Two horses in the business world- Ma Yun , Ma Huateng, no one knows everyone. One created Ali, the other created Tencent , Taobao and WeChat, people’s daily lives are inseparable from the two.
are both Internet giants, and competition is inevitable. For example, we usually pay with mobile phones, WeChat Pay and Alipay. Maybe you can hear " WeChat receipt" and "Alipay arrives" when you walk on the road. Is it very familiar?
However, not all mobile payments can be used for both. Wechat can only be used for Wechat payment. Not to mention, Alibaba's Taobao can only use Alipay. The two giants monopolized the entire mobile payment market.
However, when will the two interoperate?
Prior to this, in August 2019, the People's Bank of China issued a three-year development plan for financial technology , expressing the need to promote bar code interconnection.
It is reported that the technical verification pilot of the interconnection between Alipay and WeChat Pay has been carried out in Fujian, Chengdu and Ningbo. Prior to this, UnionPay and Tenpay , UnionPay and Alipay have all carried out interconnection trials.
In addition, the interconnection of QR code payment can also provide customers and merchants with a more convenient collection and payment experience. Usually, if time is tight, it is indeed a bit troublesome to scan the code and find a different APP.
Therefore, perhaps the situation of QR code payment interconnection is coming. Not long ago, some media claimed that Taobao might have a WeChat payment model. In this way, the competition between the two will be eased. There is also an important news that Taobao will release a special version of the WeChat applet , and users can pay through WeChat.
So, are the two horses going to cooperate? Why is there such a situation?
Some people have speculated that this is probably due to the emergence of digital renminbi, which has a dedicated digital renminbi APP, and users scan the merchant's payment code to spend. If Alipay and WeChat Pay continue to take care of each other, the digital renminbi may affect both.
However, the application of new things may not be so smooth. Alipay and WeChat Pay have occupied the country for so many years. Both still need to make more perfect improvements to allow users to get a better experience.
.-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-