5-year LPR has not changed!
htmlOn September 20, People's Bank of China released the latest round of loan market quotation rate (LPR) is still: 
-year LPR is 3.65%, and 5-year LPR is 4.3%.
Since the beginning of this year, the interest rate of mortgage loans in Zhuhai has been declining again and again. Now the lowest interest rate of first-home mortgage loans is 4.1%, which is a common phenomenon.
So, the new round of loan market quotation rate (LPR) has been released. Has the interest rate of Zhuhai mortgage loans changed again so far? Let's take a look together!
has basically no change, and the first-home interest rate is generally 4.1%
In the interest rate survey of 17 mainstream banks, it was found that most of the interest rates of the first-home have remained at 4.1%.
| Interest rate change chart
Among them, Xiamen International Bank fell by 15 BP compared with last month, and the mortgage interest rate was 4.1%.
The other major banks are currently on the same level as August 22, with a mortgage interest rate of 4.1%.
"Down payment source" and loan speed
Next, take a look at the "Down payment source" and loan speed.
| Interest rate chart
According to Fang Jie's survey, the current major banks in Zhuhai have basically the same attitude towards whether to strictly investigate the source of down payment.
Among them, Standard Chartered Bank loan managers said that the source of down payment is not that strict, and will not check the original source of .
, while most other banks said they would find out the source of the down payment, and if the funds are transferred, they must be direct relatives.
and . In addition to interest rates, Fangjie also consulted about the speed of mortgage loans.
For the loan amount, Zhuhai major banks say that the quota is sufficient and if the information is complete, you can usually lend within one week.
was written at the end
In just a few months, the interest rates have changed again and again. It is not difficult to see that the current mortgage interest rate is at a low level, and various policies are relatively relaxed.
So it may be a good choice to buy a house at this time.
Finally, the latest house purchase policy list is attached:
