Starting from October, Guangdong's pensions will usher in new adjustments! In addition, it is necessary to pay attention to a change in the calculation of benefits
Starting from October, Guangdong's pensions will usher in a new adjustment, and some people's pensions will be recalculated and reissue. In addition, since Guangdong has improved the transitional pension calculation method, the calculation of transitional pension will change before the end of 2025. For the parts that are higher than the old method, the new method will be reissued in different proportions, and you also need to know.
1. Guangdong has announced the 2022 pension base, and will reissue pension difference to some people starting from October
Guangdong recently announced the 2022 pension base, reaching 8,682 yuan (except Shenzhen), up 350 yuan compared with 8,332 yuan in 2021, an increase of 4.2%. This means that those who have retired from January to September and received pension will receive recalculation and reissue of pensions. The specific amount of reissue depends on the personal service life, pension insurance contribution index and other factors.
comes from the Guangdong Department of Human Resources and Social Security website
to illustrate this with an example. Suppose a retired person in Guangdong has a 30-year working experience, a pension insurance contribution index of 1, and there is no transitional pension. The pension received in February was calculated based on the 2021 pension base, and a part of the money was paid less, so now it should be necessary to reimburse the pension difference of 7 months.
If the base is calculated based on the pension in 2021, its basic pension is equal to 8332×(1+1)÷2×30×1%=2500 yuan; and based on the base of this year's 8682 yuan, the basic pension = 8682×(1+1)÷2×30×1%=2605 yuan. In other words, if you send 2605-2500=105 yuan less, you need to reissue for 7 months, that is, reissue for 105*7=735 yuan.
2. Guangdong has adjusted the calculation method of transitional pension, pay attention to the calculation changes of this benefit
Guangdong issued the "Notice on Improving the Transitional Pension Calculation Methods for Basic Pension Insurance for Enterprise Employees" as early as October 2021, adjusting the calculation method of transitional pension, and setting up a 5-year transition period. During the transition period, the parts that are higher than the calculation of the new method will be reissued in proportion, of which 30% will be reissued in 2021, 50% will be reissued in 2022, 70% will be reissued in 2023, 90% will be reissued in 2024, and 100% will be reissued in 2025.
Therefore, for retirees who have the deemed payment period, that is, the transitional pension benefits, when checking the pension benefits, you need to pay attention to see whether the account amount is correct, because Guangdong's calculation of transitional pensions is different from other places, and the calculation is relatively complicated, so retirees need to pay more attention.
If retirees who have calculated the transitional pension and reissue 50% of the difference before October this year, they also need to pay attention to another reissue, because the pension base for 2022 has been adjusted, and the calculation of transitional pension will also be adjusted.
For those who retire from October to December 2022, the pension base calculated based on the 2022 pension payment base, 50% of the new method is higher than the old method, while for those who retire in 2023, 70% will be reissued until they retire in 2025, and the proportion will be reissued at a rate of 100%.
To sum up the above
Guangdong will recalculate and reissue the pensions of some retirees from October, and the money you get can increase. At the same time, since Guangdong has adjusted the transitional pension calculation method and will be reissued in different proportions, retirees who have transitional pension benefits need to pay special attention, because the calculation is relatively complicated and they need to carefully check their amount of money.
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