On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5

2025/05/0806:38:35 finance 1769

September 30 website released a message that starting from October 1, 2022, will lower the interest rate of the first personal housing provident fund loan of 0.15% , and the interest rates of html under 15 years (including 5 years) and above 5 years are adjusted to 2.6% and 3.1% respectively.

The interest rate policy for the second personal housing provident fund loan remains unchanged, that is, the interest rates for less than 5 years (including 5 years) and more than 5 years shall not be lower than 3.025% and 3.575% respectively.

Following the commercial loan interest rate lowered, Provident Fund Loan interest rate has also been lowered, which is obviously a favorable group that needs to buy a first-time home and further reduces the cost of buying a house in urgent need.

According to statistics from Hefu Research Institute, the market in html in a deep callback in 19 .

In September 2022, Zhuhai commercial housing online signing has been completed, with a total of On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews846 sets of , up 26.31% month-on-month in August 2022 (3045 sets) ; transaction area has been completed, with a total of On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews09574㎡ , with a total of 29 % month-on-month (161888㎡) up 29 .

html Market sales increased significantly in 19, bringing warming up.

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲September 2021-September 2022 online signing trend

From the statistics of various business formats in Hefu Research Institute in September 2022:

Residential online signing On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews882 sets, month-on-month 2022 8 Monthly (1484 sets) increased by 27%;

commercial online signing On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews93 sets, up 221% month-on-month in August 2022 (62 sets);

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews other online signing sold 1771 sets.

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

From the regional residential online signing

Doumen 665 sets, Nanwan followed closely, residential transactions On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews28 sets, Tangjia On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews transactions On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews28 sets, Tangjia transactions On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews Tangjia transactions 311 sets of , followed by Jinwan relay, On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews51 sets of transactions, Gaolangang On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews sold On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews52 sets, Hengqin sold 89 sets of , and On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews Gongbei On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews sets of transactions, On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews7 sets of transactions, On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews.

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲See of commercial housing and residential online signing in various regions of Zhuhai in September 2022

Main city central area

Among them, the main city central area (including Gongbei, Jida, Xinxiangzhou , Laoxiangzhou, Qianshan) ended the continuous zero supply state, and the transaction maintained a low level, and added 19,500 square meters of .

htmlResidential transaction area in September was 10,100 square meters , up 17% month-on-month , down 55% year-on-year ; the average transaction price of is 32,275 yuan/㎡, down 1% month-on-month .

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲Photo/Hefu Research Institute

Main City New District

Main City New District (Nanwan and Tangjia) sectors have accelerated. html added 137,800 square meters of in 19, up both year-on-month, mainly concentrated in Gree Coast and Huafa Urban Construction Four Seasons Peninsula Project;

This month's residential transaction area was 63,900 square meters , and the transaction volume rose by 10% month-on-month , and the year-on-year fell by 45% ; the average transaction price of is 29,966 yuan/㎡, and the month-on-month increased by 3% .

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲Photo/Hefu Research Institute

Hengqin area

Hengqin has fewer projects on sale, limited supply of housing, the area roughly continues to be in low-speed sales, and there is no new supply in September;

The transaction area of ​​residential properties this month was 9,100 square meters, , up 7% from month-on-month , down 13% from year-on-year; the average transaction price of is 47,782 yuan/㎡ , basically the same as month-on-month .

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲Photo/Hefu Research Institute

West District

West District (Jinwan, Doumen and Gaolan Port) market activity has increased, and supply and sales have increased significantly month-on-month. html added 144,200 square meters of in September, an increase of more than 2 times month-on-month.

htmlResidential transaction area in 19 was 108,300 square meters , and the transaction rebounded at a low level, up 35% from month-on-month ; the average transaction price of is 15,213 yuan/㎡, up 3% from month-on-month .

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲Photo/Hefu Research Institute

Residential transaction area ranking

9 Zhuhai residential project online signing area ranking, mainly Doumen, Tangjia and Nanwan and other areas.

Among them, located in the front ring of Tangjia, Gree Coast is signed with online signing 133 sets of , and online signing area is 11,500 square meters ranks first.

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲Photo/Hefu Research Institute

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews022 cumulative residential online signing area ranked among the top ten, mainly Doumen, Nanwan and Tangjia areas, etc. . The first ranking is still Doumen New Youth's Huafa Yeyicheng project, online signing 906 sets, with an area of ​​103,000 square meters .

On September 30, the website of the People's Bank of China announced that starting from October 1, 2022, the interest rate for the first personal housing provident fund loan will be reduced by 0.15%, and the interest rates for less than 5 years (including 5 years) and more than 5 - DayDayNews

▲Photo/Hefu Research Institute

Conclusion

According to Hefu Research Institute analysis, html market transactions in September were warm . All real estate companies were accumulating their efforts to sprint for the golden week. A large number of housing sources received certificates at the end of the month. supply rose nearly 1.5 times this month, and transactions were bottoming out and rebounding.

On the eve of the National Day, the real estate market released three major positive news in succession, and the double blessing of the National Day Festival, the market is expected to usher in a bottoming recovery, and the market stabilizes and recovers is expected.

htmlIn September, the commercial and residential land market concentrated on land supply, with the supply reaching the peak of the whole year; if the market is hot and the real estate market policy is becoming more relaxed, more commercial and residential land may be listed in the future.

and commercial market volume and price have increased, but the overall decline remains unchanged. It is difficult to sell items on sale in the commercial market. It is expected that destocking will still be the sales target in the future.

finance Category Latest News