Recently, Xinzhou Rural Commercial Bank has continued to do a good job in epidemic prevention and control and financial services for enterprises to resume work and production in accordance with the arrangements and deployments of provincial and municipal cooperatives. A dedicated person will follow up to comprehensively investigate the needs of credit customers, and take multiple measures to increase service to enterprises and customers affected by the epidemic, contributing financial strength to help enterprises resume work and production.
Increase credit delivery in key areas. The bank responded quickly, sorted out the list of key relief customers, actively investigated the phased funding needs for key industries to resume work and production, communicated with customers one by one through telephone, video, etc., effectively grasped the impact of customers on the epidemic, and increased credit support for key industries such as manufacturing, green finance, and retail to meet the funding needs of enterprises to resume work and production in a timely manner.
comprehensively promotes the "Thousands of Presidents Pairing" work. The bank recommends the corresponding credit product and service methods for the production and operation status of paired service enterprises, striving to meet the financing needs of the enterprise. At the same time, based on the actual situation of the enterprise size, business model, financing bottlenecks, etc., an exclusive financing plan will be formulated, a medium- and long-term cooperation framework between the two parties will be established, and a goal of one policy for one enterprise and targeted support will be achieved.
Strictly implement the relief and assistance policies. The bank will focus on small and medium-sized enterprises, individual industrial and commercial households and new citizens in the accommodation, catering, retail and other industries that are severely affected by the epidemic. It will reduce customer financing costs through fee reduction and concession, and increase financial services to benefit enterprises and the people. At the same time, we strictly implement the policy of postponing principal and interest repayment for general small and micro enterprises, and provide credit support such as extension, renewal and adjustment of repayment plans to customers affected by the epidemic. Since November, the bank has handled postponed principal repayment services for 5 small and micro enterprises, with an amount of 82.45 million yuan. Source: Xinzhou Rural Commercial Bank Li Xiaohui
(Xinzhou Rural Credit)
