Currently, the rapid development of science and technology and the popularization of the Internet have brought great convenience to our lives. However, many criminals have also taken advantage of the situation and used the Internet, phone calls, text messages, etc. to fabricate false information, set up scams, and target people. The victim carries out remote, contactless fraud to induce the victim to send money or transfer money to the criminal. There are various tricks such as online part-time job fraud, fake investment and financial management, and online loan fraud. It’s easy to be fooled if you’re not careful—
What are the most common types of telecommunications network fraud? What are the basic routines of
?
How to identify and protect your personal and property safety?
Today, the editor will take you to take a look:
1
Publish a brushing rebate scam
Fraud techniques
In the beginning, criminals will let the victim purchase small-amount goods for brushing orders, and the principal and reward will be returned very quickly. After gaining the trust of the victim, the criminals will gradually ask the victim to increase the amount and amount of orders, and at the same time, use various reasons such as "how many orders have been placed before unified settlement" to let the victim continue to invest money. When the amount reaches a certain After the amount is reached, the criminals take the money and run away.
Falsifying orders is illegal. Do not be fooled by small profits and do not pay any deposits or deposits. Any order manipulation that requires recharging or advance funds is a fraud.
2
False investment and financial management fraud
Fraud techniques
Criminals use the gimmicks of "low investment, high return", "guaranteed profit, zero risk" to false investment and financial management advertisements, and guide victims to accept the guidance of "investment masters". After initially testing the waters and making a small profit, the victim is likely to get deeply involved and become convinced that the investment is genuine. Once a large amount of money is invested, all the money invested will never come back.
In daily life, we must increase our vigilance and proactive awareness of prevention, invest and manage money through formal channels and choose legal institutions, do not be fooled by high interest rates, do not believe in "buy and sell" that guarantees a profit, and avoid falling into investment and finance fraud. , causing economic losses.
3
False online loan fraud
Fraud techniques
Criminals publish advertising information for loans, credit cards, cash withdrawals, etc. through online media, etc., with the slogans of "no mortgage", "no credit check", "quick loan", "free withdrawal" "Cash out" and other pretexts, on the pretext of collecting handling fees, deposits, capital verification, etc. in advance, to trick victims who have loan needs or have handled loan business to transfer money and remittances, and even deceive victims' bank account and password information to directly transfer and consume, thereby committing the crime. Scam.
When applying for a loan, you should choose a formal financial institution and download the loan APP from the official website or formal application mall; do not trust online loan information from unfamiliar sources and do not click on QR codes and links sent by strangers; do not easily inform bank card accounts and text messages Verification code.
4
Pretend to be customer service fraud
Fraud techniques
Criminals illegally steal and acquire buyers’ online shopping information and express delivery order information in advance, and then pretend to be reseller platforms or logistics express customer service, falsely claiming that there is a problem with the victim’s online purchase, in order to provide refunds, claims, On the pretext of tax refund, etc., the victim is induced to provide information such as bank card and mobile phone verification code, and the victim is defrauded.
Don’t believe in the so-called “refunds and claims”. If you receive a call from someone claiming to be an e-commerce or logistics customer service, be sure to verify it on the official platform. Do not enter personal information according to the "official website" provided by customer service, and do not blindly transfer money.
5
Pretend to be a public prosecutor, procuratorate and law fraud
Fraud techniques
Criminals impersonate staff of the public prosecutor, procuratorate and other agencies, falsely claiming that the victim’s bank account, phone card, social security card, medical insurance card, etc. have been used fraudulently, or the identity information has been leaked, or they are suspected of money laundering or illegal entry and exit. and other illegal crimes, in order to require the victim to transfer funds to a "safe account" to cooperate with the investigation or accept supervision, and then commit fraud.
The Public Security Bureau will not produce transcripts online through social software such as phone, QQ, WeChat, etc. There is no so-called "safe account", and calls cannot be transferred by any department. Pay attention to protecting your personal information, especially bank card account, password, verification code and other information. Do not disclose it to others at will, and do not fill it in on unfamiliar websites.
Legal article link
"Criminal Law of the People's Republic of China"
Article 266 Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined; if the amount is huge, or If there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or his property shall be confiscated. If this law provides otherwise, the provisions shall prevail.
Improve prevention awareness
Beware of telecommunications network fraud!
Source丨National Anti-Fraud Center
