According to data, the current redemption rate of online loans has exceeded 50%, and in some areas it has exceeded 80%. However, the overall lower redemption rate should be mostly in Beijing, Shanghai and Guangzhou. After all, these three regions have more platforms. Yes, there is a lot of money. For example, as everyone knows, platforms such as Beijing Jiufu, Guangzhou PP and Hainan Phoenix Finance all involve large funds. For this reason, these platforms have all cashed out, which means that they will cash out in 2022. rate will increase.
Many people are controversial about why Jiufu was not cashed out in time in Beijing, but some corresponding cashing policies were introduced. When Jiufu started cashing out in 2020, it aroused heated discussion. After all, The emergence of the cash-out plan does not show the determination to cash out, but causes the lender to lose money, so many people understand that they hope to get their principal back.
Regarding the controversy over Yu Jiufu, expert Wang Qiang suggested: Jiufu can cash out in advance, and the redemption rate will increase in 2022. Why does Wang Qiang say this? There are three main directions for lenders.
Direction 1: Lenders have ushered in a turning point, so Jiufu should face up to its current responsibility for fulfillment. The lack of supervision does not mean whether it will help lenders, but it wants the platform to be able to handle everyone's funds on its own. From now on, they It has been introduced, but it is too slow for lenders to cash out, which makes many people unable to accept it. There are still three years to go, and it is about to be three years. Can it really be cashed out? So direction one still needs them to cash out themselves.
The second direction is that lenders should seize the opportunity and supervision is necessary. Many people think that it is useless to go to them. In fact, many of them are ways of delaying, but they are actually effective. For example, they can release some news, so that To let everyone see hope is not to ignore it, so in response to this situation, we must learn to seize the opportunity and rely on supervision. Now only they can control it.
Direction 3: The clearing of online loan platforms is over, but there are still many people who need to know about cashing out. For many people, the cashing out of online loans is the real clearing of the platform, so Jiufu involves a wide range of funds. , and there are various disguised ways of cashing in, so the suggestions put forward by experts are also good and can give more people hope.
If Jiufu can bring lenders on board under various redemption plans, then the borrowers can accept it, but Jiufu should also understand the current opportunity. Don’t think that the lenders have not taken measures, but everyone wants to It is necessary to give an opportunity to return from the lost path. If we really want to trace the direction of the funds, I believe that many people will be involved, and the supervision will not be willing to do so. However, we also hope that supervision can provide a comprehensive solution to the lenders. , are you right?
