Entrepreneurship guarantee loans are an important measure to implement employment policies and an effective way to promote entrepreneurship, drive employment, and expand the scale of employment. Since the beginning of this year, Honghuagang District has increased the publicity, review and issuance of entrepreneurial guarantee loans through the "government + bank" cooperation model, helping small and medium-sized enterprises to help solve their difficulties.
. Zhang Laotou Chaihuji, a catering company located in Zhongzhuang Street, was established in 2019. It covers an area of 3,000 square meters, has a total investment of 800,000 yuan, and has more than 10 employees. Since the outbreak of the new crown pneumonia epidemic in 2020, the normal operations of enterprises have been greatly affected, and the expenses of purchasing funds, employee wages, rent, water and electricity have made it difficult for enterprises to move forward. This year, through the publicity of the Honghuagang District Human Resources and Social Security Bureau, the company learned that entrepreneurial guarantee loans can help small and micro enterprises alleviate financial difficulties, so it applied for the loan and soon obtained 200,000 yuan, solving the urgent problem.
"The staff of the District Human Resources and Social Security Bureau are professional and efficient, and they are very concerned about us. This loan was soon in place. I paid the workers' wages and rent in a timely manner. I really thank them and the government for their support and funding for our entrepreneurs." said Liang Chaode, the head of Zhang Lao Man Chaihuji.
It is understood that the targets of the policy of entrepreneurship guarantee loans are ten types of people with entrepreneurial ability, including registered unemployed people in urban areas, migrant workers returning to their hometowns to start businesses, people with registered registered poverty, rural self-employed farmers, and small and micro enterprises that meet the conditions. For qualified individual entrepreneurial guarantee loan borrowers, the maximum loan amount is 200,000 yuan; for qualified small and micro enterprises, the loan amount shall be reasonably determined by the financial institution based on the actual number of people employed by the enterprise, with a maximum amount of no more than 3 million yuan, and the loan term shall not exceed 2 years. At the same time, interest subsidies are also given to market entities that meet the conditions.
"From January to August this year, we issued a total of 32.94 million entrepreneurial guarantee loans, benefiting 176 households, including college graduates, veterans, , people with employment difficulties, and key groups." A relevant person in charge of the Honghuagang District Employment Bureau told reporters.
Reporter: Zhang Xinwei
Zunyi Taiwan Nie Xun
Editor: Qin Hongli
Proofreading: Zhou Bin
Review: Yan Xuebin Li Rumin
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