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Jack Ma "predicts" the home of payment will change
Speaking of the payment field, Jack Ma has the right to speak. After all, mobile payment is currently prevailing. The two main forces are WeChat and the other. Alipay.
Compared with WeChat, Alipay not only started late, but also has a relatively large share of the mobile payment market. It is not difficult to find that our payment methods have been greatly rewritten, and almost all people use WeChat or Alipay.
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In the original, we used these two platforms to pay, generally using passwords. With continuous upgrades, QR code payment has become a mainstream , Whether in supermarkets, shopping malls, or stalls, they are habitually using scan codes to pay.
Scan code payment is indeed very convenient, whether it is for consumers or merchants, such as a supermarket’s code scanner, you can directly scan your payment code to complete the payment. The entire payment process only takes a few seconds. And even if we scan the merchant's payment code, the operation is very convenient, just enter the amount and verify it.
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Just when the scan code payment was extremely hot in the payment market, but Jack Ma rejected the scan code payment. Jack Ma said that the scan code payment may be eliminated, and the new type of payment is slowly universal.
Why people attach great importance to Jack Ma’s "predictions"? In fact, as a business giant, Jack Ma has a certain degree of agility and foresight. Earlier, Jack Ma expressed his views in many fields, and they have obtained them later. It was verified.
Therefore, when Ma Yun said that QR code payment might be eliminated, a large part of the people still believe it. Now it seems that Jack Ma’s “prophecy” has really been fulfilled, because new types of payment are indeed slowly becoming popular.We can feel this.
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new types of payment are beginning to emerge
In fact, it is not difficult to find that our payment model has begun to change, and in terms of convenience, it is higher than scan code payment, so it is also Began to be popular in the market, and these two payment methods have been continuously popularized in the market.
First, pay with your face. Originally, we usually see face payment in supermarkets, but now some small shops already have this payment function. This payment method has two major advantages, one is more convenient, and the security performance is also very high.
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The previous password payment, when people are paying, they are afraid of being seen by others and leaking out. Nowadays, face payment is not duplicated and unique. The user only needs to verify the face to complete the payment, even if you forget to bring your mobile phone, you can still pay, or your mobile phone is disconnected from the Internet, then this method is also feasible.
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Second, non-sense payment. In fact, the user group targeted by this payment method is very clear, generally at highway intersections and parking lots. This payment method should not be too popular. This greatly reduces the waiting time. It can be said to be more intelligent without any operation from you. Of course, you need to make relevant settings in the early stage.
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It is not difficult to find that these two payment methods do have great advantages, and they have begun to flow into the market, and have been recognized and favored by users, and have a market share Is gradually improving. This also greatly verifies what Jack Ma said that QR code payment may be eliminated, and new types of payment are slowly becoming popular.
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Another new type of payment enters the payment ranks
The new type of payment is not only the face payment and the non-sense payment,Another new type of payment has also begun to enter the ranks of payments, that is, the digital renminbi that the central bank has just launched. Currently, digital renminbi has been piloted in several cities across the country, including Shenzhen, , Suzhou, Shanghai, and Beijing. Popularized nationwide.
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Digital renminbi is simply the electronic version of renminbi, and it also has certain advantages. For example, it supports dual offline payment and can also pay without internet, and it is also launched A hard wallet is very convenient to use. There is also an ink screen on it, which displays the balance, credit card amount, and balance. This is a great boon for the elderly.
The arrival of the digital renminbi also means that the future payment market will usher in a major reshuffle. Which one do you think will be the mainstream payment?
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