With the opening of major colleges and universities one after another, Dalian's medical insurance benefits have become a hot spot for the 2021 freshmen who are admitted to the city's colleges and universities. On September 10, the Dalian Medical Insurance Bureau gave a detailed interpretation of the relevant policies.
According to the Dalian Medical Insurance Bureau, college students participate in the basic medical insurance for urban and rural residents, and the premium is composed of financial subsidies and personal contributions. In 2022, the personal medical insurance payment standard for Dalian urban and rural residents is 320 yuan per person.
College students who can participate in the medical insurance for urban and rural residents in our city include: all kinds of full-time colleges and universities (including private colleges, independent colleges, and adult colleges) in the city's overall planning area, and full-time colleges and universities in scientific research institutes that accept ordinary higher education. Students, full-time graduate students; full-time vocational high school, technical secondary school, technical school students. The coverage includes general outpatient clinics, outpatient prescribed diseases (ie outpatient chronic diseases and serious diseases), and hospitalization.
Medical insurance is not reimbursed in the following situations:
1. Does not meet the scope of medical insurance payment (such as plastic surgery repair, medical treatment abroad, Hong Kong, Macao and Taiwan, third-party liability accidents, etc.).
2. Fees that are less than the threshold (ie the threshold for medical insurance reimbursement).
3. Reimbursement has been made by other means.
Regarding the special circumstances that may arise during college students' study period, the Municipal Medical Insurance Bureau also interprets the relevant issues in terms of medical insurance benefits.
1. What should I do if I transfer or suspend school?
Transferred college students should participate in the college student medical insurance in the second year; college students who suspend their studies or postpone their graduation can continue to pay and enjoy the corresponding treatment; for college students who have been cancelled or dropped out of school due to various reasons, they will enjoy the full benefits After the annual medical treatment, the school will no longer handle the insurance payment for it.
2. What should I do if I go to study abroad?
College students participate in the insurance and pay the fee in the place where the student is registered. At present, the basic medical insurance for urban and rural residents in my country is coordinated at the prefecture and city level, and the insurance payment standards and benefits are different in each coordinated area. Therefore, Dalian students who are admitted to colleges and universities from other places should learn about the medical insurance related information of local urban and rural residents in advance to ensure timely enjoyment of benefits. Generally speaking, when colleges and universities issue admission notices, they will also inform the local medical insurance payment standards.It is convenient for freshmen to prepare for payment in advance.
Peninsula Morning News, 39-degree video reporter Su Lin
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