5 In May, Yin Shi also entered the exclusive season of "her" - Mother's Day, are your gifts ready?
On May 7th, ZhongAn offered a warm gift for Mother's Day, and launched the female high-risk disease insurance. On the one hand, the product covers a high age group, the standard body can be insured between the ages of 18 and 60, and the same insured can renew the policy up to the age of 80; on the other hand, the product covers a wide range of high-risk diseases in women, such as breast cancer. , uterine cancer, cervical cancer and other malignant tumors can be given a fixed payment of up to 300,000 yuan; at the same time, carcinoma in situ can also be insured, and it covers a variety of female tumor special drugs.
It is worth noting that ZhongAn High Incidence Disease Insurance pioneered the medical liability for breast implants in the industry, and provided medical arrangements for breast reconstruction after breast cancer surgery for women.
WHO's International Agency for Research on Cancer (IARC) report shows that among new cancers in 2020, breast cancer beat lung cancer for the first time to become the most common cancer in the world. 1 person is a breast cancer patient.
Breast cancer is tantamount to the number one killer of women's health.
As we all know, surgery plays an important role in the treatment of breast cancer. As breast cancer becomes the number one new cancer in women, more and more female users will face physical trauma such as depression and thinning of the chest wall after surgery. Breast reconstruction has become a pain point and demand in the market.
(1) The first domestic breast prosthesis medical responsibility, cut off the user's worries.
According to data, 90.58% of new breast cancer patients can be treated by surgery every year, and 70% of the surgical patients are eligible for breast prosthesis reconstruction. It can be seen that reconstruction after breast surgery will be the light of life for breast cancer patients.
Based on market demand and pain points, ZhongAn Insurance has launched a brand-new attack, pioneering the medical insurance liability for breast prosthesis equipment expenses in the industry, providing personalized breast reconstruction services for postoperative users.
For this reason, ZhongAn and Meixin Health provide medical treatment arrangement services for breast reconstruction in stage I, follow-up synchronously according to the user's breast cancer surgical treatment plan, and seamlessly connect with stage I breast reconstruction and reconstruction, which can alleviate the patient's physical defects to the greatest extent. physical and psychological trauma.
In today's medical environment, hospitalization and medical arrangements may often be the last straw that crushes users. At present, the list of hospitals for stage I breast reconstruction of Meixin Health covers 97 tertiary hospitals in China, including Beijing, Shanghai, Guangzhou and Shenzhen, and ZhongAn has designed an advance payment service for breast prosthesis devices. In this way, the insured can not only seek medical treatment with peace of mind, but also quickly have a solution to medical expenses, which truly kills two birds with one stone.
In order to improve the efficiency and experience of users' medical treatment, Zhong An's breast reconstruction phase I can respond quickly in the service process, and users can complete the service application to medical treatment arrangement within 5 working days at the fastest.
is user-centric, and ZhongAn's first phase I breast reconstruction service is already on the way. However, the highlights of ZhongAn's high-risk disease insurance for women don't stop there.
(2) A variety of women's cancer special drug services are always online, be the exclusive patron saint of "her"
Be the exclusive patron saint of "her", the special drug service is another highlight of Zhongan's high-risk disease insurance for women.
ZhongAn's high-risk disease insurance for women covers a variety of special oncology drugs such as Liptrox, Herceptin, and Pajet, as well as the latest oncology special drugs such as Septin and Ariyi, and provides 0 Deductible, up to 1 million guarantees, that is, drugs outside the social security catalogue, 100% reimbursement; drugs in the social security catalogue, using social security settlement, reimbursement amount 100%, not using social insurance settlement, reimbursement amount 60%.
At the same time, ZhongAn Women's High Incidence Disease Insurance provides three-dimensional comprehensive protection and care.
First of all, ZhongAn's female high-risk disease insurance covers a high age group. The standard body can be insured between the ages of 18 and 60, and the same insured can renew the insurance up to the age of 80.
Secondly, the product covers a wide range of high-risk diseases for women. The guaranteed diseases include breast cancer, uterine cancer, cervical cancer, fallopian tube cancer and other malignant tumors, and a fixed payment of up to 300,000 yuan can be given. At the same time, specific carcinomas in situ such as breast, uterus, and cervix, and systemic lupus erythematosus-type III or above lupus nephritis, severe rheumatoid arthritis, severe multiple sclerosis, severe aplastic anemia and other specific diseases are also listed. Included in the coverage, the fixed payment for female carcinoma in situ and female specific diseases can be up to 60,000 yuan and 300,000 yuan.
In addition, ZhongAn's high-risk disease insurance for women has also set up specific surgical insurance liability with a fixed payment of up to 300,000 yuan.
It is worth noting that Zhong An's female high-incidence disease insurance is quite affordable and beneficial to the people. The minimum premium investment can be as low as 0.08 yuan per day, that is, within the scope of responsibility, ZhongAn female high-risk disease insurance will pay in full, as much as it is insured.
These product innovations are inseparable, and ZhongAn has the mission of "being warm-hearted insurance".
(3) Doing temperature-sensitive insurance, ZhongAn Insurance keeps moving User-centric, providing scenario-based and personalized guarantee value and service experience.
is making continuous efforts to create a "national medical insurance" for 100 million people, and ZhongAn Health Insurance is also based on covering various groups of people. For two consecutive years, ZhongAn Health Insurance's claims report shows that among its claims users, female users are slightly higher than male users. Therefore, ZhongAn has launched insurance coverage exclusively for women.
In November last year, the Zhongan Medical Butler service was launched, which further opened up the closed loop of Zhongan Health Insurance's "medicine + medicine + insurance" service, providing users with an all-round, full-process one-stop health management solution.
Zhongan Health Insurance users can experience services such as online consultation and home delivery of medicines through Zhongan Medical Butler. In addition to daily health management services, services such as medical green access and medical advance payment are effectively solving various urgent needs of health insurance users in medical treatment.
also highlights the strategic advantages of health "medicine + medicine + insurance" in Zhongan's high-risk disease insurance for women. In terms of special drug services for malignant tumors, it can realize drug distribution services and door-to-door drug delivery; at the same time, it also supports services such as expert outpatient clinics and pre-drug testing. At the same time, users can also conduct graphic consultations online.
provides temperature-sensitive insurance, and ZhongAn Insurance keeps walking.
