Silver brick rise rate in the past 20 years
January 1990-August 2022 International silver price trend chart USD/oz
In September 2022, a 15 kilogram silver brick price is RMB 60,000-70,000. The above figure shows that the international silver price in 2002 was US$4 per ounce. On September 6, 2022, the international silver price fell sharply to US$18.2 per ounce, which increased by about 4.6 times in 20 years, equivalent to an annual appreciation rate of about 7.9%. Silver has been underestimated.
Gold price increase rate in the past 20 years:
January 1991-August 2022 International Gold Price Trend Chart USD/oz
Gold price trend over the past 20 years (see the above chart). Since 2002, the gold price has turned upward and continued to rise sharply until 2012, and continued to rise for more than 10 years. It was about USD 355/oz in 2002. In August 2022, the gold price was about USD 1,722/oz, a 4.9-fold increase, with an annual increase of 8.2%.
vs. gold and silver trends: the price of silver bricks fluctuated between December 2006 and March 2020, and the price of silver fluctuated between 3,800 yuan and 4,400 yuan per kilogram, and gold bricks fluctuated between 290 yuan/gram and 310 yuan/gram. From March 2020 to September 2022, silver bricks returned to the price of 4,400 yuan. The price of gold bricks has not returned to around 310 yuan/gram, but is still hovering around 395 yuan.
National housing price appreciation rate in the past 20 years:
After China joined the WTO, from 2000 to 2020, Global Economy and China's 20 years of rapid economic development, the average sales price of newly built commercial housing in 2002 was 2167 yuan/square meter nationwide. In June 2022, the national new commercial housing sales price was 10,100 yuan/square meter. In the past 20 years, the national housing prices have increased by 4.6 times, with an annual increase of 8%, and the growth rate of gold, silver and silver prices is 7.9-8.2%, which is consistent with the growth rate of gold, silver and silver prices. Among them, in many small and medium-sized cities across the country, the housing price increase rate is lower than the gold and silver price increase rate. The silver price has been underestimated today, who dares to seize the opportunity? Investing requires more professional judgment.
Gold-silver price comparison:
Historical rule is that the gold-silver price comparison is 80 times, and the current gold-silver price comparison is 92 times. The silver price is slightly underestimated than the gold price. The configuration ratio of gold bars and silver bricks can be selected for 50%: about 50%. The gold-silver price ratio is less than 80 times, which is suitable for buying gold bars and gold bricks. If there are large quantities of gold bars, gold bricks and silver bricks, you can rent the smallest safes from multiple banks for storage. The smallest safe box, the annual storage fee is about 180 yuan.
On December 19, 2006, the price of gold was RMB 263/gram, the price of silver was RMB 3.98/gram, and the price of gold and silver was 66 times, which is very suitable for buying gold. On September 5, 2022, the price of gold is 388 yuan/gram, and the price of silver is 4.21 yuan/gram. The gold-silver ratio is 92 times, which is very suitable for buying silver.
Real estate + gold and silver are the hard currency of the family
Real estate and gold and silver are physical assets that ordinary people can easily identify, control and circulate. Unlike paper wealth (such as deposits, stocks, trusts, insurance, etc.), and also from general physical assets (such as machinery and equipment, value of mahogany, antiques in calligraphy and paintings, jewelry and jade), but the most difficult thing is to predict the low price opportunity for gold and silver prices, which requires research and tracking. If you unfortunately buy silver bricks at a high level in 2011, you will still suffer a big loss in 2022 11 years later. I bought the gold bricks at a high level in 2011, and 11 years later, in 2022, I just got out of the trap. The volatility of silver prices is greater than that of gold prices. It is as expensive as dirt, and it is as cheap as pearls and jade. It is easier said than done.
Secondly, it is necessary to accurately calculate the purchase loss rate (value retention rate). Gold and silver bought at high premiums do not retain value, and real estate purchased at high prices do not retain value.
Real estate and gold and silver, risks are everywhere and always need to be learned.
