Older friends, have you bought treasury bonds today? The latest treasury bonds have been subscribed since May 10th, and the deadline is May 19th. The treasury bonds subscribed this time are the third and fourth periods of electronic savings treasury bonds. Xinqi saw it early in the morning. Many elderly friends lined up in front of bank outlets. I wonder if everyone has made a successful purchase?
When it comes to national debt, it can be said to be the favorite financial product of the elderly. has national credit behind it, so its security is unquestionable. is even higher than savings deposits. The pension is used to buy government bonds, and it is a reassurance to buy.
Of course, the yield of treasury bonds is also good. For example, the electronic savings treasury bonds issued this time are divided into two types: 3-year and 5-year. The annual interest rate is 3.8% and 3.97%, and the interest is paid annually. The method that the elderly are more familiar with: the principal is safe and the income is stable. Xinqi believes that if our elderly friends have idle funds without short-term use plans, we might as well allocate some national debt to increase value. The elderly are old and investing in the stock market is obvious. It is no longer the best choice. After all, the stock market is relatively volatile and the risks are high. In the event of a loss, the quality of life of the elderly will definitely be affected, and the national debt just meets the needs of our elderly to seek stability.
The most surprising thing about this bond issuance is the innovation of the subscription method.
The subscription method most familiar to the elderly, and most of them use, is to go to the counter to buy government bonds. In this bond subscription, there are 39 banks that support outlet sales. , to meet the needs of our seniors for on-site purchases. Online banking subscription is not a new thing. Many elderly people will log in to the online banking at the bank branch to complete the purchase operation with the help of the bank lobby manager.
What is even more gratifying is that four banks support mobile banking subscription in this treasury bond subscription, are Industrial and Commercial Bank of China, Postal Savings Bank of China, China Merchants Bank, and Bank of Jiangsu. This is a big improvement, compared to online banking. Purchasing, mobile phone purchases are more convenient, which further enriches the purchasing channels of our elderly, especially when the weather is getting warmer and waiting in line at the bank to buy government bonds on a hot day, it is not as convenient as moving your fingers to complete the purchase at home.
Xinqi also logged into the mobile banking of a state-owned bank, and experienced the operation of purchasing treasury bonds through mobile banking. It can be seen that the information on the subscription of treasury bonds on the mobile banking is relatively intuitive, and the remaining amount that can be purchased can be directly checked.
The electronic treasury bonds we subscribed this time support early withdrawal, but the interest obtained will be discounted.
This treasury bond will be calculated from May 10, 2021. If the holding time is less than 6 months, it will be redeemed in advance No interest is paid, after 6 months but less than 24 months, the interest will be calculated at the coupon rate and 180 days of interest will be deducted. After 24 months but less than 36 months, the coupon rate will be calculated at the coupon rate and 90 days of interest will be deducted; the holding period is less than 36 months. 60 months at the coupon rate and deduct 60 days of interest.
Finally, I would like to remind everyone that the quota for subscription of treasury bonds through mobile channels is limited. If you see that the quota is sold out on your mobile phone, you can contact the bank branch by phone to inquire whether there is any branch quota.
Finally, what do you think of national debt? Will you subscribe to treasury bonds? Welcome to leave a message and forward
to pay attention to Xinqi financial planners and learn more about social security consultation.
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-