text/Dai Manman Photo/Yang Guang
In recent years, the Guangdong Branch of Industrial and Commercial Bank of China has taken " Digital Guangdong " as an opportunity to deepen technological empowerment and improve service efficiency.
creates a new model of "digital inclusiveness", comprehensively uses big data, Internet of Things, artificial intelligence and other technologies, integrates multidimensional data inside and outside the bank to accurately depict customer portraits, alleviate the information asymmetry of banks and enterprises, and convert multidimensional data into the "source living water" of inclusive finance.
At present, ICBC Guangdong Branch has launched a series of online financing products such as e-appropriate loan, operating fast loan, and digital supply chain, which basically realizes the full process of online operation of application, approval, withdrawal and repayment. As of the end of August 2022, ICBC Guangdong Branch had inclusive loans of more than 110,000 households and 190 billion yuan, of which more than 95% of the loans were issued online.
In the past ten years, ICBC Guangdong Branch has fully supported optimizing the business environment, improving the efficiency of newly opened accounts, and helping enterprises take the "first step" in development. The scale of corporate accounts has increased from 550,000 to 1.55 million, and launched the "Four Connections and Eight-Definition" settlement service system, becoming the preferred bank for corporate settlement of millions of enterprises. (For more news, please follow Yangchengpai pai.ycwb.com)
source | Yangcheng Evening News • Yangchengpai
editor | Li Zhiwen
proofreading | Zhu Xiaoming
proofreading | Zhu Xiaoming
