Southern Finance All Media Intern Reporter Yan Can reported to Beijing
"I have insider information on the World Cup. I recharge to become a platform member. I can make money by buying it with me. You see, the Japanese and Germans I promoted will be a big order, and the family members in the group made a lot of money."
Have you ever received similar messages or calls? These "friends" who have never met always care about you very much, ask if you are short of money, take the initiative to take the investment and help you transfer to a safe account... When you realize you have been cheated, the other party has turned into a red exclamation point, disappearing without a trace in the busy voice of "You are calling an empty number". It was not until the police intervened that they discovered that the "friend" was even far away from home, and his past care was a rhetoric routine, and it was almost impossible to recover the losses.
In recent years, telecommunications and network fraud has become the crime type with the most cases, the fastest rise, the widest range of coverage, and the strongest reaction of the people. According to relevant data from the Supreme Court, from 2017 to 2021, courts across the country concluded 103,000 telecommunications and network fraud cases in the first instance, and 223,000 defendants were sentenced to prison. In the first half of 2022, there were 11,000 cases of telefighting and 21,000 defendants were sentenced to prison.
At the same time, with the rapid development of network technology, the methods of committing fraud are changing and emerging one after another, and new trends have emerged from telephone and text messages to the Internet. Relevant statistics from the Ministry of Public Security show that the proportion of fraud cases carried out through the Internet has increased rapidly, reaching more than 85%. Especially in the context of the new crown epidemic, people's production and life have accelerated their shift to the Internet, further aggravating the high incidence of cases. Telecom Internet fraud crimes have become a global crackdown and governance problem.
How to protect the lives and property of the people under the new situation has become an urgent problem. On September 2, the Standing Committee of the National People's Congress voted to pass the "Anti-Telecommunications Network Fraud Law of the People's Republic of China" (hereinafter referred to as the "Anti-Telecommunications Law"), which will come into effect on December 1, 2022. As a law with accurate goals, the Anti-Fraud Law not only provides relevant governance regulations on the telecommunications and financial industries, but also has detailed regulations on Internet governance. By strengthening the management of telephone cards, bank cards, and Internet accounts, it covers the information chain, capital chain, technology chain, and personnel chain of telecommunications network fraud, and prevents telecommunications network fraud from the source.
Mobile Internet 0% infrastructure. All sectors work together to help the whole people fight against fraud
With the gradual popularization of smartphones, the scale of my country's mobile Internet market has further expanded, and the scale of mobile Internet users has continued to rise. According to the CNNIC report, as of June 2022, the number of Internet users in my country was 1.051 billion and mobile Internet users was 1.047 billion, of which 962 million short video users, accounting for 91.5% of the total Internet users.
The scale of mobile Internet users is so large that it cannot be ignored. The Internet may have been just an industry, but now it is almost the lifestyle of all Chinese people, and it has become a new infrastructure and public facilities. Watching and producing short online videos has also become the main purpose of the public to surf the Internet.
, which focuses on short videos, Kuaishou, recently released its Q3 financial report for 2022, showed that the platform's monthly active users reached 626 million, daily active users were 363 million, and the user duration reached 129 minutes/day. As an Internet platform with such a huge user base and duration, how did Kuaishou participate in the fight against telecommunications network fraud?
It is understood that in order to combat telecommunications network fraud, Kuaishou has established an anti-fraud governance team composed of personnel from multiple departments such as technical risk control, community security, information security, government affairs, and legal affairs. With the strategy of "pre-discovery, education, blocking during the process, and cracking down afterwards", it will control telecommunications from multiple dimensions such as technical interception and governance, anti-fraud publicity and education, inter-platform cooperation governance, and linkage of police to crack down on land.
The Anti-Fraud Law emphasizes the coordination of all sectors of society. In response, Kuaishou said that it has established multiple linkage mechanisms with local police, and assisted the police in combating telecommunications network fraud in all aspects through precise analysis, proactive reporting, big data support, assisting in certificate adjustment, and quick stop loss.At the same time, he participated in the construction of the anti-fraud standard system organized by the Ministry of Industry and Information Technology and the Ministry of Public Security. Based on his own anti-fraud practices and experience, he successfully established a project with China Communications Standardization Association and took the lead in compiling the industry standard "Guidelines for the Identification of the Vulnerable Groups of Short Video Community".
In addition, Kuaishou mentioned that it has also built multiple risk perception channels outside, which can pay attention to the types of frequent and newly issued high-risk frauds in society and the feedback from internal and external channels such as site reports, social platforms, media, etc., maintain communication with local public security, Internet Information, Ministry of Industry and Information Technology and other departments, and continuously accumulate and update the risk identification model based on feedback from multiple parties to crack down on fraud.
According to reports, as of October this year, Kuaishou has submitted more than 35,000 fraud-related clues through the online system of the anti-fraud platform, cooperated with local public security departments to crack down on 17 fraud-related gangs offline, and took 147 criminal measures. Recently, it assisted the Anti-Fraud Center of Wuxi Municipal Public Security Bureau to crack down on three criminal gangs that committed serial fraud under the name of "opening online stores", arrested 22 members of the fraud gang, seized a large number of computers and mobile phones involved, and the amount involved reached more than 1.9 million yuan.
is targeted in combating telecom fraud artificial intelligence precisely preventing crime
"Compared with traditional crimes, the methods of scammers are constantly renovating, with the characteristics of strong concealment, obvious cross-platform trends, and difficult to crack down. The biggest difficulty in combating telecommunications network fraud is how to improve the public's awareness of anti-fraud and anti-fraud coordination among platforms." Kuaishou mentioned the difficulties in anti-fraud, "Internet platforms can use the advantages of platform big data, risk control technology, content operation , etc., to contribute experience and strength in anti-fraud technology, enhance users' awareness of anti-fraud, and help the telecommunications network fraud crackdown work."
So how do the Internet platform do specifically? Help anti-fraud through technology drive. In an interview, Kuaishou said that the platform has developed more than 100 anti-fraud models based on deep learning and other technologies and built an online model training platform, shortening the model development cycle of fighting new fraud methods from the original heaven level to the hour level; at the same time, based on the historical tactics, accounts and other resources of fraudsters, it has built multi-dimensional black libraries such as fraud resources and fraud materials. With the help of the automation platform, it can continuously update and optimize fraud risk identification strategies and models, which can quickly deal with new fraud methods and shorten the response cycle of the confrontation.
related statistics show that there are more than 50 types of fraud discovered by public security organs, including rebates for order brushing, false investment and financial management, false online loans, impersonation of customer service, and impersonation of public security, procuratorial and judicial system. Since 2022, online order-brushing cases have continued to occur at a high rate, with the number of cases and financial losses accounting for 40% of all fraud cases, making it the most dangerous type of fraud at present.
In response to the frequent traffic-driving frauds on such platforms, Kuaishou said that it has built thousands of risk control models to accurately and proactively identify abnormal behaviors and fraudulent tactics, etc., and to quickly deal with risk behaviors. For malicious traffic-driving users, is automatically identified by + manual verification for verification. If suspected fraud is found, dispose of abnormal accounts involving fraud in a timely manner. At the same time, multiple special fraud review queues are built to strictly review suspicious fraud accounts, improve review efficiency and shorten disposal time.
The Anti-Fraud Law puts forward specific requirements for real identity registration, disposal of abnormal accounts, and monitoring of fraud-related information in terms of Internet governance, and clarifies the illegality of "selling and providing personal information" in the telecommunications network fraud scenarios. In cooperation with the " Personal Information Protection Law ", we will make dual efforts to protect personal information, not only block the upstream from providing information sources for the implementation of telecommunications and network fraud, but also prevent the secondary leakage of personal information in anti-telecommunications network fraud work. A recent report by the China Institute of Justice Big Data shows that 6.32% of online fraud cases are targeted fraud crimes after obtaining citizens' personal information. The leakage of personal information of
provides the convenience of "knowing oneself and knowing one's enemy" for criminals to commit telecommunications and network fraud, especially in fraud cases such as impersonating friends' leaders, express logistics, investment and financial management, and pig killing, which realizes accurate fraud that accurately locks on the fraud targets, which is hard to guard against.
In this regard, Kuaishou mentioned in an interview that the platform has promoted strict data control and control internally, encrypted, desensitized, and isolated and protected user personal information, reducing the risk of information leakage, and obtained ISO 27701 International Privacy Information Management System Certification . At the same time, the platform continues to promote real-name authentication upgrade and identity verification protection, and by introducing the NFC certificate swiping authentication function, it prevents online fraud on the basis of protecting users' personal information.
According to Kuaishou data, as of October this year, the platform has voluntarily banned 1.097 million suspected fraud accounts, intercepting and blocking more than 94% of fraudulent behaviors. Recently, we cooperated with the Tongxiang police in Jiaxing to successfully crack a case of infringing on citizens' personal information, cracked down on a "fishing" criminal gang, arrested 9 suspects, seized more than 60 crime tools such as computers, mobile phones, hard drives, and the amount involved reached more than 2 million yuan.
Telefighting can be prevented. Legal publicity is the key
Telecommunications network fraud has distinct characteristics. Criminals often commit crimes through remote manipulation, which makes people unable to understand and catch them. If you go after the incident, it will not only be difficult to find the suspect and arrest him, but also the probability of recovering stolen goods and regaining losses is also extremely low. Fortunately, telegram fraud can be prevented. As long as the victim can interrupt communication with criminals in time, he will not be deceived and can stop the loss in time after being deceived.
To prevent crime, preventive measures must be taken in advance. At present, telecom fraudsters often use the victims' "greed for profit" and their numbness, as well as information asymmetry, to lure victims into committing fraud crimes through carefully prepared fraudulent tactics and routines.
In this regard, the Kuaishou anti-fraud team mentioned that the platform designed and developed a fraud-free group identification system based on the characteristics of short video community business scenarios, combined with the characteristics of short video community business scenarios, and repeatedly issued anti-fraud reminders to fraud-free groups to ensure the user experience while achieving accurate reach of anti-fraud education. As of October this year, there were more than 2 million anti-fraud prevention tips every day, and the number of reports of users who were cheated after warning tips decreased by more than 61.9%.
As the police said, telecommunications and network fraud is a preventable crime. In addition to cracking down on it severely, we must also insist on doing a good job in legal publicity and preventing it before it happens. According to Kuaishou, during the "National Anti-Fraud Action" concentrated publicity month event jointly launched by the Central Propaganda Department and the Ministry of Public Security in early May this year, a total of 4,297 related works were released on the platform, with a total of 1.2 billion views, 26.18 million likes, and 158 anti-fraud live broadcasts were carried out, achieving 18 million online viewings, and 450,000 new fans were added to the relevant accounts.
In addition, Kuaishou is also actively innovating in anti-fraud and legal publicity, such as inviting crosstalk performing artist Feng Gong to publish anti-fraud videos for pension, and expose common tricks of fraud in the form of Kuaiban Book . The documentary short drama "Anti-Fraud Elite - People's Procurator" co-produced by the Supreme People's Procuratorate and Kuaishou will also be launched in December. It is reported that the short drama takes 6 real typical fraud cases as prototypes, and starts from the perspective of people's procuratorial case handling, analyzes fraud traps in life, and strengthens the interpretation of the law through cases in vivid government affairs publicity, so as to maximize the guiding role of real typical cases.
For a long time, relevant departments have been working hard to create a strong atmosphere of anti-fraud for the whole people and anti-fraud for the whole society, and comprehensively improve the people's ability to recognize and prevent fraud. Kuaishou said that the platform has joined hands with relevant government affairs accounts and media accounts to carry out anti-fraud publicity through short videos + live broadcasts, using anti-fraud short video collection, anti-fraud short dramas, multi-link anti-fraud live broadcasts, etc., to improve coverage, and continuously improve users' anti-fraud awareness through media and government affairs agencies that users trust, and promote anti-fraud for the whole people.
For more content, please download 21 Finance APP
