Now, we go to the 4S store to buy a new car. The process is generally very formal, but we can still see some disputes in the news, which are usually about money.
pay for a car, especially when paying a deposit, down payment, and purchase tax , you should pay special attention to some details.
is done well, not only can it avoid unexpected situations, but it can also save the trouble, time, energy and mood of future disputes.
Don’t pay a deposit without signing a contract
- is not conducive to the later negotiation of the price
The first thing to note is that when the contract is not signed, do not give a deposit first.
Guangdong News Broadcast reported a case: Mr. Guo paid a deposit of 5,000 yuan in the 4S store, but did not sign a contract or any other similar agreement.
later, due to poor sales attitude and inconsistent gift negotiations, "I won't buy it for you, I want to refund the deposit." The
4S store said that there was no contract, which was the reason for the unilateral breach of contract by the consumer, so it did not refund it and was denied.
Many times, salesmen tell us: "Now there are big discounts and activities. If you pay a deposit of 5,000 yuan, you can get 10,000 yuan." It sounds like a card recharge.
can get gifts, give away 3 umbrellas, and you can get one more keychain. In fact, it is all sales strategies.
As long as the deposit is paid, the initiative is not in our hands. Because "deposit", a stable and stable determination, is actually a guarantee contract, and it has legal effect.
If you pay the deposit, you will find that other stores are cheaper later. You don’t want to buy them here, or you just regret it, and you don’t want to buy other cars. “You give me the money” is not that easy.
Even if someone in the store has verbally promised that "the contract can be terminated and the money can be refunded", it will be counted.
So if there is a car in stock, we can raise it immediately, then we will negotiate the price and buy it directly. In fact, there is no need for a deposit.
Don’t think this seems a little more expensive. It’s true to see it. If you buy a car in stock, it’s sometimes a little more expensive.
If you want to find other stores and compare prices, don’t pay the deposit first. Don’t pay it after the comparison. Don’t be so anxious. Do you pay a deposit for each store? Not every company can get refunded
, and they are not as easy to talk to as e-commerce websites.
- Intention contract and purchasing contract, what is the difference between
The car mentioned earlier is now available. If you say, "No car, no car, you don't have this color, this configuration is still being built." Friends who need to book a car usually sign a "car purchase intention contract" or "agreed".
At this time, the delivery time and duration above, and how to compensate for the day beyond this, you must confirm with the salesperson, write it clearly, and then pay the deposit.
Except for the special situation where the car has not been launched, you need to rely on reservations to queue up. For ordinary cars, you can give an approximate delivery time when signing the contract.
If you don’t write the time and pay the money directly, for 4S stores, there is basically no constraint on when to deliver the car, this is very important. What is the most common and tricky name of
? It is called "Car pickup when you arrive, pickup when you arrive in the store", which sounds very reasonable and very logical.
means that he is not responsible for any responsibility. He has the final say when he arrives. When picking up the car in the store, then stop at the door and he says, "The store is inside, and I won't pick it up if I park outside." He can do it, you will be angry to death.
In addition to time, more important information, including the specific model, configuration and charging items, must also be written clearly.
For example, how much does the 2022 sports fashion version cost, service fee, and insurance premium respectively? What's the gift for
? How many times have you received maintenance? Include or not? Do you have to buy insurance from him? Can I do it myself? How much does it cost to register? Is the exit slip free?
smiled at me and the service fee. Is there anything that needs to pay for after-sales service extended insurance ? Write them all clearly.
Don’t be afraid of trouble. 4S stores are actually more afraid of us quarrels, complaints, and looking for media.
And for ourselves, it was nothing more than a psychological burden at the beginning: why do people think I am so trivial and troublesome?
"Oh, why are you, a man, buying a car, not as good as buying 2 kilograms of melon seeds?" and so on. Don’t be afraid, just do it well, and we will do things seriously and objectively.
There are actually many channels for buying a car. In addition to 4S stores, there are also outside auto trade stores, or secondary dealers can also buy cars. The name of the contract signed by
may be a little different, and is often called a "purchase contract". Many contracts will be written. If something goes wrong, we don’t care. We need to find it. We need to find it. We need to find it and go to the 4S store.
is actually quite general, and it is best to write it out clearly which things are responsible for the 4S store and which things are responsible for the car buying store.
gives you an example: I transferred my money to a secondary dealer, and finally agreed to refund the money. He said, "Don't ask me to refund it, you can ask a 4S store to refund it." Then the 4S store said that I didn't get the money, who is it?
deposit and down payment should not be transferred to the salesperson
After paying the deposit, the second time you need to pay the money, you will pay the down payment. The down payment of
is generally relatively large. We must not just save trouble and transfer the money to the salesperson. Especially for a card number sold to us, you should pay attention to the account name and do not transfer it to your private account.
I accidentally became greedy and ran away with the money, and things became quite troublesome. This kind of situation is indeed relatively rare, but you say that the world is so big, it is not without it.
Shandong TV Qilu Channel reported this year: After Ms. Yang signed the contract at the 4S store, the down payment was transferred to the account provided by the sales manager.
When I was about to pick up the car, the 4S store said that the manager ran away with the money, and the down payment could not be returned, and the car could not drive away.
So when we transfer money, we must confirm that the transfer is the company account of the 4S store. Don’t think it’s safe to swipe the on-site bank card on POS machines. Some POS machines are swiped to personal accounts.
must see clearly whether it belongs to the 4S store company. If necessary, check it online, if the name is correct.
invoices should not be opened low
- . Buying insurance and claiming problems are prone to problems
. The last one thing to note: before registering the license and paying the purchase tax, check whether the invoice is opened low. What does it mean to open low on
? What do you think? Didn’t the invoice amount be written on the invoice? Is it the same as the price of the naked car we actually paid?
Some 4S stores will politely ask us: "Do you want to pay a low invoice? You can save you some tax, or what." We can refuse.
But some people don’t talk about it, they secretly open it low, and they open it well, “Hey, you can take the invoice.” Some people also.
Although we can pay less invoices when we need insurance claims, the amount of money we save is actually not cost-effective.
Henan Radio and Television Station reported: Ms. Li's car was flooded by heavy water, and it was only during the claim that the invoice was issued at a low price of more than 20,000 yuan.
Insurance company makes a claim for you based on the amount of the invoice. For example, if it was a car that was originally worth 100,000 yuan, it would be compensated 80,000 yuan if the invoice became 80,000 yuan. No one would care about the remaining 20,000 yuan loss, and there was no way to pay for it. This situation occurs in
, which is quite troublesome, and is in a bad mood, and is accompanied by actual economic losses.
4S stores with better service attitude may be able to negotiate and help deal with it; if the service attitude is not good, "If you want to complain, you will go to sue", which is very time-consuming and labor-intensive. Whether you can win is not certain.
- is suspected of tax evasion and evasion, which is illegal
. In addition to the trouble mentioned just now, low invoice is also a serious tax evasion and evasion, which is illegal.
Jiangsu Provincial Taxation Bureau stated: Low invoice issuance not only violates the regulations on invoice issuance, but may also evade taxes and other taxes. In just one year, nearly 500 enterprises in the province were investigated and dealt with.
So it is a common phenomenon to issue invoices in 4S stores. In fact, it is also to save money. At least a few thousand, if it is more, there are also tens of thousands.
Guangdong University of Finance and Economics Feng Linyue has a master's thesis, "Game Analysis on Tax Evasion in Automobile Retail Industry in S City". There is a data in
: for a car with a price of 200,000 yuan, the invoice will be 10,000 yuan less, and the 4S store can pay about 3,800 yuan less taxes. If you pay less, the tax authorities will suffer greater losses.
If the discount given by the 4S store is relatively large, you need to pay special attention to whether there is a problem of low invoice issuance.
When paying money by buying a car, you should be more cautious when paying money by
. So in general, we should be more cautious when paying money by buying a car. It’s not about scanning a code, or swiping a card or transferring a money, “Oh, I’ll pick up a new car, come and have dinner in the evening.” The contract is not signed by
, don’t pay a deposit. When signing, you can also see the contents in it clearly and write down the rights and interests you should have to avoid quarrels in the future. Before paying purchase tax by
, also look at the invoice amount to avoid the invoice being issued at a low level without our knowledge.
Buy a new car, how to get the best gifts
Now, friends are also paying attention to gifts when buying cars. Can you get one more umbrella in
? Why don’t you give 2000 oil card? You have to have a suitcase, right? What? Do you still have to pay for foot mats? doesn't work. Want everything.
However, the more gift packages, the better. If you mark 10 gifts, it may be useless at all. In the end, the 10 gifts you don’t like, then it will be worthless.
What are the better things we want? How to negotiate with sales? How can we get more and more gifts from ? The cost is a little higher. Which money are we worth ?
Some salesmen said, "There is no gift, we will give it a maintenance directly." Will be more cost-effective?
Some 4S stores say: "Our store is very conscientious. Is it good to give free maintenance for life? " How much is this free maintenance for life worth of ? And do you really have to pay a cent in the future?
- Keywords: Buying a car
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Reference
[1] 4S store refuses to refund the deposit of 5,000 yuan due to consumer breach of contract? If you have not signed a deposit agreement throughout the whole process, how can you "breach the contract"? Guangdong News
[2] Episode 39 | (Part 1) Deposit the down payment, but the 4S store did not receive the money? The down payment was actually disbanded by sales... Shandong TV Qilu Channel
[3] The new car was flooded and scrapped after heavy rain. When I settled the claims, I found that the invoice was "shrinkable" and 120,000 yuan became 100,000 yuan? Henan Radio and Television Station
[4] Have you ever encountered the car purchase invoice being opened at a low level? Provincial Taxation Bureau: There may be tax evasion. Sina.com
[5] Feng Linyue. Game analysis of tax evasion in the automobile retail industry in S City [D]. Guangdong University of Finance and Economics, 2020.
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