1 for ten years...
Because of this silence, I recalled a lot. The Chinese New Year was thirty-three in a blink of an eye. Suddenly I became aware of this age and had nothing to do. Tell me my story.
Overall, in the past ten years, I have been to factories, entered Beijing, started businesses, worked in finance, did education, and traded with foreigners.
When I was in school, I secretly tasted the forbidden fruit
When I was in school, I was playful, curious, and liked to explore, so I was distracted, my grades were ups and downs, and I had two grades repetitions during this period. To put it in the words of Teacher Liu from high school, "Good steel cannot be used on the edge." I failed in the trap and lost confidence, but I still went to high school with the encouragement of my family teacher.
When I was in high school, I started working hard at first, and I was quite dedicated to my studies and my grades were OK. However, a "she" appeared and tasted the forbidden fruit, but she failed to achieve the right result. I, a loser, suddenly didn’t like studying and fell in love with life... I dropped out of school during this period, but in the end, I took the college entrance examination and went to a private college.
This college is the second time we run a school. On the hillside of a city around Zhengzhou, going back to the dormitory is like climbing a mountain, and going to class is like going down the mountain. During college, I joined the club and the party, and started to have a relationship that didn't seize the opportunity. There are few girls in the Department of Mechanical and Electrical Engineering, and there are not many students in the first school. It was swaying in November 2012. As I handed over the last exam, I looked at the classroom door and seemed to be urging to leave. I suddenly felt inexplicably in my heart. The familiar classroom suddenly became unfamiliar, as if I was abandoned, and as if I was broken up. At that moment, I lost my yearning for society and my inexplicable attachment in my heart. Maybe it was because I had a 16-year school career that arose in my heart. I said goodbye to my 16-year school career. We must start a new life, leave the comfortable environment, take on more and get in touch with more.
To live up to what I learned, I chose a major-related job
University is a department of mechanical and electrical engineering and has a strong interest in CAD. In order to live up to my college life, I chose the industry of this major when I first started my internship and entered the hottest factory of this year Foxconn .
Foxconn provides three months of training for those of us who go to school, namely military life management, daily military training, cultural learning, and later practical practice, and finally sent to the job. I was pulled to Jiyuan, a training base, shaved my head, kept food and accommodation, and spent a few hundred yuan a month, and went out all afternoon every week.
I remember one time because I was smoking and the cigarette butt was not hidden properly. After being found, the basketball court punished the frog to jump three times. I thought my physical fitness was OK, but a few days after the three times, my thighs were sore and cramped. The original three-month training was not assigned to our students until March 28, 2013.
This time, only a very small number of people stayed at Jiyuan Foxconn, and I was assigned to Taiyuan Foxconn. When I first arrived at the factory, I felt a lot of freshness. The free billiards hall and gym in the factory were all gone almost every day in the first few days. The job is an fitter. A week later, I was transferred to the machine-added discharge post. The master who took me was very good and was a fellow villager. The life of three shifts and occasional rest rarely leaves the factory. It’s not that I don’t go out, but the factory area is really big, bigger than our village, with high walls and people coming and going in the factory, and everyone feels like a cage trapped beast. With rapid pace, eating, going to work, sleeping, and occasionally going to the Internet cafe, everything is going step by step, and I will feel a little unwilling and disappointed, and I am full of fantasy about life outside.
Then the school’s graduation ceremony was ushered in. In the past two days, the classmates chatted a lot, and after the ceremony, they went their separate ways. Maybe this was the last time that the classmates gathered so together, which was less reunion in the student days. That is, after attending this ceremony, I strengthened my determination to leave the factory. The factory is not bad, but I am really curious about life outside and don’t want to confine my youth within the wall.I resigned. It was May 28, 2013. I lived in the factory for less than two months and had not had a long training period. I just wanted to give an explanation for my college life.
Make a choice in confusion
quit Foxconn and don't know what I want to do. The eldest son of the family has no cousin or cousin, so there is no advice. At that time, I was also confused. What to do and where to do have become something I have to consider every day. Unlike in a factory, I have arrangements when I wake up and want to sleep after get off work.
At that time, many classmates were in Zhengzhou, so they found a classmate and boarded him. During this period, they went to find a job and took the time to go back to their hometown to take the driver's license that they had not obtained yet (the registration time was a bit long, and I thought about getting it as soon as possible, so I won't consider this matter later). I wanted to choose a place close to my hometown. Zhengzhou is also a provincial capital city. Its quality is OK, but the salary is too low. In addition to factories, there are sales jobs, 1,500-1,800 yuan per month, but at that time the rent was considered cheap. People who had just graduated chose Chenzhai Temple, which had a rent of 200 yuan per month, a tube building, a small single room with a bed, and a bathroom, just like the kind of house played in the struggle of ant tribe .
There are various stalls around, and people come and go, which is actually similar to the scene of getting off work in the factory, except that there is no outside wall in this place, and the classmate who stays at this place is in this place. One night I took a fork in the road and took a detour back. There were various red light areas in the alley. I passed by there and I was going upstairs. I was eighty or fifty years old, but I still walked back with my head down. I just graduated and had no money in my pocket. I was also more resistant and disgusted.
The income from Zhengzhou made me temporarily give up this place. One alternative workplace is Xiamen and the other is Beijing. The reason I have some understanding of Xiamen is that someone at home works in this place, graduated from junior high school, and worked in this place for a month. But in the end I gave up. On the one hand, I was worried that my family might take care of it. On the other hand, when the work was not suitable, I would give up easily because of my support, or I would eventually be chosen to go to the factory. Excluding Xiamen, the only choices that can be made is Beijing. The reason for choosing Beijing is that some classmates have been working and living here for more than a year, and they will not be able to live in a place where they will not live. In addition, there are many choices in big cities and a wide range of opportunities, so I thought I would like to try it.
500 yuan to Beijing, holding 199 Hisense mobile
in hand, pulling a password box, carrying only 500 yuan left, holding the Hisense touch screen mobile phone that he bought for 199 yuan (the screen of Nokia E66 that was 1,600 yuan when he was in school was crushed a few days ago), and boarded the train to the capital. It was August 23, 2013, and it was already evening when I arrived in the capital. I caught me at the entrance of my classmate’s community and started my life in the capital.
Before coming to Beijing, I heard from others that many people lived in the basement when they went there, but fortunately I had no experience. The house my classmates rented was an old community on the side of the Third Ring Road. It was covered with trees and there was no elevator. It was on the second floor. There were two bedrooms and one living room on the second floor. There were seven people in total, two girls were one bedroom, and the other two were in a small bedroom on the north. My friend and another friend lived in the living room. The rent is 5,200 yuan, deposit one and pay three, and spread it equally. The month I first went there didn't charge me my rent. This is how I solved the residence. I remember that one time I cleaned up and lifted the mattress. There were cockroaches in the corner, densely packed like ant nests. I didn’t know cockroaches at first, but this time I have gained some knowledge.
Then I looked for a job, with a low education and no experience, so I could only choose some sales jobs, including Feixin marketing, email mass sending, and other types of sales.
The initial interview was quite smooth, with a basic salary of 3,200, and the commission was calculated separately, including Social Security Provident Fund . It seems that finding a job is not difficult. I did not choose to go to this company and decided to find out if there are any other more suitable jobs. Later, it turned out that I was very optimistic and low-key.At that time, the lowest threshold for sales jobs was housing rental (Lianjia, wheat field), and financial. This is also the first time I have felt the importance of academic qualifications. The basic salary for colleges and universities is at least 1,000 yuan. During my job search, I was particularly impressed that the Hisense touch screen phone, which costs 199 yuan, is really not easy to use. When the phone is put in the pocket, the screen will automatically jump. Sometimes, I go to a place to navigate, and I almost walked to it. After updating, I found it was in another place. During this period, I wanted to give up on Beijing and threw my phone away, but in the end I ended up ending up ending up ending up being a little bit too much.
I have been looking for a job for nearly a month, and the Mid-Autumn Festival is coming soon. I haven’t found the right one yet, so I started to feel a little depressed and confused. There were not many roommates back home from Mid-Autumn Festival. During this period, I talked to my classmate. He suggested finding someone to do it first, and it would be better to find a horse by riding a donkey. National Day is coming soon, and it wouldn't be great if you keep wandering like this. Before National Day, I decided to have a job. The marketing of WeChat official account is the nature of the job belongs to telemarketing and interviews, which feels quite novel, so I chose this job, but my working hours are after National Day.
During the National Day holiday, all my roommates returned to my hometown, leaving me alone. Although the rent was confiscated in the first month, there were only a few of the 500 yuan I brought in at the beginning. I bought a few handfuls of noodles and . Without oil, I wrapped it with the convenience ingredients left over from others and cooked it. The first day was very easy. Clean up and clean up, and the day passed. But the next night I really couldn't sleep, so I chose to stay up late, watch movies at night, and sleep during the day, so that I would think less, and I wouldn't have three meals. The first long holiday since I entered society was like this.
Company is a startup company with few staffs and two business groups. The first time I started working, I was not standard in Mandarin, and the telemarketing was a little nervous. I didn’t make an order for more than a month. Sometimes when I saw me, I would argue a few words, or I would send a message to QQ to ask me what I was doing. At that time, I didn’t make any achievements, and I didn’t know whether to fight back. Finally, after being discovered by my master, I solved it very well.
was particularly hit at that time. Once, when I woke up in the morning, my classmate said to me, "Brother, why don't you change the company? I dreamed last night that you scolded your colleagues one by one with their names." At that time, I was a little tough and didn't give up, but I also wanted to give up. My master, Brother Chao, was the only one in charge, and I took good care of me. I remember that when he left, he kept it from me. Before leaving, he told me that I almost cried and felt that I had lost my back. The next month, I smoked and the manager saw me. He ran to the smoking area and scolded me. He couldn't say he was still smoking. He didn't know that she was a stupid girl who had just graduated, but she was my manager (I didn't like the female leader later, until). After I went back, I made two calls and made an appointment with a customer. I might have felt a little evasive. I took the contract to meet the customer and successfully signed the first order in my life. At that time, I didn’t know how to fill in the contract.
During the Chinese New Year, I reflected on why others can do it well but not myself. The reason for the analysis at that time was: I was too timid, not tough in subjective position, couldn't let go, had a shallow understanding, didn't know how to do it, and was more influenced by others. After my own adjustments, one day of one month, I signed other old employees with no performance in a month. That day, I was almost on the way to sign the contract with the subway. I didn’t have lunch at noon. I returned to the company downstairs and ordered a dish myself. When I returned to the company, the whole company echoed me with applause. And I didn't see some of the old employees I mentioned before. It was from this point on that I found a little bit of confidence, and I knew how to meet customers and dared to talk to customers. The first job ended on September 22 of that year. The reason is that the company's boss is missing and the company is closed.
I think I am a late-mature person. I don’t have a good understanding of some things, a shallow understanding, and a thorough understanding of some things. I don’t have a good judgment and response to some things. And every year I am most afraid of October and don’t like female leaders.After working for so many years, almost every time I change my job, I make choices around October, and so is moving. Because the house we originally shared was rented through an agent, the rent was collected in advance during the Chinese New Year. After the Chinese New Year, the landlord could not collect the rent, and the agent ran away, so we could only pay another portion of the money to the landlord. Later, I moved to the edge of the West Sixth Ring Road, and squeezed into the bus every morning. There was a staff member similar to the auxiliary police at each station. As long as you push you and you can close the door, you will push it up. I chose to live here because another classmate rented a house here and occasionally went to have a free meal. The houses are row by row, similar to a hotel, with a single room plus a bathroom, which costs 800 yuan a month. Each building is wide across a road. What can you see outside the window? A wide crack under the door, let alone sound insulation. Unfortunately, there is a couple living next door, and I have no choice but to go back every three or five days.
After leaving this company, we joined another Internet company as a telemarketing franchisee. During this period, because the female supervisor was swearing and scolding in the group, our entire team resigned at the same time at the end of the year, and then we joined a company with the same type of work as my initial job.
It was 2015 in a blink of an eye. At this time, everyone had a sense of understanding and acceptance of this WeChat official account. Some fans had 300,000 yuan, and they could earn more than 100,000 yuan a month. Some people also started selling fruits and platters on this platform. The sales volume was OK, and the profit of was also good. The most popular ones at that time were Luo Fatty 60 seconds a day, and Papi Jiang. From Qingming Festival to May Day, two classmates went to Beijing to play with me, and also talked to them about their ideas on doing official account marketing in Zhengzhou. In addition, I always feel out of place with the city of Beijing. My income has not met my expectations and I am not young anymore. I will have to find a girlfriend in the future. I returned to Zhengzhou on June 25, 2015 and started my first entrepreneurial journey.
Now, I think about it. I haven’t been in Beijing for a long time, but I always feel like I’ve experienced many things. I don’t know if it’s because it’s my first job, or because everyone in this place is used to doing more things in a limited time. If you are excellent or hard-working enough, this city will definitely have your place. The information here is relatively advanced. In big cities, our starting points are almost the same, and we grow up with our own abilities.
Impulsively start a business, which is destined to be a failure
On June 25, 2015, I returned to Zhengzhou to start a business.
Because of some reasons, I finally chose to leave Beijing. On the night I returned to Zhengzhou, I got drunk with a few friends. It is actually not a question of starting a business. It is just applied to it when working in Beijing. When I saw others using their official accounts to sell fruit plates, and I worked in Beijing for nearly two years, I also worked in WeChat public accounts, so I thought about doing such a thing in Zhengzhou. The prototype of this matter is that the official account operates traffic, brings the mall inside to place orders, and sells fruits, platters, and juices on it. The main targeted people are office workers, there is no physical store, online traffic and offline delivery. The reason why I choose to sell fruits is mainly because people eat fruits every season. The reason why I make platters and juice is actually based on the principle of selling tofu. The fruit will not be fresh after a long time. At this time, you can use it to make a platter. If the time is longer, it can be used to make juice.
Although there is no physical store, this requires online operation, offline delivery, and regular purchase of fruits. It is impossible to complete it by yourself. When I was in Beijing, I chatted with a high school classmate (Class Bai), and he often mentioned that I wanted to find something to do. Bai’s major is food in college, his job is to sell alcohol, and he is to promote the restaurant and supermarket.After telling him my thoughts, Classmate Bai also came over, but he did not resign at the beginning. He took into account his work at the same time. Maybe he didn't have enough confidence in this matter. It was not until two months later that he completely resigned. This was considered as having a partner. The initial idea we reached was to invest half of one person and half of the profit. I was mainly responsible for the operation of the official account, and he was responsible for the delivery and feedback of customer opinions. We will do some things in the early stage together.
Later, we used one of the words in the name to give the platform a name: Pastoral Fresh. In order to be taller and more elegant, I also looked for an artist in Beijing to design a logo for free, and also put on an advertising slogan "The freshest fruits do not grow on trees, but walk on the road." The consumer group that is mainly office workers, so we rented a one-bedroom and one-living room next to the Zhongzhou Avenue overpass next to the CBD. For convenience, we first bought an -bell electric car (just like the ones that others run motorcycles and deliver takeaways) and returned the tram we borrowed from our friend. The first thing I did after paying the money was that I rode a bicycle to Wanbang Market and went around. Later, we also rode a tram to visit the fruit wholesale markets of all sizes in the city. At that time, we didn’t have much money and were not very familiar with the fruit wholesale market in Zhengzhou. We also wanted to find fruits with lower prices and better prices.
later purchased all necessary items such as operating tables, work clothes, freezers, etc., and we tried our best to minimize the cost. Then I also purchased the first batch of fruits. Due to lack of experience, they were placed in the freezer and all of them were frozen. The platform is built and we will promote it, such as following the official account to send juice or fruit. When I get off work, I promote the intersection that there is a QR code behind my clothes, and find a way to let others scan it. Later, we felt that the effect was too slow, so we printed another promotional page and sent it to the intersections around CBD and the subway entrance every morning. Later, I hired two part-time jobs and posted all the office buildings that I could run around CBD. In this way, the amount of attention increased to a certain extent.
The attention volume has increased, the order has been available, and sometimes it needs to be made into platters, and delivery has to be purchased (we dare not buy in large quantities in the early stage, and the quantity has not been increased, after all, the fruit also has a shelf life), and the two of them are always in a hurry. At that time, my cousin was fine at home and came to help. A classmate Wang who was traveling on a boat was fine at home, so he came over to play at this time. After staying for two days, he decided to work with us. Then he took some money to count as to . The three of them shared the money they earned equally, and bought another electric tricycle . In this way, there are too many orders, one person purchases and one person delivers, which is not delayed. But as the number of people increases, the problems are becoming more and more common. When we had two people, our opinions were easy to coordinate. Student Bai didn’t understand platform operation and had problems. After we negotiated, we could solve them well, and sometimes we would accommodate me. But when three people get the money together, they all get the money they earn equally. When they encounter problems, they want to express their opinions, and want to divide the jobs and perform their duties. Student Wang thought that there were too many orders, so he went to buy it. Later, one time he bought grapes with branches on top and beans on the bottom. It was good to put them together. Pick it up. The branches are branches and beans are beans, and they can't give them to others. As time goes by, the contradictions become increasingly greater, and platform operation takes time. Later, the two of them discussed riding a tricycle together and selling points at the intersection, saying that they could increase their income.
Later, one time, I went to buy things with my classmate Bai, and Mr. Wang was responsible for the order at home. An order was packed for an hour but it was not packed, and the customer was also urging him. As the differences in opinions grew, the conflicts increased dramatically. Later, one time, my classmate Wang and I took action, and then we withdrew. At first we were talking about evacuating halfway through and leaving the house with nothing, and classmate Wang didn't bother him. However, it is not appropriate for classmates to make such a fuss. When working together, he still wanted to introduce his sister to me as a partner, but I considered that if the three of them had a partnership, if I had a partner with his sister, it would affect unity, I would not agree.The result of the differences between
is either solved or parted ways. The income is shallow and the platform has not improved. My classmate Bai and I are peacefully separated. When I am left with myself, I still want to persist and try again. But as the weather gets colder, it is not particularly convenient to enter fruits by yourself, so it turns from fruits to dried fruits. In this way, the number of visits to the market will be reduced. In fact, as the two classmates left me, I lost my original motivation and had the intention to give up. Later, another classmate Chen told me that he would move to his house so that he would save some money without rent.
Originally, his mother showed him the child, saying that she was going back to her hometown and was not going to come before the New Year. I don’t know if it was a coincidence or something, but on the third day after I moved there, his mother suddenly came over, but she no longer had her place to live. Thinking about it now, I still had that embarrassing shadow in my heart. At that time, I really realized why I had to find a crack in the ground to drill down. In the end, his mother lived in tears and she lived at my classmate's uncle's house. Later, I went to Chen’s house many times, but I couldn’t mention this matter and didn’t know how to explain it. With the squeezing of various things, on December 31, 2015, I completely gave up on this matter. A few years ago, I rented a house with Liu in other places and moved out of Chen’s house to prepare for my working career after the New Year.
failed to start a business and switched to finance
The financial industry makes money quickly and spends money quickly. I have seized the last wave of making money easier. In the end, I have not lost any money, but I have gained some things.
Student Liu, who shared the lease, is in finance, which is what is often called the loan industry now. At that time, P2P was not standardized, there were many companies in the market, many employees, and many people used money. I went for an interview with Liu and another clerk, but because I had no experience in my career, I only had the two of them. Later, accompanied by Liu, I went to another comprehensive company, including car loans and mortgage loans. I said it well during the interview and asked me to apply for a card and go to work tomorrow, but the card was completed and I was notified to go to the evening. Later, with the introduction of Liu, I went to another P2P company specializing in car loans.
A customer service room, a boss's room, a negotiation room (two round tables), an employee's office space (two long tables), and a few stools. I started doing it, and I did a simple training, and then I sent a product outline with interest, term, miscellaneous fees, loan conditions, etc., so I remember being confused. The master who took me was a person who didn’t like to talk, but later he gained something with him.
Next is how to find customers. At that time, the common way to acquire customers was to go to peers and to acquire customers independently. It is easier to understand the way to acquire customers independently, and the method is also simple and crude. It is to put a business card into the car at night and pull a banner around it. But at first, I really didn’t know what happened. My colleagues also did this, so why did they introduce customers to you. Later I gradually realized that although there are many companies that do loans, each company has its own focus and different requirements. Some peers introduce customers who do not meet their own products to other companies, so that they can earn a handling fee and you can also get a commission, and the company also acquiesced to this form of existence.
At that time, the market was very popular, and new companies were opening almost every month. Some companies would hold some peer exchange meetings to get some fruits and melon seeds, and everyone would talk about products together, add WeChat, and cooperate with each other in the later stage. The old employees of the company are busy with their own affairs every day, and so is my master, so I went out with my classmate Liu to travel some of my colleagues. But at first, I didn’t know how to talk to others, nor what to talk to them. Sometimes when I left, I still shook hands with others in embarrassment like I was in Beijing. Later I found out that I actually went to the same number and added WeChat, and I didn’t necessarily know each other when I saw each other again, because there were people going to each company every day.I thought of a way to add some peer groups, then add some peers in the group and chat on WeChat, but the results were very little because I didn’t know who would transfer orders to you, nor how to chat better. I just made a brief introduction, posted the product, and posted it on Moments, but the effect was not obvious. The entire industry is promoting this in this way. I just read this Moments, and after refreshing, there were many more.
Sometimes they would insert business cards into the car, and at that time, there were several waves of inserting business cards. There is a wave during the day and a wave after get off work in the afternoon. There are people inserting business cards at 8 pm, 10 pm, 12 pm, 1-3 AM, and 5-8 AM the next day. The business card is inserted at night so that the owners who eat can see it as soon as possible. In fact, the probability of parking cars on the road is hard to say. Before the car moves, there will always be the next wave of business cards inserted for you and throw them into the ground. And I have also seen someone pulling you out in front and pulling you out in the back. In fact, it is also a fun thing to put on a business card. When you meet your peers, add friends. These hardworking people have a higher chance of transferring orders to you later. Sometimes I will encounter passionate men and women in the car. I don’t know if the couple is going to. Generally, when I see the car shaking or the headlights driving, I will go around to avoid disturbing others in the middle.
Later, Liu, who shared the lease, returned to his hometown for some other things. I traveled to my peers a little less often, mainly focusing on self-acquisition. A 5-meter telescopic rod, a 60*150cm banner, universal glue is applied on the back, and push the rod to the high wall. Under the influence of the glue stickiness, the banner is left on the wall. Sometimes I use a thread nail to nail the wall, and some people buy an telescopic ladder to nail the wall. The banners are mainly stuck to the parking lot below the market and villages around Zhengzhou. There were also many interesting things at that time, such as I experienced it twice myself. One of them should have been that I saw my phone number and sent me a text message to borrow money, saying it was urgent, so I first transferred a few thousand yuan to save the emergency, and it was the same as a friend borrowed money. Another time I met a GAY. I sent a message in the middle of the night and said that he was also a man, so he didn't have money, etc.
At that time, there were many villages in Zhengzhou around him. Many young people bought cars after the demolition payments. They also liked to play tricks in the venue. Suddenly, they had money, which made these children lose their minds. If you have no money, you will choose to borrow money. Some people can pay back the money they borrow today the next day. More of the car is towed back and the company is sold.
At that time, the P2P car loan companies would have equipped a team of specialized trailers. The car was installed with positioning and the company had spare keys. Once the deadline was overdue for more than two days, the car would be towed back according to the positioning. At that time, there were also some companies specializing in car custody. Regardless of the full payment, mortgage or mortgaged car, they could choose to be custody, and the amount given was not low. In order to prevent customers from escorting cars to others, P2P companies that do not escort cars will mark the locations and parking lots of some escort cars. Once they stay in these places for a long time, they will find ways to tow the cars back. Once the car is towed back, the towing fee will be reduced by several thousand yuan, usually 10,000 or 20,000 yuan. The market is relatively chaotic and no one cares about it. However, many people from the company were later brought in because of the trailer. At the beginning, I also went there with the company once and put a few sticks in the trunk. Fortunately, I couldn’t find the car and met someone. Otherwise, I wouldn't know what would happen, and I wouldn't have been involved in this kind of thing again.
At that time, the interest rate collected by P2P companies was relatively high. At the beginning, interest was first and then principal was 2.98%, and equal principal and interest 1.88%. This does not count GPS installation fees, traffic fees, mortgage fees, and handling fees. The handling fee is the additional income of employees. If it is introduced by peers, the fee will be transferred to peers. Generally, the loan amount is 1-5%. The specific amount will be discussed by yourself. At that time, the fastest person to find customers was to go to the western suburbs with a new colleague to put a business card, and the consultation phone number of the peers when they went to the place. The colleague who was with me was a little impatient and said that you just call me and don’t work.It’s a coincidence that I had about 30 business cards in it. At the door of a construction site, a big brother took the initiative to consult. He originally thought that he had just started working, but it would be done tomorrow. But my brother said that he had to get the money today and would not do it tomorrow. As a result, my brother took me to the company and got it done.
The performance was not good at that time. Other people's performance was one hundred million per month, but I was less than two hundred thousand per month, and sometimes I still didn't even place an order. In May of that year, a classmate in Beijing came back to see the house with his partner. At that time, the down payment was still 20%. He thought about finding a house of 8,000/m2 within the Third Ring Road. In fact, the price of the house was not high at that time. The maximum price of the house in the Third Ring Road was about 8,500-9,000 yuan. Some communities may reach 10,000 yuan, but in the end, I couldn’t find a suitable one. When I was looking at the house with them, my classmate said that it would be nice to buy it together, living in a community.
In fact, my family also said that if there is a suitable one, I can pay the down payment for me. However, I had a meal at this job at this time and had no meal. I owed some money when selling fruits (it wasn't called owing money now). I didn't have the courage to pay back the monthly payment of about 3,000 yuan. I just wanted to make money as soon as possible. If I earned money, I didn't rely on my family, so I wanted to buy a house. As housing prices rose day by day, my classmate set the house during the National Day, and the down payment was adjusted from the original 20% to 30%, and the house price was about 10 million yuan. In the third ring road, the interest rate was discounted. Later it turned out that this opportunity was really unsure.
It was also after this National Day that I was resigned. Seeing others making money, I was evaluated, and I was indeed a little questioned whether I was suitable for this industry. I originally thought that as long as I was willing to do it and work hard, I would always be able to achieve some results, but I felt really unhappy with this feeling of being abandoned. At this time, I also thought about whether to go to Beijing or change the industry. However, at this time, a large number of P2P car loan companies flocked to the Zhengzhou market. A colleague wanted to lead a team in a new company, and also met the company's leaders during this period. The other one is that Master Yang, who took me, also went to another company to lead the team. Because he is not good at talking, it may be because of his shortage of people. Another colleague in one group told me about this. In the end, I chose a company with a relatively high basic salary and a good commission, which is with me, Master Yang.
When I first went to this company, I was unsure. I opened trial business in mid-October. The company is on the market with low interest rates, loose conditions, and quick loans. I just don’t have customers. During the meeting, the director said that he would not place an order at the end of the month and would not use it next month. Such a good product would create momentum in WeChat and publish advertisements in the group, so he would not not place an order. During this period, I thought of many solutions, and Master Yang also told me that if my colleagues don’t introduce them, I will look for more first-hand customers. While my classmate who had a car was resting, he drove me to the west of Zhengzhou to nail a banner. It was raining, but it was too inconvenient to hold an umbrella, so he was wet. On a week, I carried a book bag and took a bus. I saw that there was a house built there, so I got off there and went to pull the banner alone. At that time, the most common sentence appeared in my mind was "If God is going to give a great responsibility to this person, he must first make his mind and mind hard, and to work hard." In order to issue an order, he invited colleagues from the company to dinner, and told them that the order was completed and the commission was given to them half. Finally, at the end of the month, with the help of colleagues from the previous company, two orders were issued.
In November, I also changed my mind and added some WeChat groups regularly every day to bombard the group advertisements. With Master Yang's order, at noon on the last day of this month, I became the second place in the entire company, but only achieved a third place of several thousand. At three o'clock in the afternoon, she became a small customer and successfully drove me to third place. Then she walked up to me with a smile and said, "I'm sorry, I'll beat you." At this moment of helplessness, an old colleague sent an assist, took the night to lend money, and kept his second place. In the following December, I found a method and told Master Yang that I wanted to try how much performance I could do, so I didn’t have to place an order. This month, I became the first in the company, and I also placed an order for others, and later I also brought an apprentice.
In 2017, Master Yang became a store manager. The money I earned was to decorate my house in my hometown and married the apprentice I had taken with him. Now he is a son and a daughter. When I got married at home at the end of 2017, I heard that a company had been arrested for many people. When I went to work in 2018, I felt that the market seemed to be worse than before. I don’t know if I was a little bit lazy and lazy. When the boss was born at the end of July 2018, the company announced a merger and our branch was dissolved. At that time, one month's compensation was given, and the average salary of the monthly salary during his tenure. I am the highest among employees, and I am the second among the entire company. Other P2P car loan companies have also faded out of this market and found two jobs, but they have lost their original sense of superiority. After the October 1st holiday, they found a P2P car loan company and voluntarily resigned at the end of March 2019. After resigning, I encountered a house with the price appropriate and I liked it. I just paid a deposit before I got my house. I decided (I bought a house in 2016. The total house payment was about 700,000 yuan at that time. I moved in and it was 1.45 million yuan, and the interest rate was 8%). After the house was settled, P2P faded out of the Zhengzhou market and I was in a period of confusion. It happened that a channel company for real estate mortgage opened in May, so I went to this company without hesitation, without even knowing the salary commission. It was not until I got my salary that I found out that the basic salary was 2,000+ and the commission of 1 million yuan was 240 yuan. It took half a month to make one piece, and it would take one month to slow down. However, my previous work experience was always with P2P, and I asked for it at that time, so I took this opportunity to get familiar with the bank's products, so I didn't think too much about it. At the end of 2019, the epidemic broke out and it was not until the end of March 2020 that it was allowed to come to Zhengzhou. The anxiety during this period can make a person useless. The house was slightly reduced, and the company did not pay the salary. The company's channel cooperation expired at the end of April. The house originally booked was less than two years, and the house was paid in May. It was two years after the personal income tax was saved, so I didn't say much.
5 in May, so I didn’t go to the company, so I resigned. Afterwards, based on the original basis, I decorated my cousin and bought and sold furniture, and then brought my wife and children over, and I also became a few customers in the middle. After the stability, we will deal with the customers at hand, and it will be the National Day again.
A joke became real
A self-introduction sentence, all the financial companies I have worked in are closed, and I want to change the industry and try to enter a big company. Unexpectedly, two months later, the company was closed. Master Yang, who is a car loan, encountered many twists and turns since the company closed down and was in debt. Under various pressures, I accidentally entered an education and training company to work as a class teacher. In fact, after the admissions department recruits people, they will urge students to study and, under appropriate circumstances, upgrade from the original basic class to a higher-priced class. I heard that a month is tens of thousands. It happened to be tens of thousands after October. He had a chance to be promoted, so I went to rely on him for money. After buying a house, I had to consider the amount of money for everything I did.
The basic salary is not low, mainly based on phone calls. In the early stage, newcomers can recruit students first, and only after receiving a certain tuition fee can they become class teachers. After the training, the group introduced themselves, and the above sentence was what I said at that time. The job every day is to make phone calls. Maybe it was because I was used to being free when I was doing finance and couldn't fully invest in it. Until the second month, I had not completed the task and was about to be assessed again. At this moment, a company in the same industry was taken away due to speech issues and certificate application. We were also forced to work from home. In a few days, the company said that we would let us go to Xi'an to work first. I didn't go there. At this time, my wife was already pregnant with her dick. In just two months, it became true because of a joke from the beginning.
is unwilling to give up and want to make quick money. After being cut off by an acquaintance, he really has nothing to do after leaving his job. He heard from other friends that a colleague of his previous cross-border work was pretty good.In fact, at the beginning of 2020, when the epidemic was blocked in my hometown, I also had a plan to do this, but I had no idea how to start. It just so happened that an old colleague was doing this and was thinking about learning from him. During this period, I also visited some other companies, but I am considered an acquaintance here. I thought that if there are any problems, it might be better to communicate and solve them better. I paid the money with the attitude that my acquaintance would not deceive my acquaintance.
In fact, I later learned that these two people were just dissatisfied with one bottle and half of them wandered around. It was the end of the year and there was no money. I wanted to learn to be recruited and bought some money for the New Year. We were taught to distribute goods at the beginning, but it was not effective until April 2021, and we were taught to find zombie links to do the following. When I opened other sites, I directly linked my store and was blocked. During this period, I also found many reasons to make excuses. They are also exploring products and advertising themselves. It is said that they are still doing sales. Later, a partner was involved in the follow-up sales, and the store was sealed and it was trapped for more than 100,000 yuan. Under the slander of their non-professionals, I reached the second half of October 2021, and one of my stores was also blocked. Without hesitation this time, I chose to go to work directly. Put it there.
How to say about this matter, it is not scary to pay money. I am not professional. It’s okay for everyone to discuss and solve it together. But the two of them pretended to be together, but in the end they didn't solve the problem, which was a waste of time. This was also what one of their partners said later.
Forget it, this is a waste of time. I won’t talk about these two alpacas anymore, and they have been wasted for a year.
and then returned to the financial industry
store and chose to take a new loan. However, due to the abandonment of the middle time and the current customer base, the original method of finding customers is no longer adaptable to the present. In order to give myself an excessive amount in the early stage, I chose a telemarketing company to provide tax invoice loans. Many people left their jobs at the same time after the New Year, and there was no atmosphere at the beginning. In February 2022, this year, I chose to leave. Later I heard that they also closed down soon.
After resigning this time, I made an analysis of the entire industry. At present, in addition to the basic salary of telemarketing companies, many channel companies have no basic salary, and I can also do some products myself. The introductions between peers have disappeared from the original madness. In addition, I have not taken out loans in the past two years, and many of my previous cooperation have changed careers. So I decided to focus on first-hand customers, find a company with an atmosphere to go to work, and be able to go out freely, and finally chose Ping An Puhui.
This year is destined to be an extraordinary year. In May, the epidemic was silent for a week. Since the National Day holiday, the epidemic has not completely disappeared. This year's finance industry is very different from before. The change in customer group is only one aspect. Many customers have chosen to lie down due to the epidemic in the past two years. One customer failed to invest during the epidemic and sold all the cars and houses, and the tuition fees for their children were not settled. Some of them are struggling to stick to it, but the credit report is so bad that it is impossible to say. Nowadays, the products are all based on credit report. There are also some people who have no problem with credit reporting, but they dare not invest easily in this situation, let alone take out loans. As a financial practitioner, I would like to advise you to be cautious in investing in the past two years.
I have been at home for a long time and have thought a lot. After all, I am already a father of a son and a daughter. I need to have more responsibilities and more responsibilities. When I have nothing to do, I will summarize my work in the past few years. I hope that the road ahead will be wider and better and better. Thank you for your patience and wish you better and better in front of the screen.
A young man who remembers his work 10 years ago
022/11/29
