password is one of the most critical factors for a bank card. Whether it is withdrawing money, transferring money or handling other businesses, the bank card password is required.
00. One day, the bank card password will be leaked, and the bank account will be in a very dangerous state and may even be stolen.
Of course, under normal circumstances, as long as everyone keeps their passwords, it is basically impossible to leak them. , but some users may be worried, is it possible for bank staff to know the user's password and then inform others of these passwords, resulting in losses of user property?
When the banking system was relatively backward decades ago, it was not ruled out that internal bank staff might see the customer's password through the backend system, because the system was not that perfect at that time.
However, after the banking system has been continuously upgraded, the current banking system is already very secure, and it is impossible for bank staff to know the user's password.
On the one hand, when the user goes to the bank to handle business, he needs to enter a password, but whether the password is correct or not is automatically proofread by the system, and manual intervention is impossible; what the teller of the bank only sees a series of asterisks, that is, 6 *.
On the other hand, in addition to the front-line business personnel not seeing the password, it is impossible for them to see the user's password, either the bank management or the technician.
Some users may be worried that although they only see the * number when handling business at the bank counter, are there any possibility that the bank’s managers or technicians use their permissions to enter the system background and then master the user’s password?
In fact, the current banking system is very scientific. When users set passwords or enter passwords, they will be converted into symbols and entered into the system. Whether they are bank managers or technicians logging into the background, or even seeing a string of symbols when they see the code. They don’t know the real password number of the user. Even if they can log in to the background, they cannot know the user’s specific password.
so there is no need to worry about the bank staff knowing the user's password.
Since bank staff cannot know the customer's password, why do you often hear about bank staff stealing customer deposits?
This situation is often caused by the customer's intentional or unintentional disclosure of passwords to bank staff, especially for some elderly people, similar things are more likely to happen.
Smartphones are now very popular. Many banking businesses can be handled through mobile banking or online banking. However, for some elderly people, they don’t know how to operate them at all, so when they go to the bank to handle related businesses, they may entrust them to bank staff.
Under normal circumstances, bank staff are very disciplined when helping customers handle business. When entering passwords, they will take the initiative to avoid letting customers enter it themselves.
However, some staff members who are not sensible may help customers with the whole process, and even let customers inform them of the password. At this time, they may secretly write down the password, and may even induce users to send some verification codes, thereby directly transferring the money in the customer's account.
So in order to avoid password leakage, it is recommended that you do not intentionally leak passwords when going to the bank to handle related business. When entering passwords, you must avoid crowds. Whether it is bank staff or other groups, you must not let others see it easily.
Of course, in addition to the possibility that the customer may actively disclose his password to the bank staff, in reality, the customer's bank card password may be leaked in several ways.
First, ATM withdrawal fake keyboard.
Now some criminals will use some fake keyboards to place them on the password keyboard of the ATM machine. If you go to ATM to withdraw money or deposit money, once you use these fake keyboards to enter your password, the criminals may obtain specific information, and then they use these passwords and accounts to steal everyone's bank accounts.
Second, information leaked online.
There are many phishing websites and phishing apps online now. If you don’t pay attention in normal times, just enter your bank card information on some irregular websites or APPs, so that they can easily master your bank card account, bank card password, and even SMS verification code, so that you can easily transfer money from your bank.
Third, the password setting is too simple.
Some people set passwords to make it easy to remember, so they set passwords very simple, such as setting them as passwords with their date of birth, or setting them as very simple passwords, such as 6 6, 6 8 or 123456, etc.
Although these passwords look naive and banks are also popularizing, they call on everyone not to set too simple passwords, but in reality, there are still many people using these very simple password combinations.
Some people will use guessing methods to test these very simple passwords. Among the many bank card accounts, there are always a few people who will be caught, which will eventually lead to risks in the bank account.
In order to avoid these risks, I can also give you some suggestions here.
First, never leak your bank card password to anyone, including bank staff.
Second, when setting a deposit and withdrawal password or online banking password, it is as complicated as possible, and do not use too simple combinations.
Third, do not download some irregular APPs or log in to some irregular websites on the Internet, and do not enter your bank card information or personal information on these irregular platforms.
In short, the current bank card password setting is very scientific. As long as everyone keeps it well and does not actively disclose it to the outside world, there will basically be no security risks.
