In July this year, in one month, 31 provinces across the country completed the announcement of pension adjustment plans and the reissue of funds. Some retirees may think that this is the end of the pension increase this year. Those who have only completed the retirement procedure

In July this year, in one month, 31 provinces across the country completed the announcement of pension adjustment plans and the reissue of funds. Some retirees may think that this is the end of the pension increase this year. Those who have only completed the retirement procedures this year will have to wait until next year to enjoy the opportunity to increase.

But in fact, newly retired people this year still have an opportunity to increase their pensions, which is to participate in pension recalculation and reissue. Retired personnel who receive employee pensions, their pensions are calculated in two parts: one is the pension in the personal account and the other is the pension in the basic account. Among them, the pension part of the basic account is calculated based on the calculation basis, the payment index and the payment period. The calculation base for

in that year should theoretically be announced from the time when the first batch of retired personnel received their pensions in January this year, but in fact, all provinces basically announced it one after another. For example, Shandong Province just announced the local calculation base in September this year, with a monthly standard of 7,182.5 yuan. Then it will only start to re-calculate from September. Employees who have completed retirement procedures this year from January to August can only calculate first according to the base of last year's calculation to ensure pension payment. Last year, the monthly pension calculation base standard in Shandong was 6,893 yuan, which is 289.5 yuan compared with this year's level. It means that those who retired from January to August have paid less pensions and must be compensated.

So, how much can it be distributed? For those who have worked for 30 years, how much pension can Shandong pay every month this year? We need to analyze from the 3 points :

First of all, pension is more paid and more rewarded. If you can pay the maximum amount according to the 300% contribution index, the calculation formula is:

7182.5× (300% + 1)÷2×30×1%=4309.5 yuan. When the pension is adjusted every year, it is adjusted according to the three parts of fixed quota, linkage and tilt. Among them, the part that adjusts according to the pension level as the basis in the linkage adjustment is that the higher the original pension income, multiplied by the percentage, the more the increase in the pension, the more the future pension increase for high-income people will be more considerable.

Next to , when paying employee pension insurance, it is jointly borne by the unit and individual, and the enterprise bears more, reaching 16%, and individuals only bear 8%. Except for a few large enterprises and people with high positions, for small and medium-sized enterprises and employees in general positions, most of the companies set payment standards for employees according to the minimum limit, so the payment index of many people can only be based on the 60%, so the calculation is 7182.5× (60% + 1)÷2×30×1%=1723.8 yuan. Compared with those who pay according to the highest standards, the monthly basic pension gap is 2585.7 yuan.

Finally, after the new issuance base is announced, as the issuance base is increased, there will be a gap in the pension funds obtained. So, how much more can high-income and low-income people increase each month this year?

is calculated according to the standard of 6893 yuan for the issuance base last year. For those who pay 300% of the insurance, the monthly basic pension is 4135.8 yuan, the gap with this year is 173.7 yuan, and the 8-month reissue is 1389.6 yuan; for those who pay 60% of the insurance, the monthly basic pension standard should be 1654.32 yuan, which is 69.48 yuan lower than this year. A total of 555.84 yuan should be reissue from January to August. If the recalculation and reissue can be completed in September, in October, the pension will be paid in full monthly according to the standards after the recalculation.

However, retirees still need to pay attention to 2 things , first, The pension base for 2022 announced by Shandong Province is not the accounting standard for all retirees in the province. The scope is for the pension insurance for employees of government agencies and institutions in the province and 15 cities in addition to Heze . So, for local retirees in Heze, in September, it may still be calculated based on the pension base for last year's pension base, and continue to pay the pension for the month until the new issuance base is announced.

Second, recalculation is only for those who have completed the retirement procedures this year and have received pensions, but have retired before the new issuance base is released; those who are retired this year in October and beyond will directly pay pensions based on the 2022 pension base, and will no longer go through the reissue stage.

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