In order to increase credit support for customers in industries affected by the epidemic, ICBC Guizhou Zunyi Jinghua Branch (hereinafter referred to as Jinghua Branch) has formulated a one-account, one-policy financial service plan to provide timely assistance to enterprises expe

In order to increase credit support to customers in industries affected by the epidemic, ICBC Guizhou Zunyi Jinghua Branch (hereinafter referred to as Jinghua Branch) has formulated a one-account, one-policy financial service plan to provide timely assistance to enterprises experiencing capital shortages, especially small and micro technology-based enterprises. So far, Jinghua Sub-branch has invested more than 100 million yuan in funds to meet the capital needs of 69 companies for resumption of work and production. Since the beginning of this year, 10.78 million yuan in bailout loans have been provided to six technology-based small and micro enterprises.

conducts environmental testing. Photo courtesy of ICBC Zunyi Jinghua Branch

Walking into Guizhou Jianghang Environmental Protection Technology Co., Ltd. in V Valley Park, Huichuan District, Zunyi City, the newly purchased ICP-MS imported testing equipment has been put into use, and the staff are delivering it in the clean and bright laboratory The material to be inspected is inspected. Liu Bin, general manager of Guizhou Jianghang Environmental Protection Technology Co., Ltd., said that the company's customer base is very stable. Although the outbreak of the epidemic has had a big impact on the company's development, the strong support of ICBC has given him a lot of confidence.

conducts environmental testing. Photo courtesy of ICBC Zunyi Jinghua Branch

Guizhou Jianghang Environmental Protection Technology Co., Ltd. was formerly a subsidiary of China Aerospace Science and Industry Corporation 061 Base and has a history of more than 50 years. In May 2008, it was transformed and integrated from three state-owned professional institutions, including the 061 Base Environmental Monitoring Station, the 061 Base Labor Health and Occupational Disease Prevention and Control Institute, and the 061 Base Environmental Impact Assessment Office. It is a company that integrates technical services such as environmental stewardship, environmental impact assessment, environmental protection acceptance, environmental monitoring, water conservation plans, environmental emergency plans, occupational hygiene, public health, cleaner production consulting, occupational hygiene and environmental protection training, and has professional qualifications New environmental protection technology enterprise.

conducts environmental testing. Picture provided by ICBC Zunyi Jinghua Branch

"Affected by the epidemic, the small and medium-sized enterprises we serve are not able to pay back in time, resulting in a reduction in corporate liquidity. In the first half of 2021, the company needs to purchase an imported testing equipment for development, which requires a large amount of purchasing funds. With the addition of 10 new laboratories, the funding gap has become a big problem for us. "Liu Bin said that when they were worried about funds, the staff of Jinghua Branch took the initiative to provide door-to-door services and solved the funding problem.

conducts on-site visits. Photo courtesy of ICBC Zunyi Jinghua Branch

"Guizhou Jianghang Environmental Protection Technology Co., Ltd. is a high-quality customer of ours. When we learned that the company encountered financial difficulties, we used the tax loan product to grant the company nearly 150 credits in a very short period of time. Ten thousand yuan," introduced Yang Jun, account manager of Jinghua Branch. For enterprises affected by the epidemic, Jinghua Sub-branch has actively opened green channels, established dedicated teams, selected exclusive products, and implemented the entire process online with preferential interest rates. By implementing loan renewal support and comprehensive inclusive financial services, we will continue to increase support for distressed enterprises and help them get out of trouble.

Jinghua Sub-branch has conscientiously implemented the construction of "outlets + inclusiveness" and established a special inclusive financial relief team headed by the sub-branch president. Each outlet is equipped with an account manager with credit qualifications. Led by the team leader, the team visited enterprises and industrial parks to understand their difficulties, and flexibly used various relief methods such as loan renewal, extension, and adjustment of repayment plans to help enterprises overcome the difficulties of the epidemic.

"We visited Yingtian Gonggu, Xiazi, Xinpu, Waigaoqiao and other industrial parks to promote inclusive products such as e-enterprise quick loans and tax loans, and increase the amount of credit provided to small and micro enterprises." Introduction by Huang Zhongqing, President of Jinghua Branch. You can see in the work notebook in his hand that the financial needs, main difficulties and loan situations of each enterprise are densely recorded.

Zunyi Yitong Technology Co., Ltd. is a small and micro enterprise engaged in technology development and consulting and computer network engineering in the field of computer information technology. Since the outbreak of the epidemic, the company has faced delays in collecting payments from upstream and downstream customers in a timely manner, and the rapid iteration of computer component products in new orders, resulting in a serious shortage of working capital.After learning about the company's predicament, Jinghua Sub-branch immediately came to investigate and opened an exclusive green channel of "priority acceptance, priority approval, and priority release", using intellectual property pledge to solve the company's unsecured and light-asset problem, and quickly granted the company a credit of 500,000 yuan The working capital loan of RMB 10,000 helped the company successfully install a medical construction system for a large hospital in the city.

Next, Jinghua Branch will actively implement the "1+N" policy and measures of ICBC Guizhou Branch, further increase corporate visits, accurately meet corporate needs, focus on expanding the scale of loans in key areas such as manufacturing, green, and strategic emerging industries, and continue to Provide high-quality financial services to alleviate corporate difficulties. (Yang Jun, Zheng Yi)