Source: China News Network
China News Network, Beijing, September 4th (China News Gong Hongyu) digital RMB payment to receive red envelopes, draw blind boxes, use digital wallet to pay a single amount, the first place will receive a mobile phone ......
html From August 31st to September 5th, "Service Cooperation Promotes Development" The 2022 China International Service Trade Fair (referred to as the "Service Trade Fair") with the theme of "Green Innovation for the Future" was held in Beijing. At the current Service Trade Fair, the digital RMB, which has always attracted much attention, is still the "top trend" in the financial services exhibition area. The specially opened digital RMB avenue in the exhibition area attracted a large number of visitors to check in and experience it.Visitors use digital renminbi to purchase goods in the park. Photo by Gong Hongyu of Sino-Singapore Finance
You can pay with digital renminbi with just a touch
Although digital renminbi is no longer unfamiliar to many people, what is different from the past is that many financial institutions have launched it again this year A new way to play - digital RMB hardware wallet.
"You don't need a bank card, and you don't need to open your phone to scan the QR code. You just need to stick the card on the back of your phone and 'touch' it to recharge the card, and then use the card to make purchases." The staff of Bank of China introduced to the visitors How to use the digital RMB hard wallet themed by the Bank of China Service Trade Fair.
At the "hardware wallet" experience station of ICBC , China News Finance noticed that more than ten digital renminbi hardware wallet products such as smart watch , digital work ID card , smart student ID card, and electronic senior citizen ID card were clearly visible. In the scene experience area, viewers can also try to use the digital RMB hardware wallet to perform health code recognition, body temperature detection, etc.
"Elderly people are not skilled in using mobile phones. This small card is so convenient and easy to carry." Ms. Wang, 64 years old, said that hard wallets are very useful for the elderly, children and other groups who do not have smart phones or are not proficient in using mobile phones. Convenient and friendly.
Bank of China staff mentioned that the digital renminbi hard wallet issued by the Bank of China is currently in small-scale trial operation. Consumers can "touch" terminals such as merchant POS and self-service vending machines that accept digital renminbi hard wallets in digital renminbi pilot areas. To consume.
Bank of China Service Trade Fair themed digital RMB hard wallet. Photo by Gong Hongyu of China News Finance
How will the digital renminbi develop in the future?
In addition to the new products launched by the industry, multiple forums held at the Service Trade Fair also conducted in-depth discussions on the development of digital renminbi.
Director of the Digital Currency Research Institute of the People's Bank of China Mu Changchun said at the "2022 China International Financial Annual Forum" held on September 2 that digital RMB smart contracts have a wide range of application scenarios and can reduce the performance costs of economic activities. , optimize the business environment, and promote the in-depth development of digital economy .
html On September 3, Peking University Vice President Dong Zhiyong pointed out at the 2022 Digital RMB Technology and Application Forum that the digital renminbi is still in the pilot stage. On the basis of effective application, security and stability, promoting the digital renminbi to provide a wider range of currency alternatives can reduce the chains and levels of monetary policy transmission, thereby expanding the effectiveness of monetary policy implementation, thereby promoting high-quality economic development and Tools for achieving common prosperity.In the opinion of Feng Dengguo, an academician of Chinese Academy of Sciences , the current development of digital currency still faces security and privacy issues. How to build a secure digital currency system in an untrustworthy malicious environment is the key to realizing large-scale application of digital currency in the future. key.
"Financial security is related to national security. We should strengthen digital currency development planning guidance, correctly guide the research direction of academia and industry, promote the healthy development of digital currency in our country, and enhance the strength of digital financial technology ." Feng Dengguo said. (End)