Not long ago, entrepreneur Yu Hongguang received another entrepreneurship guarantee loan of 200,000 yuan, and she immediately used the money to expand the scale of her business. "I have always had a dream of starting a business. After starting a business, I applied for two entrepreneurial guarantee loans. The company has passed the start-up period smoothly and is now on the right track," said Yu Hongguang.
Since this year, Weihai has strengthened entrepreneurship services, further helping entrepreneurs break financing bottlenecks, improve their entrepreneurial capabilities, and create a paradise for entrepreneurship. Up to now, Weihai has issued 856 entrepreneurial loans of various types to individual industrial and commercial households, small and micro enterprises, college students and other groups, totaling 323 million yuan, and 253 entrepreneurial subsidies totaling 10.35 million yuan.
"Difficult to financing" is a difficult problem faced by entrepreneurs. To this end, Weihai has provided entrepreneurial support for key groups and industries, and has focused on college students, people with employment difficulties, and farmers returning to their hometowns to start businesses, and has opened a "green channel" for entrepreneurial guarantee loans. At the same time, an entrepreneurial service area will be set up in government service centers at all levels to create a special entrepreneurial guarantee loan service window, realize a one-stop service of "department qualification review, guarantee company guarantee, and bank loan review" to improve loan work efficiency.
At present, Weihai has achieved synchronous loan qualification review and loan review, further shortening the loan issuance cycle. All financial institutions can basically complete it within 7 working days from application to loan. "After I consulted, the data review could be completed on the same day, and the speed was very fast." Li Bo, general manager of Weihai Henglong Import and Export Co., Ltd., said that this year the company increased its import business and urgently needed financial support. The quickly received entrepreneurial guarantee loan solved his urgent need.
Promoting innovation and entrepreneurship also requires active linkage between institutions such as entrepreneurship incubation, entrepreneurship training, and legal services. In terms of policy support, Weihai also rewards qualified business human resources service institutions, industry associations, community organizations, entrepreneurial incubation bases and other entrepreneurial service project undertaking units, and mobilizes all parties to jointly promote the improvement of entrepreneurial service quality.
"We provide subsidies around five types, including entrepreneurship lectures, patent services for start-up small and micro enterprises, and entrepreneurial mentors provide project evaluations for entrepreneurs. If the projects are included in the subsidy scope (times), a maximum of 5,000 yuan will be given for each event (times)." A relevant person in charge of Weihai Public Employment and Talent Service Center introduced that in the first half of the year, there were more than 20 provincial and municipal entrepreneurial carriers in the city, 248 entrepreneurial theme activities were organized, and more than 210 pre-match and one-on-one tutoring activities were held at all levels. A total of 180,000 yuan of entrepreneurship service subsidies were applied for, and it will be distributed to entrepreneurial service institutions by the end of October.
It is understood that Weihai has also actively carried out more than 710 entrepreneurial service activities such as entrepreneurship counseling and opening tutoring, mobilizing forces from all walks of life to participate in entrepreneurship services on campus, incubators, and entrepreneurship parks. (Hi Weihai client reporter Sun Yijia/text data photo)
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