2016 Qinhuangdao Pension Insurance New Policy: The pension insurance payment base will be adjusted from August. CICC.com, starting from August, Qinhuangdao City will adjust the pension insurance payment base for urban flexible employment personnel. Insured persons will determine the payment level based on six standards: 40% to 300% of the annual average wages of non-private employees in urban areas in Hebei Province in 2015, with a payment ratio of 20%.
According to the data released by the Hebei Provincial Department of Human Resources and Social Security, the average annual salary of employees on duty in urban non-private units in the province and the average monthly pension of retired employees in enterprises in the province in 2015 (Ji Renshezi [2016] No. 88), the average annual salary of employees on duty in urban non-private units in Hebei Province was 52,409 yuan and the average monthly salary was 4,367.42 yuan.
Qinhuangdao Municipal Human Resources and Social Security Department reminds the majority of flexible employment insurance participants to deposit full pension insurance premiums before the 5th of each month to avoid interruption of payment.
Qinhuangdao enterprise retirement and support personnel to receive pension qualification certification methods
1.Certified personnel living in cities go to the nearby street office or community to conduct certification.
2. Certified persons living in rural areas go to the Labor and Social Security Office of the Town Government where they live for certification.
3. Certified personnel living in other places must go to the pension payment agency to register and consult the specific certification method for off-site certification.
certification required: I bring the original and copy of the ID card (or social security card) to conduct face-to-face authentication with the staff. Fill in the current home address and contact number on the copy
Municipal Human Resources and Social Security Bureau reduces the maternity insurance premium rate in our city, and at the same time, it will raise the medical insurance payment base for flexible employment personnel.
It is understood that in order to reduce the burden on employers, in accordance with the spirit of the state and the province on appropriately reducing maternity insurance premium rates, the Municipal Human Resources and Social Security Bureau and the Municipal Finance Bureau jointly issued a notice to reduce the maternity insurance payment standards for state organs, public institutions, other social organizations and flexible employment personnel with financial appropriation from 0.3% of the basic medical insurance payment base to 0.25%, and the insured persons do not enjoy maternity allowance; the maternity insurance payment standards for non-financial appropriation units such as enterprises, private non-enterprise units, individual economic organizations, etc. from 0.8% of the basic medical insurance payment base to 0.5%, and the maternity allowances for insured female employees are paid by the maternity insurance fund.
With the increase in average wages, the medical insurance contribution base for flexible employment personnel will be increased. In 2015, 80% of the average monthly salary of 4,788 yuan for on-duty workers in Qinhuangdao City will be used as the payment base, and the adjustment will be 3,830 yuan.
The monthly payment amount of insured persons who choose to pay a 9.5% ratio is 363.85 yuan; the monthly payment amount of insured persons who choose to pay a 5.5% ratio is 210.65 yuan; the monthly payment amount of insured persons who enjoy the minimum living allowance benefits is 126.39 yuan. The proportion of personal accounts is 2.2% under the age of 35 (84.26 yuan); 2.7% to 45 years old (103.41 yuan); 3.2% to the first 36-year-olds enjoying medical insurance retirement benefits (122.56 yuan).
Medical insurance refers to the passage of national legislation, and in accordance with the principle of mandatory social insurance, basic medical insurance premiums should be paid on time and in full by employers and employees. If the payment is not paid in full on time, the personal account will not be included, and the basic medical insurance unified fund will not pay the medical expenses. Take the Beijing medical insurance payment ratio as an example: employers pay at 10% of their total payment base every month, and employees pay at a serious illness of 2% + 3 yuan.
Medical insurance is an insurance that compensates for medical expenses caused by diseases. When employees are sick, injured or have children, the society or enterprises provide necessary medical services or material assistance to social insurance. Such as public medical care and labor insurance medical care in China. The medical expenses of Chinese employees are jointly borne by the state, unit and individual to reduce the burden on enterprises and avoid waste. If an insurance liability accident requires treatment, the insurance premium is paid in proportion.
Enterprise employee retirement pension mainly consists of basic pension, personal account pension, transitional pension, and transitional adjustment fund.
1. The basic monthly pension standard is based on the average monthly salary of local employees in the previous year and the average monthly average salary of their indexed monthly payments. The payment is paid 1% every year.
calculation formula is: basic pension = (the average monthly salary of the local worker in the previous year when the insured person retires + the average monthly payment salary of the person indexed) ÷ 2× payment period × 1%
2. The monthly standard for personal account pension is the personal account storage amount divided by the number of months of payment.
calculation formula is: personal account pension = cumulative storage amount of personal account when insured person retires ÷ counting months
3. The monthly standard for transitional pension is based on the average monthly contribution salary of the person indexed, and the payment period before the "unified account combination" is paid to 1.2% for every one year.
calculation formula is: transitional pension = my indexed monthly average salary × payment period before the unified account combination × 1.2%
4. Transitional adjustment funds are based on the current local standards, and those who retire from 2006 to 2014 are paid at a certain proportion. Those who retire in 2015 and later will no longer be given transitional adjustment funds.
5. The average monthly payment salary of the insured person = the average monthly salary of the on-the-job employees in the province last year × the average monthly payment salary index of the insured person. My average salary index = (a1/A1+a2/A2+…+an-1/An-1+an/An)÷N. In the formula: a1, a2...an-1, an are the payable wages for insured persons from 1992 to the previous year of retirement; A1, A2...An-1, An are the annual average wages of employees in the province from 1992 to the previous year of retirement (from 2001 to the average annual wages of employees in the province); N is the total number of actual payment years and deemed payment years from January 1, 1992 to the end of retirement of insured persons. Among them: For those who retire from January to June each year, An and An-1 will receive the average annual salary of on-the-job workers in the province in the previous year; for those who retire from July to December each year, An will receive the average annual salary of on-the-job workers in the province in the previous year. For the basic pension insurance premiums after January 1, 1996 paid after July 1, 2008, the payment base should be combined according to the arrival time and used to calculate the annual payment salary index. Among them, if the basic pension insurance premium for the previous year is paid and the payment is received in the year of retirement, the compensation base before the end of the previous year of retirement and the contribution base for the previous year of retirement will be combined and calculated, and it will be used to calculate the payment salary index for the previous year of retirement. For insured persons whose actual payment years and deemed payment years are less than 4 years from January 1, 1992 to the end of the previous year of retirement, the average payment salary index shall not exceed 1.0, that is, if the calculation result is greater than or equal to 1.0, the average payment salary index shall be determined at 1.0; if it is less than 1.0, the actual payment salary index shall be determined at 1.0; if it is less than 1.0, the actual payment salary index shall be determined.
Enterprise employee pension insurance account opening process:
All types of enterprises (including state-owned enterprises, collectively owned enterprises, joint-stock enterprises, joint-stock cooperative enterprises, foreign-invested enterprises, private enterprises, etc.), and enterprise-based management (employee wages and retirement benefits are implemented according to the enterprise standards) should go to the social insurance agency under the jurisdiction of the tax payment place (non-tax payment units are subject to the unit address area) to handle the social pension insurance registration procedures according to the principle of local management.
A newly established unit should enter the registration procedures within 1 month from the date of approval of the unit's establishment. The insured unit must go through social insurance procedures for all personnel (except for the hired retirees).
Enterprise employee pension insurance account application materials:
Social insurance registration form and detailed list of changes in employees (in duplicate) and collect them from the social insurance agency under its jurisdiction. The relevant documents are as follows:
(1) Enterprise business license (copy) or other approved practice or establishment certificate.
(2) Organizational Code Certificate of the People's Republic of China.
(3) Local tax registration certificate.
(4) If the relevant certificate cannot clearly determine the nature of the unit, a private enterprise should submit relevant information that can prove its private nature (such as: certificates from the industrial and commercial department, national tax registration certificate, capital verification report, etc.).
(5) Public institutions should attach documents and approvals for the establishment of relevant public institutions.
(6) The station office shall be accompanied by the authorization letter of the head office or the head office.
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