my country has a population of more than 1.4 billion. These ordinary people like to save money very much. After all, investment is risky, and saving money can provide the most sufficient guarantee for themselves.

compares the savings deposit amounts of countries around the world. my country is indeed the first major savings country. my country has a population of more than 1.4 billion. These ordinary people like to save money very much. After all, investment is risky, and saving money can provide the most sufficient guarantee for themselves. Relevant data also show that my country's total savings have now exceeded 219.29 trillion yuan, and it has maintained a growth trend. When saving money, you also need to pay attention to some things. You cannot just stuff the money into the bank, otherwise it will affect your interest income.

When people go to deposit money, they usually choose to deposit periodically. After all, this is the highest interest rate among all deposit businesses. So, what should we do after the fixed deposit expires? Which one should be automatically transferred or withdrawn and deposited?

In recent years, due to the outbreak of the epidemic, the saving intention of domestic people has been further increased. After all, if everyone has no source of income, if there is no deposit in their pockets, it will inevitably directly affect their normal life. There is a deposit that can resist the need for time, after all, no one knows how much impact it will have when things that have not happened.

According to statistics, the deposit balance of households in my country is still 981,800, and the average deposit amount to each person is as high as 155,200 yuan. Of course, there is a serious gap between the rich and the poor in our country, and some rich people have many times higher assets than ordinary people. If the assets of these people are averaged to ordinary people, this number will inevitably increase. For these ordinary people, their deposits are far from reaching this value.

As the amount of deposits continues to increase, these dozens are driven by the increase in assets of the rich. However, it is undeniable that with the continuous development of the national economy in recent years, the money in the pockets of ordinary people in my country has become more and more. When there is extra money, everyone is willing to deposit the money in the bank.

Generally speaking, most people keep the funds they need for food, clothing, housing and transportation, and the remaining money will be deposited into their bank account. After all, this allows you to increase the value of the money without spending any effort. Although compared with other investment methods, saving money cannot bring too much benefits to people, it can also play a very important role in emergency response.

And people now need to invest in other aspects, and they need a lot of funds. This money needs to be accumulated over time to meet people's needs. Deposit money into the bank one by one and investing when you have a goal can help you achieve twice the result with half the effort. For those who do not save money, it is difficult to succeed even if they encounter a trend, after all, they do not have original capital.

When you choose a deposit bank, you will choose a bank you trust more. Everyone has different tendencies, and of course people prefer to deposit money in banks with higher deposit rates. Generally speaking, small and medium-sized banks give higher interest rates than large state-owned banks. After all, they are not competitive enough and must use this method to absorb funds.

Although depositors deposit money to small and medium-sized banks, they can get more interest. However, be careful to identify whether they have a deposit insurance label when choosing these banks. Otherwise, once the bank goes bankrupt or other capital losses occur, you will have to bear the risk.

can get more interest during regular deposit. Moreover, the threshold for regular periods was very low. As long as you have more than 50 yuan, you can deposit it in the bank. Generally speaking, the longer the deposit period, the higher the interest rate you get. Depending on the deposit period, it can be divided into one-year, two-year, three-year and five-year period. After selecting the corresponding period, you need to go to the bank to process the deposit when it expires.

Of course, some people will forget their deposits, so at this time, banks usually choose to automatically transfer customers’ deposits.This is to continue all funds in the depositor's account at the interest rate at the time. It is indeed very convenient for customers and can also allow themselves to continue to gain profits.

However, if you want to get more interest rates, it is best to remember the expiration time of your deposit, go to the bank to pay the money in person, withdraw it and then deposit it. After all, if you have enough funds, you can negotiate interest rates with the bank. Moreover, the deposit interest rates of banks are different in each period. If you withdraw this money, you can wait for a while and wait for the bank interest rate to rise before depositing it, so that you can get an extra amount of interest.