Alipay can transfer money to WeChat, but cannot transfer it directly to WeChat wallet. It is said that the function is too useless. In fact, some scenarios are very practical. Because you cannot transfer directly to your WeChat wallet, many people think this is a user that Alipay

Alipay can transfer money to WeChat, but it cannot be transferred directly to WeChat wallet. It is said that the function is too useless. In fact, some scenarios are very practical.

needs to transfer money to WeChat friends through Alipay. You need to enter the amount to generate a collection QR code, and then send it to the recipient through WeChat. The other party can only use Alipay to scan the code to collect the money and deposit it into your Alipay account. You can only transfer up to 2,000 yuan per time.

Because it cannot be transferred directly to the WeChat wallet, many people think this is a user that Alipay is secretly sucking WeChat. More people find it troublesome, so it is better to transfer money directly on WeChat or add Alipay friend transfer money first. This feature is a waste of time and is purely useless. In fact, this function is very practical for some scenarios.

Alipay is the first to launch the Yu'ebao financial management function, and many people are more accustomed to putting the backup money on their bank cards on Alipay, which leads to the occasional insufficient balance transfer between WeChat friends.

basically will not add each other as Alipay friends for WeChat friends who are not so close to each other, such as landlords, merchants, etc. In the past, when I encountered insufficient WeChat balance, most of them first transferred money from Alipay to the bank card and then paid with WeChat. Now you can directly generate the QR code to be collected, which can save the step of borrowing a bank card, which is indeed more convenient than before.

Of course, the most ideal state is Alipay WeChat interoperability and direct mutual transfer. However, the two companies have a common situation and have not shared payment interfaces, so it is difficult to achieve interoperability.

In September last year, relevant institutions had asked Alipay WeChat to unblock each other. Due to their respective business considerations, it is still difficult to achieve complete smooth communication in one step. Now that this function is launched, it can be seen as an exploration and progress. I believe that both sides will explore more suitable paths in the future and gradually open up.