There is a very popular question recently: Is 400,000 yuan enough to study in the UK for a year?
Today, we will take London, England as an example, and combine our own study abroad experience to tell you how much it costs to study in the UK for a year?
1
UK study abroad fee
In general, the expenses of studying in the UK will vary depending on the major, school, and the location of the school, usually ranging from 30 to 60w.
Next, take the London region expenditure budget as an example to frame the scope of your study abroad budget.
tuition fee
All UK universities have completely two charging standards for international students and UK local/ EU national students.
We need to pay much more than them.
For example, the tuition standard for UK and EU students in UK and EU is £9,250 per year. International students, on the other hand, have to pay tuition fees of £25,740-36,065 per year.
is almost three times different! ! !
In general, if you do not have an EU identity, the tuition fee will be 30,000 pounds, and is about 256,000 RMB.
Accommodation fee
Accommodation fee is another large expense that needs to be paid in addition to tuition fees.
If you live in a remote place or in a relatively rural place, your accommodation expenses may be relatively low.
But if it is a big city like London, the accommodation fee is very expensive.
Usually people choose dormitory or student apartment during their study in the UK, but there are two rooms that are the most popular. En-suite is that it has its own bathroom and shower, but your kitchen should be shared with other students. Another type is Studio, which means that your kitchen is also in your room.
In London En-suite room type, the cost of the one-year room type should be around . The cost of the one-year room type should be around . The cost of the one-year room type should be around .
Transportation fee
Transportation fee for studying in the UK is also a big expense. If you choose to walk to school like this, the rent will double, and the cost-effectiveness is very low.
If you choose a house with a moderate distance, the daily fee is generally about £4 per day. The transportation cost per month is about 1,000 yuan, which is about 12,000 yuan a year.
Living expenses
In terms of living expenses, everyone's living standards are different and their expenses are also different.
In London, fast food is generally around 10 pounds, and if you go to a restaurant, you will be around 30 pounds per person. Of course, if you cook by yourself, the cost will be much lower. If the intermediate value of
is 25 pounds a day, it is conservatively estimated that it will cost 84,000 yuan in a year.
totally counted. If you want to study in the UK, it will cost about 450,000 yuan a year.
2
How to study in the UK without spending a penny
So the cost is so high, how can you solve the cost of studying in the UK through investment and financial management?
The most popular way is to use houses to support learning.
Take British real estate as an example. The return on investment in real estate in London is much higher than that of ordinary financial management. Although there may be some fluctuations in the short term, there is still a lot of room for appreciation in the long term.
. Investing in buying a house in the UK mainly considers three aspects: transportation, commercial supporting facilities and regional development potential.
So how did I save 4 years of study abroad through housing support?
Take the City Light Apartment in London 250 City Road, which I bought as a list for you to analyze.
City Light Apartment is located in the first district of London, a prime location known as the "London Silicon Valley". It brings together technology giants YouTube, Google , Facebook , Amazon and other companies, attracting very outstanding talents from all over the world to live here.
So from the perspective of commercial value and appreciation space, this property is very rare in such a highly prosperous place and every inch of land is valuable.
There are three subway stations downstairs of City Light Apartment: Northern Line, Angel and Old Street Stations. These lines pass through many famous universities and old financial cities.
In other words, whether you are going to work in the Financial City or studying in school, it is very convenient to live here.
That is, with such an excellent geographical location, how much does it cost to invest in a property here?
If it is a one-bedroom apartment (57㎡), the total price is 817,500 pounds (about 7.019 million yuan), and the down payment is 700,000 yuan.
In a super metropolis like London, houses cost 200,000 to 300,000 yuan per square meter are everywhere, so its cost-effectiveness is still very high.
Then what is the return rate of this house?
The rental income last year was RMB 314,000, which was RMB 1.256 million in four years. Not only that, housing prices increased by 15.5% in four years, which is equivalent to an increase of RMB 1.088 million.
Counting this way, I not only did not spend a penny on my four years of studying abroad, but instead made 544,000 yuan.
After graduation, you can live in yourself and save a lot of rent; you can also continue to rent out so that it can continuously generate value for you and become your passive income.
