Last time, I shared with you the 400,000+ new coronavirus guarantee funds that all ordinary people can receive for free.
In the past few days, I have collected 7 new coronavirus epidemic prevention insurances, 6 of which are free, with a cumulative insured amount of up to 1 million+ million. Keep sharing with everyone.
1. Free coronavirus protection fund (not fully included 2)
1, Hongkang Life Insurance. 100,000
This product is the free version of the new epidemic prevention insurance launched by Hongkang Life (see the second part for the paid version), and everyone can get it for free.
People aged 30 days to 70 years old can receive it for free
If you die due to the new coronavirus, you can get a compensation of 100,000.
also has a general accidental death and disability insurance benefit of 10,000 yuan. The warranty period of
is 90 days for . There is no waiting period. If you buy it today, it will take effect tomorrow.
How to get it: Scan the QR code below. The quantity is limited and while supplies last.
2. Zhongan Insurance Zhonganfu. 100,000
This product can be received for free by following the Zhongan Insurance official account.
Anyone between the ages of 18 and 60 can receive it.
will receive a compensation of 10,000 yuan if he is diagnosed with a severe case of new coronavirus pneumonia;
will receive a compensation of 100,000 yuan if he dies after being diagnosed with new coronavirus pneumonia.
If you have purchased Zhongan’s health insurance products before, such as Zhongan’s exclusive e-life million medical insurance, you can also get exclusive protection.
If diagnosed with severe COVID-19, he will receive a compensation of 60,000 yuan and 3 free insurance plans of the same type for his family members.
has a waiting period of 7 days and a guarantee period of 180 days.
How to claim : Scan the QR code below
3. Guohua Life public welfare guarantee. 100,000
This public welfare guarantee launched by Guohua Life Insurance is full of sincerity.
28 days to 50 years old can receive free of charge:
1, 100,000 new crown pneumonia death/disability insurance and 20,000 yuan diagnosis allowance;
2, 20,000 malignant tumor insurance;
3, 100,000 accidental death/injury Disability insurance benefits.
The warranty period is 1 year , there is no waiting period for accidents and malignant tumors, and there is a 90-day waiting period for malignant tumors.
Regardless of whether the diagnosis is mild or critical, a compensation of 20,000 yuan can be paid, and the diagnosis insurance will not be shared in the event of death.
Collection method : Scan the QR code below
4. Easily protect the "light epidemic insurance". 250,000
html can be collected for free from 630 days to 65 years old.
diagnosed with mild COVID-19 will be compensated 1,000 yuan;
with severe COVID-19 will be compensated 50,000 yuan;
died due to the new coronavirus and will be compensated 250,000 yuan. . The warranty period of
is 1 month and the waiting period is 5 days.
How to receive: Scan the QR code below
5.360 epidemic prevention insurance. 100,000
Those aged 18 to 75 can receive it for free. A compensation of 1,000 yuan will be paid if the new coronavirus is diagnosed, and a death compensation of 50,000 yuan will be paid. If
is shared with other friends to receive it, the death insurance benefit of 50,000 yuan can be upgraded to 100,000 yuan.
has a guarantee period of 90 days and a waiting period of 7 days.
receiving link: long press to identify the QR code
6. Water Drop Insurance worry-free insurance. 200,000
30 days to 65 years old can be collected for free.
If diagnosed with mild COVID-19, a compensation of 1,000 yuan will be provided; Ten thousand yuan. The warranty period of
is 1 month and the waiting period is 5 days.
How to get it: Scan the QR code below
2. Another cost-effective COVID-19 prevention insurance
In addition to some of the free COVID-19 protection funds above, Hongkang Life also launches a paid version of the "Ankang Insurance" COVID-19 prevention insurance. It’s pretty good, let’s introduce it to everyone.
Like many new crown epidemic prevention insurances, this product also expands the protection of new crown pneumonia in terms of accident insurance liability.
Each coverage includes basic accidental death/disability of .1 million and death/disability of new coronavirus pneumonia of . You can buy up to 3 copies.
Compared with the introduced Jingdong Allianz COVID-19 Care Insurance , its characteristics are:
① The insurance group is more relaxed , and 70-year-olds can be insured; it is one of the few COVID-19 insurances on the market that can be insured by 70-year-olds Anti-epidemic insurance.
As we all know, most of the people who died from COVID-19 this time were the elderly. The elderly and children have weak resistance and are more likely to suffer misfortunes after being infected.
This product can just fill the gaps in the protection of the elderly and minor children.
② is with sufficient protection and high cost performance .
The insured amount can be paid up to RMB 600,000 for death/disability due to COVID-19, and the insured amount can be paid up to RMB 300,000 for ordinary accidents/disability.
Even if the epidemic is no longer around, it can still be used as general accident insurance.
is only 50 yuan per copy, and the maximum 3 copies are only 150 yuan.
Compared with JD Allianz’s Care Insurance, which has a COVID-19 coverage of 228 yuan and 500,000 yuan, and an ordinary accident insurance coverage of 10,000 yuan, it is more cost-effective.
However, everyone should also be aware that Hongkang Ankang Insurance only covers death liability , which means that if you are only diagnosed with the new coronavirus, you will not be compensated; while JD Allianz Care Insurance can cover confirmed cases of up to 10,000 yuan. Allowance for .
In terms of compensation conditions, generally speaking, it is easier to get compensation with care insurance.
So how should we choose between these two epidemic prevention insurances?
is actually very simple.
If you are a child or the elderly, it is recommended to choose Hongkang Life Health Insurance, which has sufficient protection and is not expensive;
If you are in a hard-hit area or someone around you is diagnosed, then it is recommended to choose JD Allianz Care Insurance, which will pay as long as the diagnosis is confirmed;
If the insurance has already If everything is fully covered, and the epidemic in your area is not that serious, you can just get the free insurance. There is no need to buy separate epidemic prevention insurance.
3. Finally
So far, I have collected 1.5 million free new coronavirus death protection and 203,000 diagnosis allowance from various insurance companies and platforms.
In the first article, I introduced the free coronavirus protection funds of relatively large platforms, such as Alipay, WeChat, and Ping An of China.
's sharing this time is relatively "small", but regardless of "big or small", as long as it meets the guarantee obligations, it can be compensated.
and above platforms are all tested by me personally. There are no tricks, so you can receive them with confidence.
But everyone can only receive these free insurance premiums . Do not blindly spend money to insure some insurance products recommended by these platforms.
If you really need it, please consult professionals before making a decision.
As long as the epidemic persists, as long as everyone needs it, I will continue to share more and better free benefits with you.
hopes that everyone can share these welfare guarantees with more family and friends, so that everyone can feel more secure and spend this period safely and healthily!
