Hundreds of thousands of debts are a bit too heavy for a young girl who just came out of society at the age of 20.
However, most young girls are in debt, which generally comes from the following points:
1. Excessive consumption and unrestrained
2. Vanity is too heavy and blindly compare _span2
3. Business investment failure
4. Gambling (there are many similar people in the night market)
5. Plastic surgery
6. Help your boyfriend fill the hole (I think this is a girl's debt The most stupid and stupid reason)
7. Parents and family reasons
Aside from the seventh case, we said that the first 6 points are related to the girls themselves, and the correct order of resolution Is such that.
1. Analyze the level of repayment
First analyze the financial situation of your parents and family to see what level of repayment ability of your parents’ family members is. If your parents have a strong ability to repay, you should speak up and speak tactfully. Don't be afraid of being scolded by your parents. If you do something wrong, you have to bear the consequences. But if the family is already poor, try not to tell your parents about the debt pressure. We generally recommend telling your parents this way: Mom and Dad, I am in debt. I know that you are sad to hear this news. The reason I told you is not. In order for you to help me pay off my debts, it's just that I, as a member of the family, brought troubles to the family. I want to inform you in advance and not let you be kept in the dark. Things started because of me, I am an adult, and I will figure out a solution by myself...
The core point of is to reassure your parents about your ability to handle debts. However, I have never seen the parents of a few girls who can rest assured that they are in debt. So girls must take loans carefully.
2. Handle all the debts
Which ones are for credit reporting, which ones are not for credit reporting, which are the capitals of the underworld background, which are the capitals that follow the rules, all are clear . After taking out all the debt, calculate the total debt according to the legal interest. What is the legal interest of , and the annual interest rate below 36 is considered legal. Don't follow the pattern of loan sharks. That debt will scare you to tears. Don't be afraid of the big deal and the loan company going to the court to make a ruling.
3. Open source
Find all possible ways to make money. No resources, no education, no ability, no value, no connections, how difficult it is to make money in this society. This is also the contradiction of many debtors. I want to go everywhere, but I find that there is no way under my feet. What's more, people who are in debt generally have a bad mentality and are very anxious. When they are in a hurry, their vision is very narrow, and there is no opportunity to make money at all. When you are in debt, there are definitely many differences in the way you work and do business.
Take credit investigation as an example. Once it is hacked, you can only do the work of paying wages in cash. Bank cards cannot be used. However, most units use bank cards when paying wages, so this makes it difficult for many hacked or hacked debtors. So some girls who are in debt and confused, think of going to work at night to make money,
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