With the development of the economy, more and more investors are aware of the importance of overseas investment and have begun to pay attention to overseas company registration, foreign exchange, foreign currency investment, overseas insurance purchase, financial management planning, etc. No matter which investment method you choose, having an overseas bank account is the first step in overseas investment.
Why do you need to open an overseas bank account?
Many friends who have not opened an overseas bank account may ask: Why do you need to open an overseas bank account?
Please look at the following legend summary and you will have a general understanding:
Simple summary is three situations:
- Overseas asset allocation: From the perspective of global assets, how to maximize your total assets.
- issues of collection, payment, and fund return in cross-border business.
- How to make more convenient payment and consumption during travel/immigration/study/medical periods.
Some friends have encountered the problem of opening an account in overseas banks in the above scenario, so they will naturally understand it;
For friends who have not been exposed to this problem, they will inevitably have consent issues in travel, study abroad, etc. in the future. You can also find out in advance. In fact, opening an account abroad is not that difficult. What are the common overseas accounts for
?
In fact, there are thousands of overseas accounts. Here are some typical accounts with that are easy to use.
Hong Kong Account
As an international metropolis, Hong Kong's financial status cannot be ignored, and it also has unique geographical advantages - near. does not have to be subject to foreign exchange control, you can independently allocate funds in your account.
In the current era, online banking is very convenient, and you can freely control your domestic or overseas funds at 24 hours.
The most important thing is that the Hong Kong account is multi-currency account, Hong Kong dollar, US dollar, yen, euro, etc., which can effectively combat the exchange rate inflation problem.
US account
USD, I believe there is no need to say more about its position in international currencies.
is also without foreign exchange control, and funds are free to enter and exit. is convenient to receive payments from local American customers and other North American customers, and is quickly received. At the same time, the local customer payment fee is very low or zero.
After owning a US account, you can enjoy financial products provided by local American banks.
Especially for some people who want to to speculate on in the US stock market, , the necessity and convenience of US accounts, is self-evident.
Singapore account
Singapore, one of the four Asian dragons, is one of the international financial centers. The banks it belongs to can provide customers with comprehensive financial services. also strictly keeps the customer's account and business information confidential, which greatly improves the security of customer accounts.
The development of Singapore's financial industry has matured, and has all kinds of financial services, which can meet the various needs of applicants.
is also a multi-currency account for , and foreign exchange is more free and more convenient to use.
Singapore Bank has relatively low requirements for the account balance , which greatly reduces the burden on enterprises and can also invest more funds in the operation of enterprises.
