A few days ago, Guo Jianni, executive director and CFO&COO of Ma Ma Consumer Finance Co., Ltd. (hereinafter referred to as "Ma Ma Finance"), attended the 2018 China Mobile Global Partner Conference and Hebao Payment "Number+" press conference in Guangzhou, giving a speech entitled "Scenario Assignment" energy, symbiosis and win-win” keynote speech. She pointed out that the huge potential of the consumer finance market and the good external development environment of the consumer finance industry are the external environment for win-win cooperation between Immediate Finance and Hebao; and the complementary scene advantages, financial advantages and brand advantages of both parties are the conditions for both parties to achieve win-win cooperation. internal basis.
( and package payment "Number+" launching ceremony, the second from the right on the podium is Ms. Guo Jianni, executive director and CFO&COO of MaMa Finance)
Guo Jianni emphasized in his speech that MaMa Finance has three major characteristics, namely, licensing, entrepreneurship, and technology. Adhering to supervision 's expectations for the company, Immediate Finance will fully carry out business for the benefit of the public. In just three years, it has 54 million registered users, 20 million active users, and a cumulative loan amount of 155.9 billion. Adhering to the characteristics of small-amount decentralized business, the average customer price of MaMa Finance is only about 3,000 yuan, and its customers are distributed in 36 provinces and cities across the country. MaMa Finance is committed to serving inclusive customer groups that traditional banks cannot cover, making finance more equitable and accessible. Among the customers of Ma Ma Financial Services, 60% do not have credit cards, and 30% do not have credit records. So far, Ma Ma Financial has helped more than 5 million users establish credit records. At the same time, since its establishment, MaMa Finance has been committed to truly empowering consumers with technology to make consumers’ lives better. In order to give full play to its role in stimulating consumption, MaMa Finance has deeply explored more than 130 online channel scenarios, connected more than 140,000 offline merchants, cooperated with more than 500 banks, and facilitated nearly 50 million product transactions.
Based on such powerful scene adaptation capabilities and full-scenario service capabilities, Immediate Finance can truly sink into consumption scenarios and reach the general public more effectively.
When talking about the innovative cooperation of "Number + Consumer Finance" carried out nationwide by MaMa Finance and Hebao Pay, Guo Jianni pointed out, "The cooperation between the two parties has further expanded the offline application scenarios of Hebao Pay. , and provides Ma Ma Consumer Finance with richer consumer finance scenarios, improves user consumption experience, and provides users with more convenient new ways of consumption; for Ma Ma Finance, through system docking with He Bao, China Mobile and Bao Bao Payment customers are provided with personal consumption financial services based on the operator's ecosystem, including cash installments, recycling lines, commodity installments, etc. By building a new consumption ecology and platform services, technology is used to improve service efficiency, reduce service costs, and make people's lives better. Every scenario in "Malaysia Finance" can be satisfied by financial services. "Malaysia Finance is committed to deepening the scene. Through system docking with Hebao Payment, MaMaFinance combines its rich consumer finance experience with mobile package policies to handle the majority of mobile users. contract machine installment interest-free service truly realizes the concept of inclusive finance. Up to now, the credit purchase business launched by MaMa Finance in cooperation with Hebao payment has cooperated with the provinces including: Hunan, Jiangxi, Jiangsu, Fujian, Shanxi, Sichuan, Xinjiang, Shaanxi, Hainan, etc., and is currently fully exploring the national market .
(CFO & COO Guo Jianni, executive director of MaMa Finance, delivered a keynote speech entitled "Scenario Empowerment, Symbiosis and Win-Win")
It is reported that MaMa Finance adheres to the concept of "enthusiastically praising technology and redefining consumer finance", insists on capacity building as the core, and builds It has a R&D team of more than 700 people, has independently built more than 400 independent research and development systems, and applied for more than 150 patents. With the in-depth application of self-developed AI, blockchain, cloud computing, and other technologies, Masha Finance will continue to broaden consumption The service covers a large number of people and creates a more convenient, advanced and excellent consumer experience.
