2022 has the last quarter left, and it will drop to 2023. For retirees, the most concerned issue may be whether pensions will rise, who can increase their money, and whether they have their own.
I think it is highly likely that the pension will rise for 19 consecutive years next year. First of all, the cumulative balance of pensions for enterprise employees will reach 5.1 trillion yuan, and the central subsidy will reach 650 billion yuan and strategic reserves will reach 2.6 trillion yuan. Secondly, since all 31 provinces in my country have established entrusted investments in employee pension insurance funds, the investment income has now exceeded 63 billion. Finally, prices and wages both increased, and the economic situation was still on the rise. In the first half of 2022, the national GDP rose by 2.5%.
So, if pension funds continue to be raised in 2023, which retirees can increase their money? The following 5-type groups will start to have a secret fun. Let’s see if you are in it?
first, people with high monthly pension standards
0 The linkage adjustment of pension adjustments is adjusted. If the percentage is increased, the higher the monthly pension standards of retirees themselves, the more pensions will increase. After the pension is calculated after retirement, the monthly standard is higher. For example, if the economy of the location is developing well, the base of the issuance will be even higher. For example, in the areas where the base of the issuance is announced this year, Beijing is 11,082 yuan, while Guangxi is only 6,442 yuan, with a gap of 4,640 yuan; for example, people with high payment index and long payment periods, those who pay according to the principle of paying more pensions and getting more rewards and getting more rewards, the pensions can be paid according to high standards.
Second, the other adjustment for those who pay for more than 15 years is based on the payment period before retirement of the insured. If the payment period only meets the minimum standard for 15 years, it can only increase a small part of the monthly pension within the 15-year range, which is consistent with the increase of other retirees. However, if your payment period is longer, in addition to the increase of 15 years, you can also add another amount to the part that exceeds 15 years. The pension level will widen the gap with other retirees of the same age. Third, elderly people
The pension gap between elderly and young retired elderly people is relatively large, because compared with the elderly who have just retired or have not been retired, most retirees over 70 years old enjoy the third adjustment of the elderly after the quota and linkage adjustment. The higher the age, the higher the standard of monthly payment. Among them, the age limit for adjustments to the elderly in some regions will be further reduced. For example, in Henan, Shanghai, Zhejiang and other places, the minimum limit can be relaxed to 60 and 65 years old. There are also some provinces that can enjoy secondary adjustments a year. For example, in Shandong Province, after raising money for all elderly people who meet the age of older age, pensions will be increased again for elderly people who have reached a specific age, namely 70, 75 and 80 years old. In 2023, elderly people who meet these three ages may increase by 290 yuan, 190 yuan and 360 yuan each month respectively.
Fourth, after the adjustment of the retired enterprises, the retired cadres of enterprises, will make a bottom-up adjustment for the retired cadres of enterprises, after the adjustment of the three adjustments, that is, after the adjustment of the quota, linkage and tilt adjustments, the pension level does not meet the monthly average pension standard for employees of enterprises, will be supplemented to this level. For those with low-income income, they must make up for it at one time, which can increase a large amount of money. Taking Shanxi Province as an example, the average pension standard this year is 3,451 yuan per month. If the monthly pension adjusted standard is 2,000 yuan, you can add another 1,451 yuan. The lower the income, the more money you will pay in one go next year. But just make up for the average level and raise it next time, it will not rise so much. Therefore, only the elderly who retire this year will have the opportunity to enjoy this benefit next year.
Fifth, old workers who meet the conditions for participating in the revolution before the founding of the People's Republic of China
There are some elderly people with particularly high age groups. They are not only old, but have also made special contributions to the country. These people are old workers who participated in the revolution before the founding of the People's Republic of China. A few cities have to make special adjustments to these people. Currently, the standards of Guizhou Province are the highest. According to the different participation time, they will be increased by 550 yuan, 530 yuan and 510 yuan respectively. If there are no other major reforms in 2023, they may continue to adjust according to this standard. However, although the increase level is higher than the pension reimbursement amount of many people, these elderly people will only participate in single adjustments and seniority adjustments, and they will no longer participate in the quota and linkage adjustments.
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