funds are considered to be an investment product with relatively moderate returns and risks. However, many times we can also find that the net value of some funds will fluctuate relatively largely, and may even cause investors to suffer huge losses. So, if a fund loses, how much will it lose in a day at most?
How much does it cost to a fund in a day?
Since funds are non-guaranteed floating returns, there is no fixed standard for how much a fund will lose at most in a day, which is mainly related to two factors.
First of all, it depends on the type of fund. The types of funds mentioned here are mainly classified according to the investment direction of the fund. Classified in this way, funds can be divided into stock funds, mixed funds, bond funds, money funds, etc.
For a fund, its rise and fall depends on the rise and fall of the assets it invests in. Therefore, how much a fund can fall at most in a day depends on how much the assets invested in the fund can fall at most in a day.
For pure stock funds, because the maximum decline of stocks in a single day is 20%, theoretically speaking, a maximum loss of 20% per day is.
However, it is almost impossible for a stock fund to lose 20% in a day. Because a stock fund usually holds multiple stocks, it means that only when all stocks fall by 20%, the possibility of a fund falling by 20%.
In addition, stock funds will not use all their funds to invest in stocks, and will leave at least a small amount of cash to maintain the necessary cash flow in daily operations . So even if the stocks held by the fund fall by 20%, the fund will not fall by 20%.
Of course, although stock funds do not fall by 20% in a day, it is still possible to fall by more than 10% in a day, but this situation is rare. Generally speaking, a stock fund falls by more than 5% per day is considered to be a lot. The biggest drop in most stock funds in a day is between 5% and 10%.
Generally speaking, stock funds can lose more among funds. However, theoretically speaking, stock funds may not necessarily lose the most. For example, bond funds may theoretically lose more than stock funds, because many listed bonds do not have intraday limits, so in theory, a day's decline may exceed 20%.
Of course, in reality, the possibility of bonds falling by more than 20% a day is relatively small, and bond funds will also hold many bonds. Even if one or several of them fall by more than 20%, bond funds will not fall by 20%.
, and the maximum decline of bond funds in a single day will be relatively large. Some bond funds may not fall by more than 1% in a day, such as short-term bond funds, while some bond funds have a maximum decline of 5% in a day, which is nothing, such as convertible bond funds .
In fact, the biggest loss of bond funds in a day is definitely smaller than that of stock funds.
. If it is a money fund, you will basically not lose. Not only that, you will also make money every day, but the returns are not high.
In short, how much the fund falls at most a day has a lot to do with the type of stock or the direction of investment.
Secondly, it depends on the market conditions. The price fluctuations of assets held by funds have a lot to do with the market conditions in which they are located. For example, when the stock market is not good, the stocks will fall, and if the stock market falls sharply, most stocks will also fall sharply.
Therefore, how much a fund can fall at most in a day depends on how much the market it invests in can fall at most in extreme cases.
