2013 Deputy Minister of Human Resources and Social Security Hu Xiaoyi responded to the question of pension gap: China's pension income and expenditure are balanced and there is a surplus, but there is no gap. By 2021, the Ministry of Finance announced that the pension gap reached more than 700 billion. According to the China Pension Research Report released by the Insurance Industry Association, this gap will reach an astonishing 8 trillion to 10 trillion in the next decade.
According to National Bureau of Statistics data, my country's natural population growth rate dropped from 33.33% at its highest in 1963 to 0.34% in 2021. According to the 2021 Human Resources and Social Security Development Statistical Bulletin, the number of retired personnel as of the end of the year was 131.57 million, an increase of 3.95 million over the previous year, however! The natural population growth in 2021 was only 480,000, a new low since its founding! Intuitive data shows that the population structure is unbalanced, and the speed of new population growth is far from keeping up with the speed of aging. There is an article about in 1 and a half months. my country will usher in the largest "retirement wave" in history in the next ten years. The post-60s generation will continue to enter the retirement life and will retire at an average annual rate of 20 million people!
What will the pension be paid for in the next 10 and 20 years? Obviously, the problem cannot be left to future generations to solve, because the more delayed the problem is, the more serious it will be in the future and the greater the harm it will be.
I would like to give a few suggestions here:
1. The most important and effective one: under the principle of adhering to the single-system nationality, we will relax immigration, especially the openness and ease of immigration to wealthy people abroad and young and middle-aged working people with knowledge, culture and skills. As long as you obtain a large number of supplements from wealthy people and young and middle-aged people, you can quickly and fundamentally solve all the problems brought about by imbalance in the population structure (not just the pension problem, but also the threat of war. Once a war occurs, if a large number of young people die, the population structure... try to avoid war before the population structure is optimized);
2. Pension reform. During the work period, the greater the contribution, the more the salary, which is very scientific and reasonable. However, if you retire and don’t work and retire, the pension should not be too large. It should be distributed scientifically and reasonably in the form of basic pension + local living allowance + disease treatment subsidy. Those who lower pensions are high and those who lower pensions are low. While achieving the goal of common prosperity, reduce the burden on the country's finances.
3. Proper local services but charge items, such as public parking fees (strictly identify private parking spaces), tickets for various scenic spots and attractions... and other public service fee businesses established local companies and listed them. Pensions and local governments became shareholders, revitalizing and appreciating pensions, and solving the financial problems of pensions and local town governments.
………
In order to include all of our own people, our descendants and future generations can have a long life, netizens are welcome to speak enthusiastically. The so-called "three cobblers are better than Zhuge Liang ". I believe that with the power of the broad masses of people, there will definitely be more and better solutions that will be constantly proposed [grin]
