In June, the mortgage interest rates of many banks in Zhongshan can apply for as low as 4.25%. Will there be any change this month? Let's take a look together! On July 20, the central bank issued an announcement on the loan market quotation rate (LPR): the 1-year LPR is 3.7%, and

htmlIn June, Zhongshan , the mortgage interest rates of many banks can apply for as low as 4.25%. Will there be any change this month? Let's take a look together!

htmlOn July 20, Central Bank issued an announcement on the loan market quotation rate (LPR): 1-year LPR is 3.7%, and the LPR for more than 5 years is 4.45%. LPRs above are valid before the next release of LPR. 1-year and 5-year LPR points remain unchanged from last month.

9 banks' first mortgage interest rate is 4.25

According to incomplete statistics from Fangxun Ge, the actual interest rate of the first home loan of most banks in Zhongshan is still mainly LPR, that is, 4.45%.

first home loan interest rate is at least 4.25%. 9 banks can apply for this interest rate , such as Bank of Communications, Agricultural Bank of China, Postal Savings Bank , Everbright Bank , HSBC , Rural Commercial Bank , etc. Compared to last month, there are 4 more banks!

Note: The interest rate plans signed by the same bank and different real estate projects may vary, and the interest rate plans implemented by different branches may also vary. Therefore, the specific situation is subject to the bank.

Will the mortgage interest rate be reduced again?

Bank mortgage interest rates are being lowered in various places, and more and more banks have the first mortgage interest rate of 4.25. So some netizens asked, will the mortgage interest rate continue to be lowered?

Recently, at the latest press conference of the State Information Office, the director of the Currency Department of the Central Bank said that in the next stage, the central bank promoted the continued reduction of actual loan interest rates, so that the majority of market entities could personally feel that the comprehensive financing cost was actually declining.

This also means that the tone of the country in promoting the reduction of actual loan interest rates has not changed. In view of the current situation where the LPR remains unchanged, the trend of to remain stable in the long run is relatively obvious, and it is not ruled out that banks still have room for a downward adjustment.

The current mortgage interest rate seems to have returned to the discount era before 2016. This is undoubtedly a great benefit for urgent needs!