only mentioned revisions and improvements in the announcement, and did not indicate any changes. I found out from the official website of China Merchants Bank's credit card that when the last time the service agreement was announced, the content of the change was clearly pointed out:
"China Merchants Bank "One Netcom" User Quick Payment Service Agreement" and "China Merchants Bank" for the existing handheld life One Netcom User Service Terms was revised and improved to form the “Handheld Life Platform Service Agreement” (hereinafter referred to as the “Platform Service Agreement”, see attachment for details). The platform service agreement will be officially effective from May 6, 2019.
Play Card Record Download checked two corresponding documents, and found that the biggest change is:
original document 7.4 is the credit card center of China Merchants Bank. The relevant information will be encrypted storage and transmission through professional technical means to ensure the safety of your personal information. We promise that China Merchants Bank Credit Card Center will not disclose or disclose your personal information to third parties without your permission, except for the provisions of laws and regulations and the circumstances stipulated in this agreement. The current document of
is: 7.4 Handheld Life attaches great importance to the protection of users’ personal information. When you use the services provided by Handheld Life, Handheld Life collects, stores, uses, provides and protects your personal information in accordance with the "Handheld Life User Privacy Policy" For details, please refer to the "Privacy Policy for Pocket Life Users". The original 7.5 content of
is relatively simple: 7.5 You agree and authorize the China Merchants Bank Credit Card Center to inquire, use or provide your credit, credit, and credit information with legally established credit bureaus and other relevant legal institutions when credit business such as loans or guarantees is conducted with you. Asset information. The Credit Card Center of China Merchants Bank assumes the confidentiality responsibility for your relevant information in accordance with the law, and guarantees that the partner institutions are required to assume the confidentiality responsibility for your relevant information.
is now longer:
The newly added content is worth noting that you understand and know that the China Merchants Bank Credit Card Center can collect, process, transmit and use your personal information due to the above authorization.
In addition, compared with the old version, a new content added is 7.6: In order to get in touch with you as soon as possible, you agree and authorize the China Merchants Bank Credit Card Center to use the relevant information you registered on the Pocket Life Platform. Compared with the previous version, do you think that China Merchants Bank's efforts to collect information have increased or decreased? This is inevitably reminiscent of the previous incident-the Weibo big V questioned that CMB's credit card information was leaked and collected in violation of regulations. CMB responded that the process was legal and compliant.
