According to media reports, Huabei recently used a service upgrade model to access the central bank's credit report. The reporter called Alipay's customer service and said that currently only some user groups have access to the central bank's credit report.
So the Huabai meeting that has been passed for so long has come true...
How to check whether my Huabai has a credit report?
Enter Alipay, click [Flower]-[My]-page down, click [Related contract and product description].
click to open only the "Huabe User Service Contract", "Sesame Service Agreement", "Product Description", there is no credit report.
If there are additional regulations, "Personal Credit Information Inquiry and Submitting Authorization Letter", "Personal Credit Information Relevant Contracts", it is the credit investigation!
Hey, why are some people on the credit investigation, are there any?
Because some users enter Alipay Huabei, they will receive a service upgrade reminder or Huabei questionnaire.
As long as you agree to the agreement and upgrade, your Huabei will be credited. Friends who have not chosen to upgrade, remember to consider it before clicking!
If you don’t want to use Huabei because Huabei is on the credit report or for other reasons, Ducky talks about how to close Huabei:
First, you need to repay all the money you owe Huabei, and Make sure that there are no uncompleted orders, then open Alipay-[Huabei], click on the [My] option at the bottom of the Huabei page, enter the setting page and click [Others]-[Close Huabei], and then follow the instructions step by step. can.
Huabei data is connected to the central bank's credit investigation system, which also means that mainstream lending products in the payment and loan systems of major Internet giants have completed the docking with the central bank's credit investigation system.
It seems that the stalk of "Uninstall Alipay after spending, don’t have to pay back if you don’t prompt" is not enough. Will everyone continue to use flowers? Leave a message and chat~
