A real recorded case can clearly tell us how similar lenders "participate in non-collection".
Xiao Jin is a good young man who is passionate about learning and studying science and technology. He has cherished the dream of future technology in the 21st century since he was a child. From elementary school to a master's degree student in electrical automation icon. Because of devolution. Became an intellectual youth who went to the countryside. Naturally, I struggled with my studies for a while. Therefore, he pays special attention to the importance of time. After working, although the interest rate on deposits in the bank was very low, I never regretted it for decades.
serves as a nearby colleague. He was repeatedly encouraged to play stocks. They were all rejected without any suspense.
Xiao Jin majored in computer science, so naturally he came into contact with the Internet financial platform very quickly. Its modern online financial management method can easily complete bank deposits because it does not take up a lot of time.
This approach attracted him from time. In addition, the P2picon platform business model was promoted nationwide at that time.
First of all, from the perspective of credibility, Xiao Jin believes that the country has a series of supporting policies to serve new things. From this point of view, he was relieved.
But he is worried about the platform's organizational form and operation and management model. So I authenticated and selected the platforms where I needed to purchase financial products online. There are many
platforms, but he chose the leading platform with five or six years of operational risk control experience. For example, Shanxi Merchant Loan Icon, Caibaitong, and many other provincial famous enterprises are targeted. And dynamically observe it for two to three years. There has been no break in the capital chain (even in the case of point-to-point disruption). Feel that the platform has high integrity, complete qualification certificates, and high risk control, plus bank, insurance custody, and public security level three certificates.
then joined the online purchase of financial products on the platform as a "non-collective participant".
Afterwards, the author of this article interrogated Xiao Jin. Don’t you know that these platforms are, first of all, operating without licenses, and secondly, are they implicitly aware that they are illegal fund-raising? But he firmly answered, first of all, I don't buy it for interest, but more just to save time. In addition, if during the dynamic observation period, during the investigation and certification period of platform product projects, traces of illegal activities are found. I will refuse to buy financial products. Because I must be responsible for my hard-earned money (I am defined as a conservative financial manager after a comprehensive evaluation by Internet big data).
I will never hand over my principal to financial products that are similar to non-collective projects (so far, the borrower's debt list provided to him by Xiao Jin from the detective has clearly recorded the point-to-point debt relationship).
Xiao Jin also told me that he believes that most lenders will have the same attitude as him when it comes to the authenticity of project products. Then decide whether to buy.
