Recently, Alipay has added a new function and placed it on the most conspicuous position on the homepage. So some self-media began to clamor: Alipay has supported transfers to WeChat friends, and the two have been interconnected.
According to Alipay, this has opened up a new way of transfer, that is, you can transfer money to your friends if you don’t have the other party’s Alipay account. The operation is not complicated, only three steps are required: first, transfer the amount, second, share it with the other party, and third, scan the code to collect it. In addition, Alipay also provides three ways to collect. You can collect by scanning the code. When collecting, the other party needs to verify my first name and the designated user to collect it. In addition, if the funds are not collected 24 hours after the transfer, they will be automatically returned.
But is it really that simple? If you believe it, you may be "scamd". After actual operation, you will find that the current function of Alipay is almost no different from the way that allows users to secretly post QR code links to WeChat and WeChat Moments a few years ago, and then return to Alipay to transfer money.
This time the operation is also similar, the specific steps are as follows:
First click on this function in Alipay, enter the transfer amount, and a QR code will be generated.
Next, convert the QR code into a picture and save it into the album.
Then, open WeChat and send it to WeChat friends by calling the QR code picture from the album. Then, after scanning the QR code, a message popped up by a WeChat friend, "The page cannot be opened in WeChat", and he needs to manually copy the web page link.
Finally, paste it in the browser to open it. After opening it in the browser, it jumps back to Alipay to receive the transfer from this user to you.
Every time you operate, it will take a few minutes for people who are fast to move. If you are not very skilled in operating your phone, you may not be able to copy the link that appears after scanning the code to go to the browser, and the entire operation will be interrupted.
This method really enables you to use Alipay to make money to your WeChat payment account. In actual operation, it is equivalent to Alipay setting up a transitional account, first transfer the user's money to this transitional account, and after the user on WeChat scans the code to confirm, then transfer the money from the transitional account to the Alipay account of WeChat users. However, before this function appears, users can also achieve this goal by themselves - just ask their friends' Alipay account directly on WeChat. Now I have saved this link, but there are many other operating steps, and after comparison, it is actually quite difficult.
is far from the way users expect to truly integrate. They initiate payments to WeChat users directly within the Alipay account, or transfer money directly to the Alipay account within WeChat. However, to achieve these processes, WeChat and Alipay must fully open user accounts and security authentication, which is difficult from the moment.
However, at this point, it seems that Alipay has played a trick: first, it changed the concept of opening an account, and second, through the user's operation, it further sniffed the social relationship chain of WeChat users. Finally, I kicked the ball to WeChat to see if WeChat also needs to implement similar functions, and at least give me an explanation.
