html was cut at the age of 135 and then switched to Didi . After leaving the big factory, I started delivering food and applying films under the overpass... Almost all kinds of jokes you can think of can be applied to programmer . It seems that the career of a programmer ends abruptly when it reaches the age of 35.
The fact is true. Whether you admit it or not, most programmers do the work in execution. The product manager has planned the product functions and let the programmers develop whatever they develop. , programmers like this type of programmers, after the age of 35, their code learning ability is not as fast as fresh graduates, but their salary has increased several times. It would be strange if the company doesn't lay you off.
How to overcome the 35-year-old dilemma of programmers?
Some people say that if you want to be outsourced , the salary is low, at least it is not easy to be cut.
I can only say, stop joking, the big factory came out, the more I worked, the more I went back.
After all, programmers were laid off because they were highly substitutable. So what kind of programmers are not easily replaced?
- First, it has good technology and strong code capabilities.
- Second, it is to become an expert in the business field.
Give an example of a bank: Banking business line is complex, with a lot of data, and developing a system is highly complex. Usually, when developing a system, it requires guidance from very professionals in this field, with a long development cycle and complex communication and discussion.
Just imagine, if you are very familiar with bank business , you can quickly judge the feasibility of the demand and know what kind of ways to achieve the demand faster when communicating with business personnel. The system developed in this way can first meet the needs of business personnel and support business growth; second, the cost of operating and maintaining in system has been reduced, and the useless code has been reduced.
On the contrary, if you will only complete the tasks split by the business field experts and product managers , not only is communication difficult, but it is also costly for the company. You may be fired if you are not 35 years old.
So, developers must participate in business decisions, rather than just doing execution.
Developer creativity and familiarity with technology can find the best solution based on the problem and complete development tasks more efficiently. Huawei has begun the transformation of business IT, which will also be the way out for 35-year-old programmers, or competitiveness.
So how to cultivate your ability to understand business?
First, look at more excellent cases, and second, communicate more with business departments.
below share with you a bank case to help you better understand business.
Project Background:
This is a local bank that is undergoing information transformation. With its own development, the demands of business departments are increasing, which poses new challenges to the IT department:
1) There are many systems and messy data. The company has dozens of systems, but it cannot communicate with each other, the data calibers are different, and data is isolated to form information islands, making it difficult to share and exchange.
2) Report production cycle is long and the repetition rate is high. Business departments are accustomed to using excel to develop, which is not only slow in efficiency, but also difficult to reuse.
3) Poor business convenience. Customers can only handle business when they go to outlets. The business model is backward, and it is urgent to liberate more productivity and develop business. After analysis and discussion, the IT department decided to launch a comprehensive decision-making platform, concentrate the required data and information, and manage it in a unified manner. On this basis, it realizes multi-dimensional and comprehensive analysis, such as performance systems, customer analysis, business indicator analysis, risk analysis, etc.
After a variety of market research and comparison of selecting , I finally chose 接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接接�
Application scenarios
1. Risk monitoring platform
1.1 Self-service equipment risk monitoring
online stores have many self-service machines. It is basically impossible to analyze abnormal transactions from massive data by relying on manual work, and it is impossible to distinguish the fees generated by non-real transactions. Bank transaction risks are high and the costs are high. The risk monitoring system under
can reduce risks and costs to a certain extent.
1.2 Credit business risk monitoring
Credit business is one of the main businesses of every financial institution. The low loan quality will directly lead to bank operations problems. Therefore, it is very important to conduct comprehensive risk prevention and control for the credit business industry, bad debt rate, credit scale, etc.
is based on a visual monitoring platform, and can currently implement the following functions
- monitors the daily scale of credit services, and realizes T+1 analyzes the business;
- classify and analyzes various types of credit services to control businesses with high loan non-performing rates;
- monitors the loan investment direction according to the scale, and warns those with large deviations in the industry;
- pushes the list of bad people in credit services to relevant departments for collection and disposal.
2. Business Department Cockpit
In the past, if the business department wanted to obtain analysis data, it took a fixed time to export excel data from different systems and then summarized it. It took a lot of time and manual statistics, which could easily cause data errors and have negative impacts on business decisions. Now, through the business department cockpit, each department can intuitively obtain the desired data, making the data more accurate and timely.
3. Solid marketing
Bank has a lot of daily marketing work, and it will be very chaotic without tools for management. Now, the Finereport platform has been used to achieve VPN penetration, and complete mobile solid marketing registration, outlet marketing analysis, joint-run marketing analysis, personal data statistics, etc.
In short, if you understand business, you can know how the world works, where the money comes from, and where it will go, you can see many opportunities to make money, and the transformation of business IT will be the way out for 35-year-old programmers.
Finally, I will send you a bank digital solution.
send a private message to "map" to get the full version of bank digital solutions.
