01
My name is Zhang Xiaokai, I am 29 years old, single and unmarried, working hard alone in a big city.
's life is pretty good. I get about 10,000 yuan every month. Because my expenses are small, after deducting rent and living expenses, I can still save some money.
I plan to save more money and return to my hometown in the county in a few years.
In March of this year, one night when I was about to go home after work, I suddenly received a call from my second cousin.
I thought to myself at the time, why is this second cousin looking for me? I haven’t contacted him for many years. He must have something to ask of me.
originally didn’t want to answer the call, but who knew, he kept calling. Finally, I had no choice but to answer the call.
02
As soon as I got on the phone, my second cousin chatted with me for five minutes before pointing out the topic.
He asked me to lend him 20,000 yuan. He said that it has been raining recently and it is not convenient to ride a scooter to work, so he wanted to buy a second-hand car.
I was speechless at the time. I had not contacted him for so long, and I had to borrow money as soon as he came up. I don't want to borrow money because this second cousin is famous among relatives for not repaying borrowed money.
I know that he must have borrowed it from other relatives, but no one lent it to him, so he came to me shamelessly.
So, I cried to him about poverty, saying that my income was low and I didn’t earn enough to spend. The monthly rent was 1,500 yuan.
originally thought that he would give up after saying this. But unexpectedly, he said that there must be ten thousand.
I said no, and he said, let’s borrow 5,000 yuan. I can’t work for so many years and don’t even have 5,000 yuan. That doesn’t make sense.
In the end, I really had no choice but to lend him 5,000 yuan.
Is it difficult? Tell him that I don’t even have 5,000 yuan. That’s really too fake.
03
To be honest, I didn’t even plan to get the money back after I lent him the money. I told my dad about this, and my dad also said that with the character of my second cousin, if you can get this money back, you should treat it as a bargain.
If you don’t want to come back, just think of spending 5,000 yuan to see a person’s face clearly, that’s it, don’t be angry.
I would like to offer 5,000 yuan to shut his mouth. He will not dare to come to me to borrow money again in the future.
A week later, I saw a photo of a white car posted on my second cousin’s WeChat Moments. I also gave him a thumbs up.
This is the end of the matter. However, last week, my parents suddenly fell ill and were hospitalized. I had no choice but to take leave immediately and go back to my hometown to be with my parents.
I had to run to the hospital with my parents every day. At first, I took the bus every day, but after a few days, I found that it was too cold while waiting for the bus and I couldn't bear it.
It is a small county town and there is no other means of transportation, so it is not very convenient.
At this time, my dad suddenly suggested to me: "Son, your second cousin doesn't have a job now. He stays at home all day long, and the car is just sitting there with no one to drive it. You go find him to borrow it to drive it. After all, doesn't he owe you 5,000? He can't help but lend it to you, right?"
As soon as I heard what my dad said, a smile immediately appeared on my face. My dad was so witty!
04
So, I quickly called my second cousin to explain the reason for borrowing the car.
I thought he would agree directly. After all, he was able to buy that car only because I lent him money! He couldn't afford the car without my loan.
But who knew, this guy actually rejected me directly, and said that it was not that he didn’t want to lend it to me, but that he was afraid that it would be dangerous for me to drive and I would be in trouble if something happened.
As soon as I heard this, I hung up the phone angrily. I really didn't expect that this second cousin would be so shameless.
After I calmed down, I sent him a message, telling him that I also wanted to buy a second-hand car and asking him to pay me back the 5,000 yuan he owed me.
But who knew, he said to me: "I will pay you back when I have money after the Chinese New Year. Money is tight recently."
Suddenly, I was speechless. In the past few days, I still take the bus with my parents to see a doctor every day. I don’t know when I will get my 5,000 yuan back.
Thinking about it now, I really regret lending money to my second cousin. I was really blind.
@I said:
Hello Zhang Xiaokai, after listening to your story, I want to say something, you, second cousin, are really shameless.
My suggestion is this, tell him that if he doesn't pay back the money, you will sue him. Anyway, don't even think about saving face for him. If you give him face, he won't pay you back.
Fight hard with him, so the probability of getting money will be higher. After you get the money, don't associate with such relatives.
5,000 yuan can see through a person.
