The most worthy credit card to apply for, then this card should meet the following characteristics: easy to apply for the card, high comprehensive utilization rate, high credit limit, many discounts, and high ratings from netizens.

The most worthy credit card to apply for, then this card should meet the following characteristics: easy to apply for the card, high comprehensive utilization rate, high credit limit, many discounts, and high ratings from netizens. To sum up, the following cards are the most popular among card friends.

1, CITIC Bank UnionPay Standard Credit Card

2, CITIC Bank i Platinum Credit Card

As a highly iconic credit card of CITIC Bank, CITIC i Platinum Card has the title of platinum card, can accumulate double points for online shopping, and can participate in 9-share redemption. Features such as CITIC 365 activities and 1,000 yuan compensation for plane delays of two hours have become one of CITIC’s most popular credit cards.

Pure white households with average qualifications can consider these co-branded cards: Jingdong CITIC Baitiao co-branded card, CITIC UBER co-branded credit card, CITIC Tencent co-branded card, CITIC Taobao co-branded card, CITIC Magic Credit Card, CITIC Tencent co-branded card, qq There is a CITIC express card on the terminal.

CITIC Bank credit card limit increase method

1, diversified consumption, high-quality bills increase: generally applicable - small amount, frequent, physical stores, cooperative stores, etc., the amount of swiping the card is as large as possible, the number of purchases is as high as possible, and the limit is raised Well, it's easy. Most other banks prefer small-amount transactions. It’s not that CITIC doesn’t like it, but it prefers large-amount transactions.

2. Overseas consumption limit increase method: Most banks recognize overseas consumption by credit card. For those with good financial conditions and spending power, banks are of course willing to increase the limit.

3. Installment increase: In recent years, various banks have regarded credit card installment as an important method to increase profits, so installment customers are the bank's key service customers, and it is easier to apply for an increase. CITIC also attaches great importance to installments. CITIC often does not mention fixed quotas but installment quotas. And the installment amount is not included in the fixed amount.

4. Keep debt low and repay early: Only by becoming a high-quality user can you increase your credit limit. CITIC prefers customers with low debt ratios, so it is recommended to keep debt low. At the same time, early repayment on the billing date early repayment can improve the overall score

Today, the editor will Everyone shares it here. If you have any problems with credit card application or limit increase, you can send a private message to the editor with the headline!