At present, the average life expectancy in China has reached the advanced age of 77 years. Calculated by the retirement age of 60 years, after completing the tasks stipulated by the state, there are 17 years of free time allocated by oneself. In order to improve the people's happiness index, the pension benefits are rising again and again under the overall planning of the state. Recently, the state has not only made drastic innovations in the pension system, but also raised the standard of pensions. This time, the country treats everyone equally.
▲Pension
The result of pension reform means that China is the largest number of people in the world in terms of social security system
1 Whether it is established or sound, the difficulty is the world's greatest. Since ancient times, China has been a people-oriented country, and the interests of the people are above all else. No matter how hard it is, it is necessary to ensure people's basic living standards.
▲Pension increase
Since the establishment of the social security system in 1990 and the continuous development of the country’s social welfare benefits, improve. In recent years, although China has encountered problems affecting economic development such as the Sino-US trade war, the outbreak of the epidemic, and various natural disasters, the country has still resisted these troubles on its own shoulders. This year, the state still increased the amount of pensions despite a slight slowdown in economic development, and at the same time achieved 17 consecutive increases in pensions in my country.
▲Pension
The new pension system is being put forward and implemented
1 1 The problem of aging population in China is getting more and more seriousThe happiness of the elderly in their later years is directly related to the happiness of the people in this country. As we all know, due to the impact of the new crown epidemic in 2020, the momentum of my country's economic development has slowed. This means that the pension benefits of retired elderly people this year may be reduced to a certain extent, but is it really necessary to do so? In the end, the outline of the "personal pension system" was roughly formed under the collective brainstorming of various government departments. The so-called "personal pension system" is to first establish a national account, and then through the support of the state finances, attract a large amount of capital and investment, and ultimately feed the benefits back to the people.
▲Elderly life
After the personal pension system was approved by the official website, a series of documents were released in less than half a year. It shows that 17 companies have established a pension insurance company with a registered capital of 11.15 billion yuan. The purpose of the establishment of this insurance company is also very simple. It is to increase the amount of pensions for everyone and improve people's happiness index in old age.
▲Aging
Now that the new pension system has made such a breakthrough, the country has been paying attention to the improvement of social security
. That's it, why bother to develop a new pension system? Could it be said that the old pension system can no longer meet people's basic pension needs? In fact, it is still related to the increasing pressure on the elderly in our country.
▲Social security system
In recent years, a variety of factors have caused our country to gradually enter an aging society. As a result, the issue of elderly care has gradually become a burden for the country. In the coming period of time, the number of elderly people in China will continue to increase, which means that the country needs to invest more funds in pensions. However, judging from the amount in my country's current social security fund , it is already a little too difficult to achieve a further increase in pensions. For this reason, a new pension system must be introduced.
Of course, the new pension system also requires people to make a certain amount of investment, but under the direct management of the state, the investment risk is very small, but the benefits are more generous than the social maintenance pension. In addition, the new pension system is fair and open to everyone, and it also follows the principle of voluntariness. The state has done everything they can to the extreme, and the rest of the decision is left to the people.
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