On the afternoon of October 16, five state-owned banks, ICBC , Agricultural Bank of China , CCB , CCB , , and CCB issued announcements, disclosing the financial support for the real economy this year and the credit issuance in the first three quarters. Previously, Postal Savings Bank , which is also a state-owned bank, also issued a relevant announcement on October 10. Under
, Finance Optimization will lead you to learn about the announcement content of these six major banks.
1, ICBC
In terms of maintaining the rapid growth of new investment and financing, ICBC stated that it issued more than 5 trillion yuan of investment and financing in the first three quarters. As of the end of September 2022, the bank's domestic RMB loan balance increased by 2.2 trillion yuan compared with the end of the previous year, an increase of 457.3 billion yuan year-on-year.
will continue to play the role of the main credit channel in the future, maintaining a year-on-year increase month by month, and maintaining a balanced pace of delivery.
2, Agricultural Bank of China
In the first three quarters of 2022, Agricultural Bank of China added RMB loans of 2.2 trillion yuan, setting a record high in the same period, focusing on credit supply in the fields of food security, stable agricultural product production and supply, rural industries, rural construction and other fields.
3, Construction Bank
CCB stated that the bank's credit scale has achieved rapid growth. As of the end of September 2022, CCB's RMB loans were nearly 20 trillion yuan, an increase of RMB 2.1 trillion from the end of last year, an increase of nearly 520 billion yuan year-on-year.
4, Bank of China
Bank of China stated in the announcement that the total amount of loans has achieved good growth. As of the end of the third quarter, customer loans increased by 1.69 trillion yuan from the beginning of the year, reaching 17.41 trillion yuan, an increase of 10.78%.
5, Bank of Communications
Bank of Communications stated in the announcement that the bank's total financing volume exceeded 800 billion yuan in the first nine months of this year; as of the end of September, the balance of personal consumption loans increased by 45.18% compared with the end of the previous year. In terms of asset quality of
, as of the end of September, the non-performing loan balance and non-performing loan ratio both decreased compared with the end of June, and will strengthen the credit risk management of .
6, Postal Savings Bank of China
Postal Savings Bank of China said that in the first three quarters, the total amount of loans to Postal Savings Bank of China exceeded 7 trillion yuan, an increase of more than 10% from the end of the previous year, and the increase reached a record high in the same period in the same period. Credit issuance will be actively increased in the second half of the year.
According to the above announcement, the six major banks added more than 9.53 trillion yuan in the first three quarters of this year. In order to support the development of the real economy, they will continue to increase credit supply on this basis in the future.
