times in just a few years.
Mark Twain had never really learned about his investment projects before, so he could only miss the only chance to turn the tables. The reason why many people fail to invest is because they have never really settled down to observe an industry and understand the targets they are going to invest in. Precipitation and accumulation are the first step to success in investment.
2. Seize the opportunity and quickly invest in
Facebook investors decided to make a big move into Facebook almost the next day after seeing ZackBerg, and it was quickly proved successful. They do not wait until the whole nation is chasing high prices, nor will they follow the trend. At the same time, they try to avoid industries with too many bubbles. Of course, they have seen dozens of similar companies before this, and have summarized the rules of this industry and know how to judge the quality of a company and a product.
3. Which industries should be the key to investing
Financial planner summarizes a sentence: If there is key technological innovation, look at technological innovation, and if there is no technological innovation, look at whether there is policy support. However, there are also many people who have policy support who "stop eating and waiting to die, but not losing their job". If you want to invest, you must invest in those dynamic companies. The easiest thing is to look at the CEO of the company. Investing means investing in people. You must take a good look at the qualifications of the investment decision-making level and comprehensive strategic planning. There is no doubt about this in emerging industries, especially emerging industries with policy support, which will at least perform well in the securities market for a short period of time. For example, the new energy vehicle and biomedical in the past few years. However, you should pay attention to time control. If it is effective, it will be reflected within one or two years. It is recommended to try it, but when there is still no substantial progress in a year, it is time to withdraw.
4. If you invest in a hot place, don’t forget to manage your finances
Financial management is more important than investment, and principal is the basis of everything. So you can't invest in principal at any time. The principal can be subscribed to some bank fixed income wealth management products, or treasury bond reverse repurchase , etc. If you think the interest rate is too low, you can also try other financial institutions’ financial management products. Take Fangdaibao as an example. If you invest 10,000 yuan and last for 6 people, you can get 150 yuan per month. You can repay the capital in half a year. If you spend 900 yuan in 6 months, you can use venture capital fund .
Of course, you must carefully examine the platform. The qualifications of the platform are proportional to the security of the principal. There is really no way to make a judgment, and you can also seek a fair and independent financial management institution. For example, p2p wealth management products are very good, with an expected annualized return of 14%-18%, which is still worth investing. Moreover, the seven-level security guarantee system protects investors' wealth security. Strict review, control source safety, comprehensive assessment of borrowers' loan purpose, operating conditions, development forecasts and repayment capabilities, the participatory business service concept of "information disclosure, authentic information, and transparent process", comprehensive information disclosure, good reputation, and multiple advantages such as low investment threshold, flexible term, and convenient withdrawal.
