There are some minor problems in the body, so it’s really annoying to buy insurance.
have to constantly select products to test and underwriting, either except or increase fees, and some products are even very expensive.
Many people are even rejected by critical illness insurance .
There is no way to do it. Buying insurance is actually a two-way choice. The healthier people are, the earlier they buy it. The larger the range of optional products, and buying insurance has more advantages.
But now, as insurance companies compete with each other, they are becoming more and more advantageous for non-standard people.
has the first China-Dutch surpassing No. 1, and the latter is the second, the insurance love-worry. The critical illness insurance product with loose underwriting can be said to be better than the best.
Today, Super Mary Critical Illness Insurance has added a new product and released a simple nuclear version. It not only focuses on loose underwriting, but also has a very cheap price, and can also support manual underwriting .
Today I will take you to reveal this National Treasure Life Insurance Super Mary No. 7 Easy-to-nuclear version critical illness insurance .
underwriting is loose and easy to get on the bus!
Super Mary No. 7 Easy-to-Nuclear Edition has complete basic guarantee responsibilities, but for non-standard people, it is more important to underwriting.
According to the current publicity materials, there are indeed many diseases that are relatively loose.
, especially common diseases such as three highs, three positives, and thyroid nodules , have the opportunity to underwrite the standard body or increase the premium.
The following is based on several common diseases, and give a few simple examples.
(the final underwriting conclusion is subject to actual underwriting)
thyroid /breast/pulmonary nodules have the chance of having the standard body
Super Mary No. 7 Easy Nuclear Edition has the opportunity to cover the 0 or 3th grade malaria nodules.
Asthma and Embryonic have the chance of marker
For respiratory diseases in slow branches, asthma, and emphysema, it also has obvious advantages and opportunities for marker dysfunction.
can support up to 170mmHgHigh blood pressure under insurance
High blood sugar High blood lipids three common non-standard "old friends", Super Mary No. 7 Easy-to-core version, supports relaxation of numerical normal coverage, but diabetic here, there is no advantage.
accounts for the three positive hepatitis B in the insurance company's black list, and there is a chance of protection
Commonly with three positives in large and small, and people with abnormal liver function cannot buy 90% of critical illness insurance.
Super Mary No. 7 Easy-to-core version, you can have additional fees or standard underwriting. If you don’t have any benefits, you can try manual underwriting. This can be said to be a big surprise in non-standard critical illness insurance products.
No. cervical disease for women, cin, underwriting is more relaxed
Super Mary No. 7 Easy Nuclear Edition has also relaxed the conditions for cervical diseases in some women, and the advantages are further improved.
rate bargain price. If you buy non-standard people, you will earn
In the past, we would recommend friends who cannot buy critical illness insurance to try PICC Aiyouyou easy-to-core version or China-Dutch surpass No. 1, but because the price is not cheap, many people have been persuaded to withdraw.
Super Mary No. 7 Easy-to-Nuclear Edition emerged, not only the underwriting is loose, but the bargain price rate also shocked us.
three critical illness insurance products with loose underwriting,
Under the same insurance situation, the premium of Super Mary No. 7 easy-to-core version is the cheapest.
However, Super Mary No. 7 is bound to the responsibility for death, and the person who has the largest compensation for the premium or cash value of the death penalty is the insurance amount; the responsibility for death beyond the No. 1 is the compensation amount, and Aiwuwu No. 7 is bound to choose the responsibility for death.
Even if you are responsible for your death, we can still see that the Mary Easy Nuclear Edition has a strong price advantage.
Of course, we still want to remind everyone:
combined with the 7125 principle , when we configure critical illness insurance, the core of our attention is "whether the insurance amount is sufficient to cover our annual income for at least 2 years."
Whether it is a serious illness or not, it is best to choose a separate term life insurance to cover the death liability. Never reduce the critical illness insurance coverage for the sake of death liability .
After all, you can only choose one for serious illness insurance and death.
is fully protected, and you can choose to care and be more considerate
Overall, Super Mary No. 7 Easy-to-core version is a lifetime single-time critical illness insurance, with a maximum coverage of 600,000 yuan. There are four basic guarantees: serious illness, moderate mild symptoms, death, and total disability.
In addition to 110 types of critical illness protection, there is also a very practical and self-responsibility :
html If you have a moderate to mild symptoms before the age of 160, and then diagnosed with a critical illness, you can pay an additional 30% of the critical illness insurance amount.
If Xiaoxiong bought a 500,000 yuan insurance coverage and suffered from thyroid cancer at the age of 40 (thyroid cancer is currently paid for mild symptoms), he can get a 150,000 yuan compensation for mild symptoms. At this time, Xiaoxiong's serious illness will be upgraded to 650,000 yuan!
Considering that before the age of 60 is a critical period in life, the demand for disease protection is greater, so its can be selected for special insurance for critical illness , which is also very humane:
60 years old, if you are diagnosed with a critical illness for the first time, you can pay an additional 50% of the critical illness insurance amount.
If Xiaoxiong, who has a coverage of 500,000 yuan, adds special insurance for critical illnesses to himself. After suffering from thyroid cancer at the age of 40, triggering the compensation for mild illnesses, assuming that Xiaoxiong had his first serious illness before the age of 60, he can get 500,000 + 150,000 additional insurance for 150,000 + 250,000 special insurance for a total of 900,000 yuan!
Although it is slightly inferior to some products 80% or 100%, as a critical illness insurance with loose underwriting, it is also a blessing for some non-standard partners who want to improve their protection.
Summary
Super Mary No. 7 Easy-to-core Edition has greatly upgraded the optional range for non-standard people. It is truly cheap and big.
This wave of operations by National Treasure Life Insurance is obviously trying to cry for other insurance companies.
If the underwriting conclusion of Super Mary No. 7 easy-to-nuclear version is not ideal, you can also try two other critical illness insurances that focus on loose underwriting: China-Dutch Internet Overcom No. 1 and PICC Ai Worry-free Easy-to-nuclear version.
three critical illness insurances have their own advantages in different diseases underwriting. In short, don’t be discouraged by non-standard friends. Just find the one that suits you most among these three products.
However, health notification is a very skillful insurance process. In order to avoid missed complaints, wrong complaints, etc., it is recommended that everyone inform them under the guidance of professional and reliable people.
