Days pass by, but the progress of each platform has stalled.
is about to usher in the last month of 2020. Let’s take a look at what new news these platforms have in November.
Tuandai.com
1, recovered funds and assets
Announcement 16 disclosure (as of June 14, 2020) :
- A total of 5.701 billion yuan of frozen and transferred hidden funds has been recovered;
- A total of 65 properties and 2 pieces of land have been seized and seized. , 2 airplanes, 57 cars (the first batch of 13 has been auctioned, with a price of 9.512 million yuan), and a batch of items;
- has frozen a total of 38 securities accounts of the companies and affiliated companies involved in the case, freezing the stock market value and fund balance in total of 922.6 million yuan (calculated based on the freezing date reported in previous periods);
- collection work is proceeding normally, with a total of 3.734 billion yuan recovered.
Other news:
- 0,000 yuan and backdoor fees of 1 billion yuan will be returned after the court's judgment (mentioned in the recording);
- 's equity interests include little yellow dog and derivative technology parts. The value and return method need to be studied.
Overall assessment: The original funds on the account are 9.435 billion yuan, and the new callback estimate exceeds 200 million yuan; the equity involved (Little Yellow Dog and Derivative Technology, etc.); stock account (market value on April 28, 2019, 922.6 million); to be The assets involved in the disposal were valued at at least 400 million yuan.
does not rule out the possibility of stock value shrinking, and conservatively estimates that the value of cash and assets recovered will exceed 12.5 billion yuan.
2. The latest overdue list was announced
On November 11, the official website of Tuandai.com announced the latest batch of overdue lists. The four asset terminals disclosed a total of 243,900 old borrowers, with a total overdue amount of 11.5 billion yuan. There is a possibility that the overdue announcement list of
will be further updated. Dabai personally speculates that the updated list includes past overdue persons, that is to say, borrowers who are not among the current tenders to be collected, as long as they have real loans and are overdue, will be included. Entered in.
Judging from the collection rate and list update data in the list, collection has encountered a bottleneck, and the list is not a high reference for future collection ratios.
3. Case progress
Regarding the trial, there is news that it will be held in March next year, but it has not been confirmed. Dabai believes that the timeline may be extended, but it will still be within a reasonable range.
Regarding the proportion of total compensation offline and online, Dabai has obtained a new news, but it is still just one of the statements and does not represent the final result. I would like to share it here for your reference. The source of the news is the former middle-level manager of Tuandai.com staff.
According to the news, the online part of Tuandai Network is 14.5 billion to be collected publicly, and the offline part is 26 billion to be collected, which is mainly composed of private equity + financial exchange. The online part is mainly small retail investors, and the offline part is large amounts. Big house.
Assuming the news is true, then it is consistent with the statement of 34.8 billion total compensation. After deducting the overlapping portion of the interest to be collected and the net worth, the remaining 34.8 billion total compensation is left. And what is the corresponding offline debt of more than 20 billion? ——Most of the corporate financing is from Tuandai.com, and there is no corresponding debtor's claim, which is the bulk of our recovery.
Therefore, Dabai has always believed that online collection is not the key to the final payment. The key point lies in the recovery of this part of offline financing. This part is invisible to us and has no basis for evaluation. We can only wait for the court to pronounce the verdict.
Regarding the most frequently asked question about the final return ratio, Dabai still insists on the difference between deposits and withdrawals being more than 50%, there is no doubt.
九富
On November 20, the Fangshan Financial Office issued a red-headed document notice, which was a notice on special rectification actions for borrowers on the "Jiufu Puhui" platform to evade debts.
In terms of debt collection, there is no doubt the importance of this red-headed document. At the same time, we can also see that the Financial Office attaches great importance to resolving the risks of Jiufu Platform.
As early as November 11, more than ten days ago, a recording of the reception scene of the Fangshan Financial Office was released. The recording content is shared with everyone for reference only.
In addition, there is news that Jiu Fu has filed a case. This news has not been confirmed, and no notification documents have been seen yet.Dabai believes that whether a case is filed or not will not determine the proportion of repayments. The key lies in the attitude and execution ability of the relevant departments in handling risks.
Dabai believes that the current situation of Jiufu is complicated, the plan has not yet been released, and the direction is unclear. The majority of investors still focus on reasonable and legal rights protection demands. On the other hand, they focus on the platform movements and based on their own risk tolerance, they will get off in case of emergency. Make your choice as quickly as possible when choosing a channel.
Weidai.com
On November 19, Hangzhou Municipal Public Security Bureau Shangcheng District Branch issued the "Notice on the Disposal of Weidai.com (6)".
As of November 19, the public security organs have collected a total of 2.981 billion yuan in funds, an increase of 352 million yuan from the content reported in October. At the same time, the Weidai.com team and organizational structure continue to remain stable, and daily collection work and repayment conditions remain normal.
has currently raised 2.981 billion yuan in funds, accounting for 62% of the 4.8 billion yuan of principal to be repaid, which is more than 60%.
has only recovered more than 60% of the cases 4 months after the case was filed. Boss Yao said at the time that he expected to complete the recovery of 3.4 billion this year. Now it seems that it is really possible.
Looking at it now, Weidai.com is very likely to become a typical case with the highest repayment ratio among the filing platforms, which is a benchmark for other platforms. It can also be seen from the WeChat loan case that the final repayment ratio is not determined by whether the case is filed or not, but more by the asset quality of the platform itself and the collection execution of the cooperation of the three parties.
Renrendai
After Renrendai offers a 30% off discount, the first day is 30% off, the third day is 33% off, the fifth day is 35% off...
Friends who choose to get off the bus at the first time may be heartbroken. But after a few days you will be glad that you are luckier than others.
As an old platform, Renrendai has a rich foundation. Youxin Puhui’s business volume was very large in the past few years, so there is no doubt about the proportion of real bids. However, the market conditions have deteriorated in the past two years, and Youxin has also adjusted its business and switched to online small loans. Because the underlying borrowers have changed, coupled with the high interest rates of small loans and poor borrower qualifications, the overdue rate of this part of the business has been Definitely not low.
Friends who hope to get their principal and interest back or are looking for a better solution, Dabai believes that there is no need to waste that time and energy. Getting off the car as soon as possible is the most cost-effective solution.
Dabai has not been optimistic about Renrendai’s business since 2019. Too big to fail has been a joke for P2P in the past two years. There are still one or two platforms like Renrendai, so I won’t name them here. I hope it can last as long as it takes, and everyone will get ashore as soon as possible.
