Good morning, Today is the second day of the National Day holiday, and today is the happy day of the Dragon. Dalong is here to wish all his loyal fans a happy holiday and wish the great motherland prosperity! I will never regret Chinese people in this life! Born in China and grew up in prosperity, I wish the great motherland prosperity and motherland, happy birthday!
|Interpretation of important message
1. Breaking! Mortgage interest rates are falling! What impact does it have on A shares ? Understand
"Reduced the interest rate of the provident fund loan for the first personal housing by 0.15 percentage points", "Residents can enjoy personal income tax refund preferential treatment before the end of next year", "The lower limit of the first mortgage interest rate is expected to exceed 4.1%"... Within 24 hours, three major policies have been released one after another, helping the stable development of the property market. , From June to August, the National Bureau of Statistics' housing price index data of 470 large and medium-sized cities, at least 23 cities met the requirements of the central bank's new policy.
Among them, there are 8 second-tier cities, namely Harbin, Lanzhou, Wuhan, Dalian, Tianjin, Shijiazhuang, Kunming and Guiyang; there are 15 third-tier cities, namely Quanzhou , Wenzhou , Luzhou , Yueyang , Yichang , Beihai , Dali, Qinhuangdao , Zhanjiang , Baotou , Anqing , Jining , Changde , Xiangyang and Guilin. For example, according to the provident fund loan 1 million yuan, the loan term 30 years, and the equal principal and interest , if the interest rate is 3.25%, 4352.06 yuan should be repaid every month, and the total interest amount is about 566,700 yuan; if the provident fund interest rate (interest rate for more than 5 years) is adjusted to 3.1%, the monthly repayment is 4270.16 yuan, and the total interest amount is about 537,000 yuan; after the interest rate changes, the monthly payment decreases by about 81.9 yuan, and the total interest decreases by about 29,700 yuan. Interpretation: Is it that little interest that is reduced? What I lack is the principal of buying a house. Now various measures are used to save real estate, which is to stimulate consumption and achieve economic recovery. Only when the economy is good can the stock market be better. So the question is, when can the stamp duty be reduced? 2. The first three quarters of fund bull and bear list: 0,000 funds Huanghai makes 62% profit, Nuoan Cai Songsong loses 44%! Interpretation: Manager Cai’s spring was in 2019, and it has become history since then. To put it bluntly, the stock market relies on the weather for its income. The stock market rises, everyone eats meat, the stock market falls, and the technology is better and still falls, 3. New high! The scale of public funds is 27.29 trillion yuan. The scale of this type of fund continues to rise. Interpretation: The scale is rising, the stock market is down, you can carefully look at where the money is going, the market value of the holdings of public funds of more than 27 trillion yuan is only more than 2 trillion yuan. Moreover, it is grouped in sky-high stocks. The biggest reason for the decline of A-shares is because institutional shorts , 4, US stock suffered the worst September in 20 years! " Wall Street 's most accurate analyst": Will fall into a "spiral sell-off" On Friday, the three major U.S. stock indexes fell collectively. As of the close, the Dow Jones Index fell 1.71% to 28,725.51 points; the Nasdaq Index fell 1.51% to 10,575.62 points; the S&P 500 Index fell 1.51% to 3,585.62 points. Both the Dow Jones Industrial Average and the S&P 500 Index hit new lows in the past two years, the Nasdaq Index hit a new low of two and a half years, and the US stock market suffered its worst September since 2002. Do you know the key points? The worst September since 2002. Looking at A-shares, it doesn’t take that long. Every month and every day are the worst Interpretation: Now the Fed rate hike is not over yet, and it will not increase in October, but will raise interest rates in November and December. This is still a negative impact on US stocks. Take your time and change space. It will be good. During the National Day holiday, US stocks will open normally with . The rise and fall depends on the negative news or positive news. If you continue to promote aggressive interest rate hikes, it will be bad for US stocks. If the economy is recovering, then US stocks will rise. Let’s focus on the cumulative rise and fall of US stocks during the next holiday. 5. Has the RMB depreciated? This is an aside! This year, there were endless surprises of the depreciation of the RMB. As long as we turn on our mobile phone or computer, we can see many articles telling us that the RMB has depreciated. If you ask someone to talk about it in the market, you will also find that the depreciation of the RMB is a topic that many investors are concerned about. But in fact, in 2022, the RMB did not depreciate as a whole, but the RMB exchange rate against the US dollar fell sharply, but the RMB exchange rate against other and remained basically stable, and even appreciated slightly. In other words, the depreciation of the RMB in market public opinion is an absolute layman's words. Interpretation: For this kind of thought, Dalong calls her the mental self-motivation method. No matter how the RMB goes, A-shares fall is a fact that has to be admitted. Dalong definitely wants to rise back earlier than anyone else, because it has risen, I can do a lot of things~ I can happily send red envelopes to everyone, invite lobsters, take my parents out for travel, and I am happy every day, but now, I am itchy about A-shares. After all, Dalong himself lost nearly 500,000 yuan in the fund this year. I am in a bad mood and don’t know who to tell me, and I am holding it in a hurry to pretend to be strong. In a word! This time the fund doesn’t make money, no one can rush me to get out! No one can! won’t talk about it now, and I won’t think about it anymore. I’ll spend the holiday with peace of mind. We can just watch the US stock performances in the National Day. The first like in October, I heard that A-shares will rise after the holiday! Dalong wishes everyone a happy National Day! Stay with your family more. #Mother loan interest rate dropped again!
